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Reliance Corona Rakshak Health Insurance

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Reliance Health Insurance
Corona Rakshak Policy
Cashless Approval TAT4 hour Cashless Claim Processing
Claim Settlement Ratio99.90%
Network Hospitals10,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsMore Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverageRs. 243/month

About Reliance Corona Rakshak Health Insurance

With Reliance General Corona Rakshak Policy, you can get coverage for treatment expenses of Coronavirus (COVID-19) for you and your family members. The plan coverage starts from the day you get diagnosed with COVID-19 infection. However, this medical insurance cover has a standard waiting period of 15 days. It comes with a various sum insured options ranging from Rs. 50,000 to Rs. 2.5 lakh in the multiple of 50,000 on an individual basis. The policy terms of this policy are 3.5 months (105 days), 6.5 months (195 days), and 9.5 days (285 days).

The health insurance plan gives coverage to people between the age of 18 years and 65 years. However, a proposer of higher age can buy a policy for adult members of the family, without covering himself or herself. This Corona Kavach Plan offers a lump sum benefit equal to 100% of the sum insured, which is payable only on the positive diagnosis of COVID-19 and requiring patient’s hospitalisation for a minimum continuous period of 72 hours. The policy benefit is applicable only if the diagnosis of COVID-19 is done in a government authorised diagnostic centre.

Also read: Coronavirus Health Insurance

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Key Inclusions and Exclusions of the Plan

What's Included

  • Multiple policy terms of 3.5 months, 6.5 months, and 9.5 months
  • Lump sum amount equal to 100% of the sum insured is offered
  • Range of sum insured options available up to Rs. 2.5 lakh
  • Coverage for persons between the age of 18 years and 65 years
  • No requirement of pre medical tests to purchase the policy

What's Not Included

  • Treatment expenses related to any pre-existing disease
  • If the insured person has visited to any restricted countries
  • Covid-19 diagnosis done at any unauthorised testing centre
  • Medical costs of diagnosis or medical treatment taken outside India
  • Any diagnosis which is not related and not incidental to Covid-19 treatment

9120 Reliance Cashless Network Hospitals in India

Reliance Corona Rakshak Policy Brochure

  • 100.53 KB
  • PDF Document
  • Aug 04, 2020

Claim Process at Reliance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Corona Rakshak Policy Health Insurance Plan

  • What is the minimum and maximum sum insured offered under Reliance General Corona Kavach policy?

    Under this health insurance plan, multiple sum insured options are offered such as Rs. 50,000, Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 2.5 lakh.

  • In how many policy periods this Reliance General Corona Rakshak Insurance Policy is available?

    This Reliance General Corona Rakshak Insurance Policy is available in the following policy terms:

    • 3.5 months (105 days)
    • 6.5 months (195 days) 
    • 9.5 months (285 days) 
  • I am a 21 year old boy. Can I buy this Corona Rakshak Health Insurance Plan?

    Yes, you can buy this policy. Anyone between the age of 18 years and 65 years can purchase this Reliance General Corona Rakshak Health Insurance Plan. 

  • Does this plan require any pre-medical screening to offer coverage?

    No, this health insurance cover does not require any pre-medical tests to offer its coverage. 

  • When can I avail this Reliance General Corona Rakshak Insurance Policy?

    You can avail this health insurance plan when you get tested positive for Covid-19 from a government authorised diagnostic centre and require hospitalization for a minimum continuous period of 72 hours. In such a case, you will get a lump sum benefit equal to 100% of the sum insured chosen by you.

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