United India Health Insurance for Parents

United India offers various health insurance products for parents. Senior Citizen Health Insurance is one of them. It is particularly designed for your senior parents. It’s a kind of policy, which provides financial support to parents during their golden age. With this policy in hand, parents can avail world-class treatment without the financial burden and lead a healthy and happy life. The policy covers medical expenses sustained owing to an accident or sickness during the policy period.

Key Features

• Policy term: 1-year duration
• The Sum Insured: Rs. 1 Lakh to Rs. 3 Lakh
• Available on an individual and a family floater basis
• Cashless treatment at 7,000+ top-quality network hospitals
• Guaranteed lifetime renewal of the policy in a convenient manner
• 50% discounts if one or more family members are insured
• 50% of health check-up reimbursement if accepted by the insurer

Scope of Coverage

• Policyholder, his/her spouse, dependent children and parents
• Cover for accommodation in hospital, ICU, oxygen, blood, doctor’s fees, etc.
• 30 days pre-hospitalisation expenses from the date of admission
• 60 days post-hospitalisation from the date you are discharged from the hospital
• Certain daycare procedures, which usually require less than 24 hours hospitalisation
• AYUSH cover without any specific restrictions
• Costs for surgical tools, medicines, drugs, chemotherapy, dialysis, etc.

Eligibility

The entry age to buy the policy is between 61 years and 80 years. The policy also covers children aged between 3 months and 18 years with either or both parents.

Exclusions

• Stem cell surgery, implantation or genetic disorders
• Pre-existing diseases until 48 months of continuous coverage
• Spectacles, hearing aids and contact lenses
• Dental treatment unless due to an accident
• An injury or disease caused by nuclear weapons/materials

To know more about the benefits of Senior Citizen Health Insurance policy by United India for parents, talk to our experts by calling 1800-120-5698.