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HomeHealth InsuranceOrientalPNB Oriental Royal Mediclaim 2017Wording

Oriental PNB Royal Mediclaim Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

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Oriental Health Insurance Plan List

  • Critical Illness (1)
  • Family (2)
  • Kids (1)
  • Maternity (1)
  • Woman (1)
  • Individual (3)
  • Parents (1)
  • Senior Citizen (1)
Name of PlanSum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Check Premium
PNB Oriental Royal Mediclaim 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium
Jan Arogya Bima PolicyMin: 5 years; Max: 70 years5000 Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Happy Cash Min: 3 Months; Max: No Limit 500/day Check Premium
HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit1 Lakh Check Premium
Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years1 Lakh Check Premium
OBC Oriental Mediclaim Policy 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium

Oriental Health Insurance Top Up List

  • Family (1)
  • Maternity (1)
  • Top-up (1)
Name of PlanSum Insured
Super Health Top-upMin: 91 Days; Max: 70 Years3 Lakh Check Premium

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FAQs on PNB Oriental Royal Mediclaim 2017 Health Insurance Plan

  • What is the waiting period for pre-existing diseases under PNB Oriental Royal Mediclaim 2017?

    PNB Oriental Royal Mediclaim 2017 comes with a waiting period of 36 months for pre-existing diseases and 12/24/36 months for specific diseases. 

  • What is the payout basis for PNB Oriental Royal Mediclaim 2017?

    The PNB Oriental Royal Mediclaim 2017 offers cashless services for covered expenses in network hospitals and reimbursement of covered expenses.  

  • What are the insured’s rights under PNB Oriental Royal Mediclaim 2017?

    Insured’s rights under PNB Oriental Royal Mediclaim 2017 include free look period, renewability benefits, migration and portability benefits, increase in sum insured during policy term, and Turn Around Time for issuance of pre-authorization and settlement of reimbursement. 

  • What are the renewability conditions under PNB Oriental Royal Mediclaim 2017?

    PNB Oriental Royal Mediclaim 2017 is ordinarily renewable as per the terms and conditions of renewability. 

  • Can the Oriental Insurance cancel my PNB Oriental Royal Mediclaim 2017?

    Yes. Oriental Insurance can, at any time, cancel your policy on the grounds of misinterpretation, fraud by you as an insured, by giving a 30 days notice. Also note that no refund of premium will be given in case of cancellation on the above grounds.

Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

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