Reliance Health Gain Health Insurance

HealthGain has multiple features and benefits in store that are of immense help to anyone facing an unfortunate medical emergency. Inpatient treatment, pre & post hospitalisation expenses, day care treatment, organ donor expenses, domiciliary hospitalisation, and domestic road ambulance expenses, are a few basic benefits that you can expect from Reliance’s popular health insurance product. As far as the superior features are concerned, they include -

• Call option benefit can be exercised up to 60 years of age.
• Online Wellness solution is offered under the plan
• Policy service guarantee: Under Plan A Rs. 10,000 and under Plan B Rs. 20,000 is paid for delay in policy issuance.
• Accidental death cover for no claim renewal under Plan B (Rs. 1 Lakh Personal accident - Death cover for policyholder/insured)
• Insurance renewal (one-time renewal premium waiver if the policyholder or insured suffers from named critical illness - available if you choose Plan B)
• Reinstatement of base sum insured (one reinstatement up to 100% of base sum insured, subject to sub-limit of 20% for related illness/injury)
• Cumulative bonus: 33 1/3 increase in base sum insured for every claim free year; maximum up to 100%. 33 1/3 decrease in base sum insured for every claim year; maximum up to cumulative bonus earned
• Claim service guarantee: Cashless claims - 1% of claim amount for every delay of 6 business hours beyond 6 hours of receipt of all information/documents; Reimbursement claims - 1% of claim amount for every delay of 21 days beyond 21 days of receipt of all information/documents (maximum 6% for a claim amount)

HealthGain is a complete health insurance package. The best way to fight sky-rocketing inflation in the medical field, this plan allows you to take a sigh of relief and feel free from any kind of financial pressure. The benefits offered by the plan are a big support and the key aspect that makes it an absolute choice. However, HealthGain also aims to offer added assistance through its list of vital elements that comprise -

• Lifelong renewability as there is no exit age
• Tax deduction under Section 80D of Income Tax Act, 1961
• 5% premium discount on insuring a girl child or single woman
• A special 5% or 10% family discount (depending on family size) with an individual policy
• An extra-special 5% premium discount for Reliance Private Care Package policy customers
• Free auto-extension of the health insurance policy for an additional year (if diagnosed with critical illness)

An exceptional health insurance product by Reliance General Health Insurance, HealthGain can be chosen without any doubt.

Those willing to purchase HealthGain online, you are headed in the right direction. Buying the policy online will be a better choice than offline mode as it will get issued sooner. Also, the policy terms and conditions will be more transparent. Talking about the platform of InsuranceDekho for purchasing HealthGain, policy portability, claim settlement support, and various other after-sales services offered would be of great benefit. 

Policy Service Guarantee under the HealthGain product means the insurance company offers Sum Insured of Rs. 10,000 for the delay in policy issuance.

Yes, tax benefits can be availed in any circumstances under Section 80D of the Income Tax Act. No matter you’re buying the policy online, you’re able to enjoy tax benefits. These benefits are available for a longer period if you happen to buy health insurance at a young age.

Yes, HealthGain health insurance plan is available on the individual basis and the family floater basis.

As an insured person, you can enjoy several benefits under the said plan, including pre and post hospitalisation expenses up to 60 days, cashless hospitalisation, reimbursement, lower premium and a wide range of sum insured options.