What is the sum insured range for United India Senior Citizen Health Insurance?

The sum insured options for United India Senior Citizen Health Insurance range between Rs. 1 Lakh to Rs. 3 Lakh, in multiples of Rs. 50,000.

What is the eligibility criteria for United India Senior Citizen Health Insurance?

While the minimum entry age for Senior Citizen Health Insurance policy is 61 years, the maximum entry age is 80 years.

What is the exit age for United India Senior Citizen Health Insurance?

There is no exit age associated with United India Senior Citizen Health Insurance, thus policy is lifelong renewable.

Can I cover children under United India Senior Citizen Health Insurance?

Yes, you can! Children between the age group of 3 months & 18 years can be covered under the policy. However, the only condition is that either or both parents are covered concurrently.

What is the policy term for United India Senior Citizen Health Insurance?

Senior Citizen Health Insurance can be purchased for a period of 1 year. The policyholder can renew the policy on an annual basis.

Does United India Senior Citizen Health Insurance require policyholder to undergo pre-policy medical check up?

Pre-policy medical check up is required at the discretion of the insurer. Note that the insurer is reimbursed 50% of the cost upon the acceptance of the proposal.

What is the waiting period for pre-existing conditions under United India Senior Citizen Health Insurance?

The waiting period for pre-existing conditions under Senior Citizen Health Insurance policy is 48 months.

Does Senior Citizen Health Insurance policy include the feature of co-payment?

Under Senior Citizen Health Insurance policy, co-payment of premium is required wherein a part of expenses is to be borne by the policyholder.

Does United India Senior Citizen Health Insurance come with family discount?

Yes! If the policy is taken for self and any one or more family members (spouse or dependent children), the policyholder gets a family discount of 5% on the total premium.

Does United India Senior Health Insurance offer tax benefits?

Yes! When you buy United India Senior Citizen Health Insurance, you gain the advantage of tax benefit on premium paid under Section 80D of the Income Tax Act.

United India Senior Citizen Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	78.03%
COVID-19 Cover	Yes
Network Hospitals	7,000+
Policies Sold	11,82,067
Renewability	Lifelong

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United India Senior Citizen Health Insurance Brochure

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Jul 19, 2019

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United India Health Insurance Plan List

Family (3)
Individual (2)
Senior Citizen (2)
Parents (1)
Critical Illness (1)
Kids (1)
Woman (1)

Name of Plan	Sum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 YearsPopular	2 Lakh	Check Premium
UNI Criticare PolicyMin: 21 Years; Max: 65 Years	1 Lakh	Check Premium
Family Medicare PolicyMin: 3 Months; Max: 80 Years	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium

United India Health Insurance Top Up List

Family (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years	3 Lakh	Check Premium

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FAQs on Senior Citizen Health Insurance Health Insurance Plan

What is the sum insured range for United India Senior Citizen Health Insurance?
The sum insured options for United India Senior Citizen Health Insurance range between Rs. 1 Lakh to Rs. 3 Lakh, in multiples of Rs. 50,000.
What is the eligibility criteria for United India Senior Citizen Health Insurance?
While the minimum entry age for Senior Citizen Health Insurance policy is 61 years, the maximum entry age is 80 years.
What is the exit age for United India Senior Citizen Health Insurance?
There is no exit age associated with United India Senior Citizen Health Insurance, thus policy is lifelong renewable.
Can I cover children under United India Senior Citizen Health Insurance?
Yes, you can! Children between the age group of 3 months & 18 years can be covered under the policy. However, the only condition is that either or both parents are covered concurrently.
What is the policy term for United India Senior Citizen Health Insurance?
Senior Citizen Health Insurance can be purchased for a period of 1 year. The policyholder can renew the policy on an annual basis.
Does United India Senior Citizen Health Insurance require policyholder to undergo pre-policy medical check up?
Pre-policy medical check up is required at the discretion of the insurer. Note that the insurer is reimbursed 50% of the cost upon the acceptance of the proposal.
What is the waiting period for pre-existing conditions under United India Senior Citizen Health Insurance?
The waiting period for pre-existing conditions under Senior Citizen Health Insurance policy is 48 months.
Does Senior Citizen Health Insurance policy include the feature of co-payment?
Under Senior Citizen Health Insurance policy, co-payment of premium is required wherein a part of expenses is to be borne by the policyholder.
Does United India Senior Citizen Health Insurance come with family discount?
Yes! If the policy is taken for self and any one or more family members (spouse or dependent children), the policyholder gets a family discount of 5% on the total premium.
Does United India Senior Health Insurance offer tax benefits?
Yes! When you buy United India Senior Citizen Health Insurance, you gain the advantage of tax benefit on premium paid under Section 80D of the Income Tax Act.

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Claim Process at United India Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

United India Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
United India Health Insurance
1-800-425-33333Mon to Fri 10:00 AM to 5:45 PM
customercare@uiic.co.in