Why should I choose TATA AIG as my health insurance provider?

A Health Insurance Policy protects you from the financial ramifications of a wide range of health-related expenditures, from minor illnesses and injuries to catastrophic diseases. As a result, health insurance and the cumulative Bonus give financial stability in the case of a significant medical expense. One of the most significant health insurance benefits of a Tata AIG health insurance plan is the ability to earn a cumulative 'No-claim Bonus' for each claim-free year, which entails an increase in the sum insured under your health insurance plan without a corresponding increase in your health insurance premium.

Reasons to Choose TATA AIG Health Insurance

Following are the reasons to invest in TATA AIG Health Insurance

1. Consumables Cover: If you are admitted to the hospital, our Consumables Cover will pay for any surgical or medical consumables or equipment that are invoiced to you, in addition to the hospitalization expenses. These consumables are the materials or equipment used directly in your therapy, and they might be expensive if you do not have health insurance that covers them.

2. Worldwide Coverage: If you add our Global/Worldwide Coverage to your health insurance, you will be covered for any disease or condition that arises outside of the United States. If you are diagnosed with a condition in India but want to seek treatment and hospitalization overseas, this plan can assist you in covering the costs of medical treatment and hospitalization.

3. Automatic Restoration: Because we understand medical emergencies and the related expenses, our health insurance policies include an automatic restoration benefit. If you have used up your sum insured in a single policy year due to a medical emergency, you can have it immediately replaced or restored using this option.

4. Cumulative Bonus: For each claim-free year, your Tata AIG health insurance policy will reward you with a cumulative Bonus benefit of 10-50 percent. This benefit raises your insured total without increasing your health insurance rates, resulting in more comprehensive coverage. With our health insurance policies, you may obtain up to a 100% extra sum covered for each year you do not submit a health insurance claim. We provide health insurance plans that are tailored to your specific needs, whether it's cashless treatments, tax breaks, the option of an additional sum covered, or a variety of other perks.

5. Pregnancy Cover: After adding our Maternity Cover to your policy and waiting 4 years, this rider can assist you to cover the cost of maternity expenses up to Rs. 50,000 for each policy year. If the baby is a girl, we will increase the coverage to Rs.60,000.

Conclusion

The Tata AIG COVID health insurance is meant to assist you to make up for lost income caused by lengthy hospitalization by providing a large sum insured at cheap rates and extended hospitalization coverage. In general, growing medical costs may make it more difficult to acquire high-quality medical treatment. Our COVID-19 insurance plan, on the other hand, includes a lot of perks like hospitalization expenses, cashless treatment, and more, so you don't have to deal with any financial or medical issues on your own.

Also read- In A Health Insurance Policy, There Are A Few Key Terms To Know.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.