Digit Worldwide Treatment Health Insurance

The Digit Worldwide Treatment Plan is more than just a health insurance policy. This health insurance policy by Digit is your key to safeguarding your savings and well-being. The Digit Worldwide Treatment plan lets people choose where they want to get medical help, even abroad. If someone in India is sick, they can decide to get treatment in another country.

With this health insurance policy, you can rest easy, knowing that you and your loved ones will have access to essential medical care, all without the stress of unexpected medical expenses. Packed with a variety of advantages and features, the Digit Worldwide Treatment Plan is the top choice for many individuals.

Digit Worldwide Treatment Health Insurance Plan at a Glance

The highlights of the Digit health insurance plan are mentioned below table:

Coverage	Individual and family
Riders	Reduction in PED Waiting Period, Consumables cover
Variants	N/A
Key features	In-built Personal Accident Cover, Worldwide coverage, etc
Inclusion	Ambulance expenses, Pre and post hospitalistaion, Organ donor expenses, etc
Exclusion	Dental treatment, aesthetic surgeries, Any unproven treatment, etc

Key Features of Digit Worldwide Treatment Health Insurance Plan

The key features of the Digit Worldwide Treatment Plan are as follows:

• Affordable Premiums: The Digit Worldwide Treatment Health Insurance Plan offers competitive pricing compared to other market products. This plan offers worldwide coverage at affordable health insurance premiums.
• Coverage: The Digit Worldwide Treatment Health Insurance Plan extends coverage to medical expenses incurred outside India.
• In-built Personal Accident Cover: The Digit Worldwide Treatment Health Insurance Plan Includes inbuilt Personal Accident coverage for added protection. Personal Accident cover is maximum up to Rs. 1 lakhs.
• Flexibility: With the Digit Worldwide Treatment Health Insurance Plan, you can also enjoy the flexibility to choose any hospital room without restrictions. Moreover, you can also choose the sum insured as per your budget.
• No Co-payment: The Digit Worldwide Treatment Health Insurance Plan comes without any co-payment clause. This means that you need not spend anything from your pocket to get adequate health insurance coverage.

Benefits of Digit Worldwide Treatment Plan

Some of the benefits of buying Digit Worldwide Treatment Plan are as follows:

• Extensive Coverage: The Digit Worldwide Treatment Health Insurance Plan offers comprehensive coverage for a wide range of medical expenses. It includes benefits like maternity coverage, wellness programs, and more. Moreover, the coverage extends to alternative and traditional treatments.
• Worldwide Access: You can avail of medical services globally, ensuring you're protected wherever you are.
• Choice of Location: You have the freedom to choose where you want to get treated, including in other countries like India.
• Cashless Hospitalisation: Enjoy the convenience of cashless hospital stays at network hospitals. Digit Health Insurance has tie-ups with over 10,500 cashless hospitals which makes it easier to locate a nearby network hospital.

• Ambulance Services: Expenses for both road and air ambulance services are included in the Digit Worldwide Treatment Plan.
• Health Checkup: Regular health checkups are part of the package, promoting wellness. Digit even offers discounts on health insurance premiums if you are leading a healthy lifestyle.

Riders Available with Digit Worldwide Treatment Plan

There are two riders included in your Digit Worldwide Treatment Plan:

• Consumables Cover: This add-on provides coverage for consumables if you agree to pay a 10% additional health insurance premium.

• Reduction in PED Waiting Period: This add-on reduces the waiting period for pre-existing conditions to 2 years.

Inclusions of Digit Worldwide Treatment Health Insurance Plan

Below-mentioned are the inclusions of the Digit Worldwide Treatment health insurance plan:

• Emergency Air Ambulance: The plan includes expenses for urgent air transportation to the hospital.
• Home Healthcare: It covers medical care you receive at home when needed.
• COVID-19 Cover: This plan includes protection against COVID-19-related medical expenses.
• E-Consultation: You can consult with healthcare professionals online, and it's covered.
• Room Rent: Your hospital room charges are part of the coverage.
• Day Care Procedure: Procedures that don't require an overnight stay in the hospital are covered.
• Health Checkup: You get coverage for regular health checkups.
• Road Ambulance: Expenses for using an ambulance for transport are covered.
• Pre and Post Hospitalisation: It includes medical expenses before and after your hospital stay.
• Organ Donor Expense: If you need an organ transplant, the costs related to the donor are covered.
• Domiciliary Hospitalisation: This plan covers treatments you get at home when hospitalisation is not possible.

Exclusions of Digit Worldwide Treatment Health Insurance Plan

While the Star Health Cardiac Care Policy provides extensive coverage for both cardiac and non-cardiac ailments, it's important to note the following exclusions:

• Ventilators for patients in a brain-dead state with no chance of recovery.
• Treatment for intentional self-inflicted injuries or attempted suicide.
• Circumcision, unless it's medically necessary.
• Costs related to hair loss treatments and products.
• Aesthetic surgeries of any kind.
• Expenses for screening, counseling, or treating external birth defects.
• Vaccination and inoculation expenses, except for post-animal bite treatment.
• Hearing aids, glasses, contact lenses, and similar product fitting costs.
• Injuries or diseases from war, foreign invasion, or warlike operations.
• Legal liabilities due to errors or actions by hospitals or medical practitioners.
• Injuries or illnesses resulting from substance abuse, smoking cessation programs, or nicotine addiction treatment (unless prescribed by a doctor).
• Non-surgical, self-detachable prosthetics and devices.
• Dental treatments, except for accidents.
• Expenses related to non-allopathic or alternative treatments (except for AYUSH treatment).

Documents Required to Buy Digit Worldwide Treatment Plan

Here are the documents you'll need when getting the Digit Worldwide Treatment health insurance plan:

• A duly filled application form.
• Proof of your identity (like Aadhar card, passport, voter ID, or driver's license).
• Proof of your age (birth certificate, school leaving certificate, or passport).
• Proof of your address (utility bills, rent agreement, or Aadhar card).
• Some passport-sized photos.
• Medical reports or health check-up reports, if the insurance company asks for them.
• Any other documents the insurance provider requires during the application.

How to Buy Digit Worldwide Treatment Health Insurance Plan?

Here's how you can get the Digit Worldwide Treatment health insurance plan through InsuranceDekho:

Step 1: Visit the “Health Insurance” section on the official InsuranceDekho website.

Step 2: Pick "Digit Health Insurance" from the list of health insurance companies.

Step 3: Choose "Worldwide Treatment Plan" from the available health insurance plans.

Step 4: Take a look at the rules and conditions in the Digit Premier policy document.

Step 5: Upload all the necessary documents to complete the KYC process.

Step 6: After finishing the KYC process, pay the premium online.

Step 7: Finally, you will receive the Digit policy document in your registered email.

Claim Process of Digit Worldwide Treatment Plan

In the Digit Worldwide Treatment health insurance plan, you can get your money back in two ways:

Cashless Claim

• Go to a nearby hospital that's in the Digit Health insurance network.
• Share your Digit Worldwide Treatment plan details at the hospital and provide all the required information.
• Once you've given all the required documents, they'll be reviewed, and a pre-authorisation form will be sent to the insurance company.
• After the insurance company checks the documents, your medical bills will be paid directly at the network hospital.

Reimbursement Claim

• With a reimbursement claim, you can choose any nearby hospital and pay for your medical costs.
• Later, go to the insurance company's website and request a reimbursement claim.
• Provide the Digit Worldwide Treatment claim form and all the necessary plan information.
• Once the insurance company approves your claim request, they will send you the money you spent on medical expenses.

Frequently Asked Questions

Ques 1. What is the Digit Worldwide Treatment Plan?

Ans. The Digit Worldwide Treatment Plan is a healthcare option that allows you to receive medical treatment in different countries, including India. It offers flexibility in choosing where you get medical care.

Ques 2. Can I use this plan for any type of medical condition?

Ans. Yes, you can use the Digit Worldwide Treatment Plan for a wide range of medical conditions. It's designed to provide flexibility in accessing healthcare globally.

Ques 3. Is there a network of healthcare providers associated with this plan?

Ans. Yes, the plan usually includes a network of healthcare providers and facilities across the world. These providers are available to help you receive medical care when you need it in your chosen location.