Royal Enfield Two Wheelers Insurance

Royal Enfield is an Indian motorcycle manufacturing company with its headquarter in Chennai, India. It is a subsidiary of Eicher Motor Limited, an Indian commercial vehicle producer. The brand sells itself with the tag of "the oldest global motorcycle brand in continuous production.

It is widely renowned and mostly appreciated for its manufacturing of Royal Enfield Bullet and many other single-cylinder and twin-cylinder motorcycles. The firm produced its first motorcycle in 1901, with the Bullet model still enjoying its record bike production run of all time.

Over the years, the Royal Enfield has managed to develop a mid-size motorcycle segment in India with its ultimate and exclusive modern classic motorcycles. Nowadays, the company offers around 7 models in India, which comprise Royal Enfield Classic 350, Royal Enfield Bullet 350, Royal Enfield Interceptor 650, Royal Enfield Thunderbird 350X, Royal Enfield Himalayan etc. The company has been serving its customers with motorcycles which set them apart from the crowd and deliver them a royal ride, always.

Bike Insurance Renewal Process for Royal Enfield Bikes

Every bike insurance policyholder is needed to renew his or her bike insurance cover timely to enjoy the offerings of a bike insurance plan. In order to keep your Royal Enfield bike insurance and secured, you will have to ensure its timely renewal without fail. Here the steps to renew your Royal Enfield bike insurance policy online:

Step 1: Open the official website of the InsuranceDekho and click on the ‘Bike’ tab.

Step 2: Fill up the Registration Number of your Royal Enfield bike and choose the variant and fuel type of your Royal Enfield bike to continue. In case you do not know the registration number of your Royal Enfield bike, in such a situation you should click on the ‘Don't know your bike number?’ link and choose your bike’s brand, model, fuel type, registration year, etc., to continue.

Step 3: Select the expiry date of your last bike insurance policy and your insurer’s name as well. In addition to this, choose an option to share if you made any claim during the previous policy year or not and then click on the ‘Continue’ button to continue.

Step 4: Enter some personal details which include your name, mobile number and time for which you want to buy bike insurance and click on the ‘Submit and Get Quotes’ button.

Step 5: You will get the bike insurance policy premium quotes offered by various insurance firms on your screen. Compare and choose the bike insurance plan quotes which suits you the best as per your budget and needs. At this stage, you can also select and add some add-on covers to your plan.

Step 6: Click on the ‘Buy Now’ link and confirm your details before initiating the process of payment for the renewal of your Royal Enfield bike insurance plan. You can make the payment with different payment gateways such as debit card, credit card, online wallets, and net banking option. After the completion of payment, the bike insurance policy document will instantly be issued and sent to your mail inbox through your registered Email ID.

Claim Cashless Bike Insurance For Royal Enfield Bikes

Cashless bike insurance is the best choice for the policyholders to get their Royal Enfield bike repaired at the network garage of their insurance company without paying anything. To avail this cashless claim option, the policyholders are required to inform their respective insurers regarding the damage and loss sustained by their bikes soon after a collision or mishap. With this claim process, you can easily and swiftly get the repair work done for your bike free of cost as your insurance company will be liable to bear the repair costs on your behalf.

The cashless bike insurance claim refrains you from making any payment for repair after an accident or loss. In addition to this, with a cashless claim process, you need to submit fewer documents and fewer formalities to go through when compared to the reimbursement claim process, which ultimately expedites the claim process. Under this option, a surveyor is sent directly by your insurer to examine the damage extent immediately after a mishap which also brings speed and transparency to the procedure. The insurance companies authorise the best workshops under their network that enables you to get the best possible repair service for your Royal Enfield bike.

Royal Enfield Cashless Bike Insurance Claim Process

A cashless bike insurance claim for your Royal Enfield bike can be made without any hassle. For an easy claim settlement process, you can follow the below-given steps:

Step 1: The policyholders should inform their respective insurance company immediately if any damage or loss to the bike is caused during an accident or theft. To get in contact with the insurance company, you can either call them on their toll-free number or register a claim by visiting the official website of the insurance company.

Step 2: After the policyholder has made the claim intimation, they would receive a call from the insurance company’s claim representative. They have to present all the information regarding the accident and policy number of the Royal Enfield bike insurance policy to the representative.

Step 3: The insurance provider sends a surveyor to gauge the extent of damage caused to the bike after the mishap. Also, a policyholder is not allowed to tow the bike to a network garage before the surveyor arrives and checks the condition of the bike. An estimated repair cost for the bike is prepared by the surveyor and he also collects all the necessary documents, contact number of the witnesses, duly filled claim form etc from the policyholder.

Step 4: Once the surveyor approves, the policyholder can take their bike for repair to a nearby network garage. After confirming all the legal and financial liabilities, the insurance company pays the repair cost to the garage. The claim amount is calculated after factorising depreciation amount and deductibles(if any).

Royal Enfield Reimbursement Bike Insurance Claim Process

If the policyholder is unable to find a network garage nearby or they wish to get their bike repaired in any other garage of their choice, in that scenario, a reimbursement claim can be registered by the policyholder. Compensation for the repair cost is received by the policyholder through a reimbursement claim. A reimbursement claim can be placed by following the below-given steps:

Step 1: A reimbursement claim process can be initiated by the policyholder by informing the insurance company soon after the accident or mishap with a Royal Enfield bike takes place. The policyholder can get in contact with the insurance company either by dialling their toll-free number or by visiting the nearby branch of the insurance company.

Step 2: The claim officials of the insurance company will give a call back after the intimation to the policyholder. Thereafter, the policyholder is supposed to inform the officials regarding the policy number and details of the accident. A unique claim reference number is given by the company to the policyholder, which can be used in future.

Step 3: A surveyor appointed by the insurance company is sent to the location to check the condition of the insured bike. The policyholder is not allowed to move the bike to the garage before the surveyor arrives at the location. An estimate of repair cost is prepared by the surveyor and he also collects all the required documents along with duly filled claim form and other witnesses and proofs of the incident.

Step 4: Once the surveyor gives the approval, the policyholder can take their bike to the desired garage and get the bike repaired by paying the money. Once the bike repair is done, receipts and bills of the repair alongside the policy document need to be submitted to the insurance company for reimbursement. After the verification of the case, the claim amount is disbursed by the company after deducting the depreciation amount and deductibles( if any).

How to Renew an Expired Policy for Your Royal Enfield Two-Wheeler?

Most two-wheeler insurance policies last for a year before they need to be renewed. Doing this on time is crucial to keep the insurance valid. With modern-day life becoming increasingly fast-paced and hectic, it is no wonder that people often forget to renew their policy on time. Insurance providers offer their customers a grace period to avoid losses in such cases. Thus, the policyholder can renew their two-wheeler insurance 90 days after the expiry date. But if there are any delays after this period the policy lapses and can no longer be renewed. If the policyholder had any accumulated NCB that will be lost. Moreover, the two-wheeler must go through inspection formalities again. If your two-wheeler insurance has lapsed follow these steps to purchase a fresh policy:

Step 1: Visit InsuranceDekho. Select the ‘two-wheeler insurance tab’ at the top of the page.

Step 2: In the ‘Get Quotes’ section enter your two-wheeler’s registration number. IF you do not have the registration number with you, you can also provide the two-wheeler’s make, model and registration year.

Step 3: Provide your name and contact number, once you have entered all the required details click on ‘Submit and Get Quotes’.

Step 4: All the quotes in your category will be visible on the screen. Select the one that best suits your needs and price point. You can also select any add-ons you would like to purchase at this stage.

Step 5: Pay for the selected policy and the policy document will be sent to your registered email ID.