Digit Health Insurance for Individual

Digit Health Plus Policy provides extensive coverage for you and your family. Taking care of all your medical needs at an affordable premium, the policy can be availed on both individual as well as family floater sum insured basis. Digit Health Plus covers you, your spouse, dependent children, parents and others under a single plan. Whether you get hospitalised due to an accident, ailment, pregnancy, or even critical illness, the policy can cover all medical expenses.

Key Features

• Minimum sum insured under the policy 2 Lakh
• A 5% No-Claim discount in the premium in a claim-free year
• Lifelong renewal of the policy
• Cashless treatment at network hospitals in India
• Cost of health check-up up to the limits per policy
• A provision for a second medical opinion
• Portability feature to port to a similar health insurance policy

Scope of Coverage

• Coverage available for pre and post hospitalisation expenses
• Inpatient treatment, including room rent, doctor’s fee, medicines, drugs, etc.
• Hospitalisation due to pregnancy/maternity
• Daycare procedures as well as domiciliary treatment
• Newborn baby, and emergency road and air ambulance cover
• Critical illnesses and expenses incurred on organ donor transplant
• Dental treatment or surgery provided it’s a result of an accident

Eligibility

To be eligible for the Digit Health Plus policy, the minimum entry age is 1 year and the maximum is 60 years.

Exclusions

• Hospitalisation owing to a condition that doesn’t match with the doctor’s prescription
• Cost of life support machine or other artificial life maintenance machine
• Medical expenses arising out of involvement in an illegal or criminal act
• Pre-existing diseases until the waiting period is over
• Attempted suicide due to narcotics, insanity, drugs or alcohol abuse

If you’re on a lookout for an individual health insurance policy, then the policy like Digit Health Plus can be a solution. For more information about this product, get in touch with InsuranceDekho at 1800-120-5698.