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Digit Health Plus Health Insurance

200 reviews Rate This
Digit Health Insurance
Digit Health Plus Policy
Claim Settlement Ratio93%
Network Hospitals11,300+
PED Coverage Starting From2 year
Pre-existing Disease Coverage From2 year
PresenceAcross the country
Special BenefitsMultiple Discounts such as Credit Score for Good health

About Digit Health Plus Health Insurance

Digit Health Plus Policy by GoDigit General Insurance Company protects you and your family by providing extensive plan coverage. This medical insurance policy comes with an ample number of benefits and features to meet the healthcare needs and expectations of everyone. Its comprehensive approach allows policyholders to avail cover for pre-and post-hospitalisation expenses for individuals or families. It also provides coverage for maternity expenses, critical illness treatment, out-patient dental treatment and much more. With this policy in hand, you can cover yourself, your spouse, dependent children and many others. People between the age group of 1 year and 60 years can be covered under this policy.

The Digit Health Plus policy has plenty of sum insured options, starting from Rs. 2 Lakh. It enables you to get cashless treatment in thousands of network hospitals across the nation and even claim the reimbursement facility at network or non-network hospitals in the country. The policy covers you up to the sum insured during the policy period mentioned in your policy schedule. Like other insurance policies, Digit Health Plus policy is also governed by and is subject to its terms and conditions and exclusions mentioned in the policy schedule.

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Key Inclusions and Exclusions of the Plan

What's Included

  • In-patient treatment cover like room rent, ICU, doctor’s fee, etc.
  • Expenses that are incurred in pre and post hospitalisation
  • Hospitalisation due to maternity treatment and other related expenses
  • Alternate treatment (AYUSH), organ donation, infertility treatment
  • Outpatient (OPD) treatment, i.e. without hospitalisation expenses
  • Critical illness treatment or undergoing covered surgical procedures

What's Not Included

  • Hospitalisation due to a condition that doesn’t match with the doctor’s prescription
  • Artificial Life Maintenance, including life support machine used
  • Medical expenses due to participation in any illegal or unlawful or criminal act
  • Pre-existing diseases until the waiting period is over
  • Suicide or attempted suicide due to insanity, narcotics, drugs or alcohol abuse
  • Pre-natal and post-natal medical expenses unless leading to hospitalisation

5925 Digit Cashless Network Hospitals in India

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Digit Health Plus Policy User Reviews

4.5
Rating based on
200 User reviews
Write your review
What users are saying
  • All
  • Easy Payment Process

    Great experience with InsuranceDekho. I bought the Digit Health Plus Policy I would recommend all to prefer InsuranceDekho for purchasing the best affordable health insurance plans. The best part was that could make the payments without any concerns as they have the safest payment portal. 

    Read More

    M
    By Milind Motwani
    On: Jun 13, 2023
  • Detailed policy overviews

    The policy overviews on InsuranceDekho covers all the aspects of a health plan, including policy descriptions, key features, claim settlement ratios and renewal options. It was really helpful for me as I was issuing GoDigit’s Digit Health Plus Policy.   

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    S
    By Sunetra Bhadra
    On: Mar 05, 2021
  • Locate network hospitals easil...

    Locating the network hospitals that are partnered with GoDigit insurance company was convenient at InsuranceDekho. I just selected my insurance company and the city name I live in. I received detailed address and contact details instantly. I am a registered Digit Health Plus policyholder.

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    N
    By Naval Joshi
    On: Feb 19, 2021
  • Avail NCB during renewal

    For the renewal of Digit’s Digit Health Plus Policy, I had to go through a smooth procedure on InsuranceDekho. While reading about the renewal, I found out about NCB and realised that I was eligible. It was easy to avail the NCB on the website.

    Read More

    K
    By Krishnendu Naskar
    On: Jan 06, 2021
  • Become fan of the plan!

    I have become a fan of InsuranceDekho for providing me digit health plus policy. This policy by GoDigit is an excellent choice for everyone be it a man, woman, senior citizen, soon-to-be-mother. The plan provides health cover for everyone. 

    Read More

    M
    By Manish Chauhan
    On: Jan 14, 2020
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Digit Health Plus Policy Expert Review

  • Expert Review

    Most of us succumb to financial disaster when medical emergencies strike. Digit Health Plus Policy by GoDigit General Insurance Company is a comprehensive plan to stop you from breaking your bank, and get the best treatment without having to worry about the hospital bills. If you’re searching for a policy that can secure you and your family health, then Digit Health Plus can be the right bet. The policy comes with plenty of benefits and features to cater to healthcare needs and meet expectations of everyone.

    Talking about the relationship coverage, the policy covers you, your spouse, and financially dependent children. When the eligibility age is concerned, people belonging to the age range of 18 years to 60 years can enter the policy. Besides, children from 1 year are also covered. 

  • Major Attractions

    GoDigit General Insurance has specifically formulated Digit Health Plus policy for superior protection to insured people. It wants consumers to not have any financial stress during medical emergencies. With that, it meets every primary need of customers ranging from pre-hospitalisation to post hospitalisation, daycare procedures to domiciliary treatment, critical illness to maternity expenses cover and so on and so forth. A long list of prime features under the policy includes -

    • Expenses for the Second Opinion from the panel of medical practitioners
    • Cover for psychiatric illnesses like depression, dementia, bipolar disorder, anxiety disorders
    • Complimentary health check-up on renewing the policy without a break
    • Medical expenses for hospitalisation due to infertility/sub-fertility treatment
    • Expenses for in-patient treatment taken under Ayurveda, Unani, Siddha or Homeopathy
    • Road and emergency air ambulance for transportation in an aeroplane or helicopter
    • Hospital cash benefits feature for long hospitalisation
    • Maternity benefit and newborn baby cover

  • What’s More?

    A suitable health insurance product for people with diverse medical needs, Digit Health Plus plan comes with critical illness coverage benefit too. Yes, the policy can provide coverage for cancer, repair of heart valves, brain tumour, head trauma, open chest CABG, lung and kidney failure, coma, stroke, and many others. Besides, there are some more elements that cannot be overlooked:

    • Lifelong renewability of the policy
    • A grace period of 30 days to renew the policy
    • 15 days free look period to continue or cancel the policy
    • No claim bonus for every claim-free year
    • Tax benefits under Section 80D of the Income Tax Act

  • Conclusion

    When you buy Digit Health Plus, you not just choose to secure your health, but also choose to live a happy and peaceful life. To sum up, it’s a policy worth purchasing if you don’t want to end up losing your savings just because of getting quality treatment.

    Moreover, it’s good to purchase the policy online for quick issuance. InsuranceDekho can help you understand the plan deeply, compare different policies and get free quotes of other similar health insurance products. Besides, experts at InsuranceDekho can help you when it comes to policy portability, claim settlement or any other kind of help. Choose the Digit Health Plus Policy online. It would be an absolute fit as per your varied medical needs.

Digit Digit Health Plus Policy Brochure

  • 995.82 KB
  • PDF Document
  • Jul 23, 2019
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Claim Process at Digit Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Digit Health Plus Policy Health Insurance Plan

  • Is cashless treatment available under the Digit Health Plus Policy?

    Yes, cashless treatment is available under the Digit Health Plus Policy. You can get cashless treatment in all network hospitals. 

  • Can I buy the Digit Health Plus Policy online?

    Yes, you can buy the Digit Health Plus Policy online. To choose the online option, it’s advisable to visit the official website of GoDigit or fill the form available at the top right corner on InsuranceDekho website. Or you can also call us at our toll-free number 1800-120-5698. Our experts will help you buy the policy within seconds. 

  • Is coverage for pre and post-hospitalisation expenses available under the Digit Health Plus Policy?

    Yes, expenses for pre and post-hospitalisation are covered by the Digit Health Plus Policy.

  • Does the Digit Health Plus Policy cover maternity expenses and newborn baby expenses?

    Yes, if you select this cover option, GoDigit will pay the maternity expenses incurred towards the treatment related to any complication of pregnancy, the delivery of a baby, etc. 

  • Are the expenses for critical illness covered under Digit Health Plus Policy?

    Yes, the expenses for critical illness are covered under Digit Health Plus Policy provided that you opt for this cover.

  • What are the critical illnesses covered under the Digit Health Plus Policy?

    Critical illnesses that are covered under the Digit Health Plus Policy include:

    • Cancer of specified severity
    • Open Heart Replacement or Repair of Heart Valves
    • Benign Brain Tumour
    • Major Head Trauma
    • Primary (Idiopathic) Pulmonary Hypertension
    • Open Chest CABG
    • End-Stage Lung Failure and Liver Failure
    • Kidney Failure requiring Regular Dialysis
    • Bone Marrow Transplant
    • Multiple Sclerosis with persisting symptoms
    • Coma of specified severity
    • Permanent Paralysis of Limbs
    • Stroke resulting in permanent symptoms
    • Motor Neuron Disease with permanent symptoms
    • Aplastic Anaemia
    • Loss of independent existence

  • What is the minimum and maximum age to buy Digit Health Plus Policy?

    The minimum entry age to buy the Digit Health Plus Policy is 1 year and the maximum age is 60 years.

  • Can I avail tax benefits by purchasing the Digit Health Plus Policy?

    Yes, you can avail the tax benefits under Section 80D of the Income Tax Act on the premium paid against the Digit Health Plus Policy. 

  • Does the Digit Health Plus Policy come with the portability feature?

    Yes, the Digit Health Plus Policy come with the portability feature. If you want to port a plan to another insurer at the time of renewal, you can do it. To know more, dial 1800-1205-698. 

  • What coverage benefits can a policyholder enjoy by choosing the Digit Health Plus Policy?

    The Digit Health Plus Policy provides extensive coverage benefits, such as inpatient treatment, daycare treatment, pre-hospitalisation, post-hospitalisation, domiciliary treatment, maternity cover, newborn baby cover, emergency road and air ambulance charges, second opinion, organ donor expenses, and so on. 

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