Digit Health Insurance for Parents

Parents have to meet with so many uncertainties during their old age. So, buying them a quality health insurance policy is a good move towards their healthier and happier life. Digit Health Plus Policy is a kind of individual cum family floater policy, which helps parents manage their medical treatment finance without making a dent in their savings. Nothing less than a boon, the policy provides them with a superior cover so that they don’t have to face financial instability due to sky-rocketing medical costs.

Key Features

• Sum insured available right from Rs. 2 Lakh
• Availability of getting no-claim bonus in a claim-free year
• Guaranteed lifetime policy renewal feature
• Complimentary health checkup up to a specified limit
• Second medical opinion for parents in case of critical illnesses
• AYUSH treatment benefits
• An option to switch to and from similar senior insurance for parents

Scope of Coverage

• Cover available for self, spouse, dependent children, and others
• Pre and post hospitalisation expenses
• OPD treatment, i.e. treatment for which hospitalisation not required
• Cover for diseases like coma, cancer, stroke, liver failure, heart attack, etc.
• Expenses incurred towards organ donor transplantation
• Domiciliary and daycare treatment cover
• Coverage for room rent, operation theatre charges, ICU, doctor/surgeon’s fee, etc.

Eligibility

Digit Health Plus policy by GoDigit is available for parents for up to 60 years. The policy is also a good option for a newborn baby or a child of 1 year old.

Exclusions

• Home care nursing not included
• Treatment taken in a foreign country is not covered
• Attempt to suicide and self-injuries is excluded by the policy
• AIDS or HIV or sexually transmitted diseases are not covered
• Any disease or injury directly or indirectly caused due to the consumption of alcohol or drugs

In order to understand the complete benefits of the policy for parents, we suggest you to call our toll-free number 1800-120-5698 and talk to our experts at InsuranceDekho.