Digit Health Insurance for Senior Citizen

With so many uncertainties that life offers especially during the later part of normal life, the only mantra to be prepared is buying a senior citizen health insurance policy. One of its kind under health insurance policies is the Digit Health Plus Policy by GoDigit. It is such a plan that ensures the financial well-being in case of medical emergencies. The policy provides extensive cover, including pre & post hospitalisation, daycare procedures, domiciliary treatment, critical illness cover and much more.

Key Features

• Available on an individual as well as family floater basis
• No claim bonus during claim-free years
• An option of lifelong policy renewability
• Pre-policy health check-up up to the specified amount
• Second medical opinion
• Alternate treatment (AYUSH) and organ donation
• Portability option to switch to or from similar senior citizen health insurance

Scope of Coverage

• Cover for self, spouse, dependent children, parents and others
• OPD treatment, i.e. without hospitalisation expenses
• Pre and post hospitalisation expenses
• Hospitalisation due to critical illnesses like cancer, coma, stroke, heart attack, liver failure, etc.
• Expenses incurred on organ donor transplant
• Domiciliary treatment where treatment is done at home because of non-availability of hospital bed
• In-patient treatment cover such as room rent, ICU, theatre charges, doctor’s fee, etc.

Eligibility

You are eligible for this policy even if you have become 60 years old. The maximum age is 60 years whereas the minimum age is 1 year to enter the policy.

Exclusions

• Home care nursing
• Treatment taken in a foreign country
• Attempt to suicide and self-injuries
• AIDS or HIV or sexually transmitted diseases
• Any illness directly or indirectly caused by alcohol or drugs

To understand how the Digit Health Plus Policy is helpful for senior citizens, contact our health insurance experts at InsuranceDekho. Our toll-free number to serve the customers is 1800-120-5698.