Get a healthcare plan that includes a preventive guide.

Insurers and healthcare providers around the country provide a variety of "preventive health check-up packages" for people who want to get their health checked on a regular basis. Assist consumers in identifying possible illnesses and taking the necessary precautions. Critical illness plans are significant because they allow for early detection and administration of vital treatment. Furthermore, these preventative health check-ups analyse a patient's family history and calculate the risk of acquiring illnesses depending on those characteristics. Individuals can change their habits depending on the results of a preventative health examination, enhancing their quality of life and making it considerably healthier.

Preventive Health Care's Characteristics

Preventive Health Care Plan is a comprehensive plan that offers a wide range of advantages to subscribers, including:

• Throughout the year, you may get a free health checkup.
• Even over the phone, you may get a free doctor consultation.
• Discounts on testing at diagnostic laboratories, pathology laboratories, and radiology laboratories
• Discounts at pharmacies
• Dental insurance benefits
• Discounts on even the most expensive procedures, as well as diagnostic and consultation services
• Section 80 of the Income-tax act allows you to save money on taxes 

Packages Available Under Preventive Health Insurance

Understanding the importance of preventative health care, numerous insurance companies have included this approach, raising public knowledge about it. Only a few plans are –

1. Regular plan - This preventative health care plan allows you to go to the doctor for any reason. Maintain a frequent health examination to avoid sickness. 
2. Family Plan - Every member of the family can get preventative health care under the family plan, regardless of their age. Basic complete body check-ups, nutritional advice, dental examinations, and other preventive healthcare packages for the entire family are included. These packages include consultations with ophthalmologists, ENTs, cardiologists, general surgeons, and other specialists. 
3. Child plan - A child preventive health care insurance plan allows parents to take their children to the doctor for preventative health care,  youngster between the ages of 0 and 13 can go to the doctor on a regular basis. Pediatrics, Ophthalmology, Dental, Radiology Services, ENT, general check-ups, and other programs tailored for children will be available.
4. Cardiac Packages: With the surge in the number of cardiac-related illnesses in India, there are bespoke plans available to undergo a comprehensive cardiac examination at various hospitals around the country. The purpose of screening techniques is to determine the risk of heart attacks, strokes, and other cardiovascular disorders. These packages include consultations that take into account a person's family history and lifestyle when recommending necessary remedial steps.
5. Packages for Cancer Patients: With changing lifestyles and eating habits among the younger generation, cancer poses the greatest hazard to humans. Cancer screening programs are offered for early identification of the illness as well as assisting individuals in identifying potential future hazards.

Takeaway

As long as you and your dependents are getting treatment within your plan's network of health professionals and facilities, preventive services must be provided to you and your family at no cost. Regardless of the plan type or insurance company, preventive care is covered at this level of benefit. Any strategy should be chosen based on one's requirements. Today, even customized programs are available, which are likely to save you money. It is essential to enroll in a preventive health care plan since it is always preferable to be cured before sickness progresses to irreversible stages.

Also read - What Can I Do To Defend Myself Against COVID-19 Variants?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.