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Reliance Hospi Care Health Insurance

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Reliance Health Insurance
Hospi Care Policy
Cashless Approval TAT4 hour Cashless Claim Processing
Claim Settlement100%
Network Hospitals8,600+
Pre-existing Disease Waiting Period1 year
Special BenefitsMore Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverageRs. 243/month

About Reliance Hospi Care Health Insurance

Hospi Care Policy provides lump sum to the insured thereby covering him/her for a host of surgical and daycare procedures. The policy covers one individual per policy on individual sum insured basis. It comes with a wide range of sum insured options between Rs. 1 Lakh and Rs. 10 Lakh, that you can purchase for a term of 1 year, 2 years, or 3 years, as per your budget and requirements. The policy is an affordable one, the premium for which starts at Rs. 1,669 plus taxes. One of the policy highlights is that you will be covered 100% for pre-policy health check-up costs under this policy. You will be sent the medical reports if your proposal is accepted and the policy is generated.

You can buy Hospi Care Policy if you are an Indian citizen and are aged between 18 years and 65 years. Note that there is no exit age for the policy. The policy comes with a special feature where the insured can get cover for surgeries that are over and above the listed ones and lump sum cash of up to Rs. 20,000. Other coverage benefits under the policy are daycare treatment cash, hospital daily cash for up to 60 days, hospital cash for ICU for up to 15 days, and hospitalisation due to Malaria/Dengue/Chikungunya for up to Rs. 20,000. If covered under the policy, you can avail tax benefits on the premium paid for it, under Section 80D of the Income Tax Act, 1961.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Hospital daily cash for up to 60 days
  • Day care treatment cash is offered under this plan
  • Other surgeries cash
  • Hospitalisation due to Malaria /Dengue /Chikungunya for up to Rs. 20,000
  • Hospital daily cash ICU for 15 days

What's Not Included

  • Non-medical expenses
  • Treatment taken outside the geographical boundaries of India
  • Any self-inflicted injury including suicide
  • Treatment due to intake of alcohol, tobacco etc
  • Dental treatment unless requiring hospitalisation

9120 Reliance Cashless Network Hospitals in India

Claim Process at Reliance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Hospi Care Policy Health Insurance Plan

  • What are the waiting periods under Hospi Care Policy offered by Reliance General Insurance?

    Hospi Care Policy offered by Reliance General Insurance comes with the following waiting periods: 

    • Initial waiting period of 90 days from the date of issuance of policy
    • Waiting period of 2 years of specific illnesses and treatments, from the date of commencement of policy 
    • A waiting period of 4 years for pre-existing diseases 
  • What are the policy term options for Hospi Care Insurance Policy?

    Hospi Care Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirement. 

  • What are the sum insured options under Hospi Care Policy?

    Hospi Care Policy comes with sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, and Rs. 10 Lakh.

  • Who is eligible for a Hospi Care Policy?

    You can avail Hospi Care Policy if you are an Indian citizen and are aged between 18 years and 65 years. The policy covers one individual per policy on individual sum insured basis.

  • Can I buy Hospi Care Policy if I have a pre-existing disease?

    Yes. You can be covered under Hospi Care Policy even if you have a pre-existing disease. However, to avail the policy coverage benefits, you will be required to complete a waiting period of 4 years from the date of commencement of the policy. Note that to enjoy benefits you must avail continuous coverage under the policy. 

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