Hero Splendor Ismart 110 Insurance

Hero Splendor iSmart 110 Insurance Summary

The Splendour iSmart 110 is an upgrade of its earlier version the Splendor iSmart and is a 113.2 cc bike, 12cc higher than the previous model. It weighs 116 kg and is available in 3 striking colours, blue, red and grey. The motorbike is capable of reaching top speeds of 87 km/h and is extremely fuel-efficient with a healthy mileage of 75kpl. The bike is sturdy and durable like previous models but with some new additions. The bike is built with the ergonomics in mind, with a firm seat designed for an erect riding position it is well suited for long periods of riding. The body of the bike is dual-tone, its front profile has muscular fuel tanks and newly designed headlamps, while the rear is sleek with split grab rails and tail light.

Hero Splendor iSmart Insurance

According to the Indian Motor Tariff, it is compulsory for every owner of a two-wheeler to at least have a third party insurance policy. Driving without one is considered illegal and breaking this rule can be punished with a fine of Rs. 2,000 and/or imprisonment for up to 3 months. A third party policy covers any damages relating to a third party which may be bodily injuries, death or third party property damage. However, it does not cover the damages caused to the policyholder or his vehicle. For coverage of these aspects, one would have to look at either a standalone own-damage bike policy or a comprehensive policy.

Types of Insurance Cover For Hero Splendor iSmart Insurance

On the basis of coverage, there are three types of two-wheeler insurance policies:

1. Third-Party Insurance Policy

This policy deals with damages relating to a third party including bodily injuries, death as well as third party property damage. The coverage for third party property damage is limited up to Rs. 1 lakh. This is a mandatory policy that has to be purchased by every bike owner in India.

2. Standalone Own-Damage Bike Insurance Policy

This type of policy is not obligatory for a bike owner, but it is a prudent option to have. It provides coverage for own-damages incurred by the policyholder’s bike. This policy does not provide compensation for third party liabilities.

3. Comprehensive Bike Insurance Policy

This type of policy covers damage costs for both third party liabilities and the bike owners’ own-damages in case of a mishap. Moreover, with this policy, you can choose add-ons to fit your needs.

How to Buy Insurance for Hero Splendor iSmart 110 from InsuranceDekho

Getting an insurance policy of your choice for your Splendor iSmart 110 at InsuranceDekho takes only a few seconds and a few simple steps:

Step 1: Visit our website InsuranceDekho

Step 2: To get a quote enter your bike’s registration number. In case you do not have its number, you can also enter your bike’s details such as its make, model, variant fuel type, etc.

Step 3: Provide your personal details, i.e., your name and mobile number. The most suitable insurance policies for you will be visible on the screen.

Step 4: Keeping in mind your budget and requirements, select the best policy for your Splendour iSmart 110.

Step 5: Make the payment for your chosen policy and the document will be delivered via your registered email ID.