Digit Corona Rakshak Health Insurance

Go Digit Corona Rakshak Policy is a benefit-based medical insurance policy that provides cover to the insured towards additional expenses arising due to hospitalisation required on positive diagnosis of the pandemic declared COVID-19. The policy pays a lump sum amount equal to 100% of the sum insured if the insured requires hospitalisation for at least 72 hours and can be purchased by anyone aged between 18 years and 65 years. To avail policy benefits, the diagnosis must be done at a government authorized diagnostic center. The policy comes with a minimum sum insured of Rs. 50,000 and a maximum of up to Rs. 2.5 lakh in multiples of Rs. 50,000. There is no deductible or co-payment clause under Go Digit Corona Rakshak Policy.

Go Digit Corona Rakshak Policy is a short term policy that can be purchased for 3.5 months (105 days), 6.5 months (195), or 9.5 months (285 days). The policy shall terminate upon payment of the benefit and can not be renewed. To avail the policy benefits, you will be required to complete a waiting period of 15 days which will be calculated from the date of commencement of the policy. Also, note that the policy does not allow portability or migration.

Also read: COVID 19 Insurance