Digit Corona Kavach Health Insurance
Claim Settlement Ratio | 93% |
Network Hospitals | 11,300+ |
PED Coverage Starting From | 2 year |
Pre-existing Disease Coverage From | 2 year |
Presence | Across the country |
Special Benefits | Multiple Discounts such as Credit Score for Good health |
About Digit Corona Kavach Health Insurance
To lessen the burden of medical expenses incurred due to Covid-19 pandemic, the Go Digit General Insurance offers the Corona Kavach Health Insurance Policy. It is designed to pay off the costs incurred for the treatment of Covid-19 at a hospital or home care treatment following medical advice of a medical practitioner. Under this health insurance plan, the insurer shall indemnify medical expenses related to some benefits such as Covid hospitalisation cover, home care treatment, AYUSH treatment, pre-hospitalisation and post-hospitalisation expenses, and so on. The plan also offers an optional policy benefit under which hospital daily cash is provided to insured persons.
The coverage of this health insurance policy can be availed by people between the age group of 1 day and 65 years. The wide sum insured options of this cover range from Rs. 50,000 to Rs. 5 lakh in the multiples of 50,000, helps you get the best medical amenities for the treatment of Covid-19. However, the medical expenses related to the treatment of Covid-19 will be covered only after the completion of a waiting period of 15 days from the first policy commencement date. Under the coverage of hospitalisation cover, this policy offers coverage for road ambulances up to a maximum of Rs. 2,000 per Covid hospitalisation.
Also read: Coronavirus Health Insurance
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Key Inclusions and Exclusions of the Plan
What's Included
- Wide sum insured coverage for up to Rs. 5 lakh
- Home care treatment expenses for maximum up to 14 days
- Emergency ambulance charges of up to Rs. 2,000 per hospitalisation
- AYUSH treatment with in-patient hospitalisation for Covid-19 treatment
- Pre-hospitalisation and post-hospitalisation costs of 15 days and 30 days respectively
What's Not Included
- Diagnostics or treatment taken outside India
- Diagnostic costs not incurred on the diagnosis and treatment of Covid-19
- Claim in relation to Covid where it was diagnosed prior to policy start date
- Hospitalisation expenses for enforced bed rest and not for receiving treatment
- Dietary supplements and substances that can be purchased without prescription
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FAQs on Corona Kavach Policy Health Insurance Plan
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What are the policy periods offered under this health insurance policy?
The insured persons can opt for this policy with different tenures of 3.5 months, 6.5 months and 9.5 months i.e, 105 days, 195 days and 285 days respectively.
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Can I avail tax benefits on the premium paid for Go Digit Corona Kavach Health Insurance Policy?
Yes, you can avail tax benefits on the premium paid for Go Digit Corona Kavach Health Insurance Policy under Section 80D of the Income Tax Act, 1861.
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Can I renew my Go Digit Corona Kavach Health Insurance Policy?
No, this Go Digit Corona Kavach Health Insurance Policy can not be renewed and you will have to buy a fresh insurance plan after its expiry.
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Is there any optional cover offered under this health insurance policy?
Yes, Go Digit Corona Kavach Health Insurance Policy comes with an optional cover of Hospital Daily Cash cover under which you can avail a coverage of 0.5% of the sum insured for maximum up to 15 days.