Reliance Hospi Care Health Insurance

Hospi Care Policy provides lump sum to the insured thereby covering him/her for a host of surgical and daycare procedures. The policy covers one individual per policy on individual sum insured basis. It comes with a wide range of sum insured options between Rs. 1 Lakh and Rs. 10 Lakh, that you can purchase for a term of 1 year, 2 years, or 3 years, as per your budget and requirements. The policy is an affordable one, the premium for which starts at Rs. 1,669 plus taxes. One of the policy highlights is that you will be covered 100% for pre-policy health check-up costs under this policy. You will be sent the medical reports if your proposal is accepted and the policy is generated.

You can buy Hospi Care Policy if you are an Indian citizen and are aged between 18 years and 65 years. Note that there is no exit age for the policy. The policy comes with a special feature where the insured can get cover for surgeries that are over and above the listed ones and lump sum cash of up to Rs. 20,000. Other coverage benefits under the policy are daycare treatment cash, hospital daily cash for up to 60 days, hospital cash for ICU for up to 15 days, and hospitalisation due to Malaria/Dengue/Chikungunya for up to Rs. 20,000. If covered under the policy, you can avail tax benefits on the premium paid for it, under Section 80D of the Income Tax Act, 1961.