Digit Health Insurance Policy Download
Founded in the year 2016, Digit Insurance was started by Kamesh Goyal and backed by the Fairfax Group. Digit functions with a unique goal of simplifying insurance that a 15-year-old can also understand. The company won the title of India’s First Unicorn in the year 2021 set to offer top health insurance products like Indemnity Health Insurance, Diabetes Health Insurance, Health Insurance for Parents, etc. [1]
Digit has a claim settlement ratio (CSR) of 96% as of FY 22 and a solvency ratio of 1.78 as of March 2023. [2] The contents of this page will help you understand the definition of policy download, how to access digit health insurance policy documents, how to download the policy, and how to resolve queries related to GoDigit policy through InsuranceDekho or Digit’s official website.
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What is a Health Insurance Policy document?
A health insurance policy document is a legally binding agreement between the health insurance company (insurer) and the insured. This document is what validates your policy and can have the following details:
- Policyholder’s name,
- Contact details (phone number, address, email ID),
- Terms and conditions of policy,
- Sum insured
- Premium amount to be paid monthly/annually
- Additional riders and opted add-on details
- Effective date of policy initiation and renewal
- Tax certificate
- Claim process
- Proposal details
- Health card
Importance of GoDigit Health Insurance Policy Document
Here are the reasons why your GoDigit health insurance policy document is important:
- Dispute Resolution: A policy document becomes a reference point in case of a dispute between a policyholder and the insurer.
- Proof of Coverage: The policy document serves as proof of coverage or of the total sum insured to be given to you during a claim.
- Understanding Your Benefits: The policy document also lists all the benefits of taking a particular policy.
- Protection Against Fraud: This document is crucial to make sure you are protected against claim settlement fraud.
- Educational Tool: Your policy document also contains a glossary of insurance-related words to refer to.
How To Check GoDigit Health Insurance Policy Status And Download Policy PDF?
Online Mode
Check your policy status or download the GoDigit health insurance policy PDF, either through InsuranceDekho or GoDigit General Insurance Company’s website. Below are the steps to follow for both:
Check Policy Status or Download Policy PDF on InsuranceDekho
Step 1: Log on to InsuranceDekho’s Website
Click on the ‘My Login’ button visible on the top right of the main page when you visit www.insurancedekho.com
Step 2: Enter Mobile Number & OTP
Enter your mobile number and the OTP that you will receive on your mobile phone
Step 3: Check The Status or Download Policy PDF
You will be redirected to the InsuranceDekho dashboard from where you can check policy status, download policy documents, and also review the last 5 service requests made through InsuranceDekho
Check Policy Status on GoDigit General Insurance Company’s Website
There are three ways to download your policy document from Digit: through their Digit App, through WhatsApp, or by email. [4].
Download the GoDigit Policy Document Through Digit Insurance App
Step 1: Download Policy or Check Policy Status through Digit Insurance App
Download the Digit Insurance App from your phone’s app or Play store
Step 2: Log in to the App
Login to the Digit Insurance App using your registered mobile number
Step 3: Click on My Policy to View Details
In the bottom right of the app, click on the My Policy tab. All your policy details will be listed here.
Step 4: Download Policy Document
Select the policy you would like to download, click on Download Policy, and view your policy at your convenience.
Download GoDigit Policy Document Through Whatsapp
Step 1: Send a ‘Hi’
As a first step, send a ‘hi’ on their self-service customer care number on WhatsApp +91-70260 61234
Step 2: Respond to Our Message
You will now receive a message from the insurer’s end, respond “2” to that message
Step 3: Download GoDigit Policy Document
You will now have your policy document in your Whatsapp.
Download GoDigit Policy Document Through Email
You can download the policy document from GoDigit by emailing them at hello@godigit.com
Offline Mode
You can also download the GoDigit General Insurance’s health insurance policy document or check policy status, by connecting with InsuranceDekho’s customer support team. Mail us here: support@insurancedekho.com
Important Details in a Policy Document
Listed below are some of the important details that your GoDigit Policy Document may cover:
- Coverage Details: Review and verify your coverage details once you have downloaded your policy document.
- Sum Insured: Check the total annual sum insured available to you by the insurer in this policy document.
- Tax Exemption Receipt: Save tax under Section 80D of the Income Tax Act by referring to the tax exemption receipt.
- Policy feature details: A policy document is also an essential paper that contains details on the features of the policy which is required during the claim settlement process.
- Add-ons and Riders: This document also contains details on the plan-specific riders and add-ons opted for.
- Renewal Details: The renewal date of a policy is also mentioned in the policy document.
How to report issues related to your GoDigit General Insurance Policy?
To report an issue related to GoDigit General Insurance’s health policy refer to the contact information below:
- Call: 1800-103-4448
- Email: hello@godigit.com
- WhatsApp: 70260 61234 (Note: This number is a chat-only number, not for calls)
- For any grievance redressal mail grievance@godigit.com
You can also connect with us at InsuranceDekho to share your queries:
- Email us at support@insurancedekho.com
- Call our helpline at 755 1196 989
You can also connect with Mr. Rohit Khurana, the Grievance Redressal Officer, at grievance@insurancedekho.com in case your query isn’t resolved. For further assistance, you may reach out to the Principal Officer at PO_GIBPL@girnarinsurance.com. Visit our Grievance Redressal page to learn more.
Official Website of GoDigit General Insurance
For more details on the GoDigit General Insurance policy document, visit
https://www.godigit.com/contact
References
- https://www.godigit.com/about
- https://www.insurancedekho.com/health-insurance/godigit
- https://www.godigit.com/download-policy
- https://www.godigit.com/contact