Future Generali Health Super Saver Health Insurance

Health Super Saver Policy is a unique indemnity-based medical insurance product that provides you a discount on the premium. The policy comes in two plan options, namely Health Super Saver 1X plan and Health Super Saver 2X plan. The former provides a discount of 80% on premium in the consecutive year of the policy provided the first year was claim-free. Whereas the latter offers you 80% discount on premium for the next two consecutive years of the policy, provided the first two years are claim-free. Both the plans options come with lifetime renewability benefit and can be purchased on an individual or family floater basis. On family basis, you can include a legally wedded spouse, up to 4 dependent children, 2 dependent parents, and/or 2 dependent parents in law. The policy comes at an affordable premium that you can pay on a monthly, half-yearly, or quarterly basis.

Health Super Saver Policy covers people aged between 18 years and 70 yaers for sum insured options ranging between Rs. 3 Lakh and Rs. 50 Lakh. offers a wide range of coverage benefits. Some of them include in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, emergency ambulance expenses, home health care services, daycare treatments, AYUSH treatments, etc. The policy can be purchased for 1 year, after which you can renew it. Another benefit that you can enjoy with this policy is tax relief, as the premium paid for the policy makes you eligible for tax deductions under Section 80d of the Income Tax Act, 1961.