Raheja QBE Health Insurance is a joint venture between the Raheja Rajan Group and QBE Insurance. The organization was founded in 2008 with the intention of promoting the best atmosphere for both its clients and business associates in the healthcare industry. 

Clients of Raheja QBE's health care program have the choice of receiving top-notch care from 5,000+ prominent hospitals nationwide. More details are provided here that will resolve any of your doubts.

A Quick Overview of Healthcare insurance by Raheja QBE

Why Should Someone Get Health Insurance From Raheja QBE Schemes?

Unexpected medical crises that need costly healthcare can put a strain on households' finances. You can protect your assets and look after your family and yourself with the aid of medical insurance. To reduce your strain like a companion, Raheja QBE's medical insurance policies offer substantial and unique coverage options, a cashless benefit, and a wide network of hospitals.

Their customized policies are designed to protect you from the growing financial commitments you have with regard to your family both before and after admitting into a hospital and medical care. In comparison to certain other private insurance companies, they brag about having a very high ratio of settlement for claims. Their highest efficiency comes from their ongoing efforts to provide exceptional customer support.

• Raheja QBE is among the most recent privatized health insurance firms, and it has just successfully entered the market for healthcare insurance.
• For their covered clients, they provide a broad network of hospitals (5000 plus) in India and provide the benefit of cashless hospitalization, as well as straightforward and reliable claims processing.
• Numerous healthcare policy options, including personal plans and plans for a family with sums, ranging from Rs. 100000 to Rs. 5000000.
• Excellent customer-centred support is provided by a 24-7 service department with a reputation for openness and simplicity.

Process Of Claims For Raheja QBE Health Insurance

A healthcare policy allows claims to be made in one of two ways:

• Cashless Claims
• Reimbursement Claims

Simply put, the diagnosis and treatment should only be completed at a hospital that is under the network of insurance providers serving your policy in order to submit a claim on a cashless system. You must first get permission in accordance with the established processes and use the appropriate form in order to receive the diagnosis.

In the event of claims made on the basis of reimbursement, the healthcare provider must be notified in accordance with their established protocols. The policy bearer is responsible for making sure that the necessary paperwork, including the form for the claim, release report, medications, and invoices to be filed for reimbursements, should be acquired after getting discharged from the hospital. Raheja QBE Insurance has a structured method for handling claims. 

Expiring Policy Renewals

If you wish to keep receiving the insurance benefits, you would have to renew your policy before the thirty days grace period runs out.  Contact customer service as early as you can if your insurance has expired, and they will advise you on renewing it. Based on the plan you have chosen, a medical examination may be necessary.

Raheja QBE Insurance Packages Added Value Benefits

Raheja QBE Healthcare is now one of the quickest growing insurance companies in India, focusing heavily on both insurances, be it group or individual insurance policies. Here are several advantages with extra value.

• The complete amount of the money covered will be reimbursed if it is used up during an insurance year.
• During a no claim insurance year, an NCB of 5 percent of the total insured sum, to 50 percent (maximum) of the initial total covered, is payable.
• 10% rise in the amount insured for cashless hospitalization 
• paid ambulance costs are refunded
• Any insured individual who is 18 years of age or older may request an annual medical examination.
• When choosing to pay with a cashless hospitalization for in-patients, Costs that are not medical are also covered.
• The cost of the medical examination before acceptance is covered.

Conclusion

Along with having one of the most affordable premiums in the industry today for all of their policies, Raheja QBE health insurance also provides an attractive feature package. The majority of client evaluations for Raheja QBE health insurance have been helping the company expand year after year.

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