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Digit Health Insurance for Individual

Digit Health Plus Policy provides extensive coverage for you and your family. Taking care of all your medical needs at an affordable premium, the policy can be availed on both individual as well as family floater sum insured basis. Digit Health Plus covers you, your spouse, dependent children, parents and others under a single plan. Whether you get hospitalised due to an accident, ailment, pregnancy, or even critical illness, the policy can cover all medical expenses.

Key Features

  • Minimum sum insured under the policy 2 Lakh
  • A 5% No-Claim discount in the premium in a claim-free year
  • Lifelong renewal of the policy
  • Cashless treatment at network hospitals in India
  • Cost of health check-up up to the limits per policy
  • A provision for a second medical opinion
  • Portability feature to port to a similar health insurance policy

Scope of Coverage

  • Coverage available for pre and post hospitalisation expenses
  • Inpatient treatment, including room rent, doctor’s fee, medicines, drugs, etc.
  • Hospitalisation due to pregnancy/maternity
  • Daycare procedures as well as domiciliary treatment
  • Newborn baby, and emergency road and air ambulance cover
  • Critical illnesses and expenses incurred on organ donor transplant
  • Dental treatment or surgery provided it’s a result of an accident

Eligibility

To be eligible for the Digit Health Plus policy, the minimum entry age is 1 year and the maximum is 60 years.

Exclusions

  • Hospitalisation owing to a condition that doesn’t match with the doctor’s prescription
  • Cost of life support machine or other artificial life maintenance machine
  • Medical expenses arising out of involvement in an illegal or criminal act
  • Pre-existing diseases until the waiting period is over
  • Attempted suicide due to narcotics, insanity, drugs or alcohol abuse

If you’re on a lookout for an individual health insurance policy, then the policy like Digit Health Plus can be a solution. For more information about this product, get in touch with InsuranceDekho at 1800-120-5698.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
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Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

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Where do you live ?

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • What is the sum insured amount that Go Digit offers to its individual plans?

    Go Digit offers the sum insured amount for individuals starting from Rs. 2 lakh.

  • Can I avail any tax benefit on buying an individual health plan by Go Digit?

    Yes, you can get tax benefits on the premium amount of individual health insurance policy by Go Digit General Health Insurance Plan under the Income Tax Act 1961.

  • Does Go Digit provide a long hospitalisation cash benefit to individual policyholders?

    Yes, if an individual is hospitalised for a minimum number of consecutive days mentioned in the policy, the insurer will be offering him or her with a lump sum amount as specified in the plan.

  • Who should buy a Digit individual health insurance plan?

    Anyone who is looking for comprehensive coverage apart from health insurance coverage offered by the employer, should opt for Digit individual health insurance plan. The policy offers adequate coverage at all times. 

  • Can I change the sum insured during Digit individual health insurance tenure?

    Yes. If covered under Digit individual health insurance plan, you can enhance your sum insured in case you are not satisfied with the existing one. You can do the same at the time of renewing your health insurance plan. Kindly note that you may be required to pay a higher premium in this case. 

Network Hospital in Popular Cities

CityNo of Hospital
Chennai269
Karimnagar21
Ghaziabad37
Patna41
Jaipur84
Nagpur74
New Delhi249
View All