Is there any additional feature in the HealthGain policy?

Yes, under the HealthGain policy, Reliance General Insurance provides an accidental death cover of Rs. 1 Lakh to the policyholder in every claim-free year. This benefit is available in Plan B of the policy.

What is Policy Service Guarantee under the HealthGain policy provided by Reliance General Insurance?

Policy Service Guarantee under the HealthGain product means the insurance company offers Sum Insured of Rs. 10,000 for the delay in policy issuance.

Can I gain tax benefits if I buy the HealthGain policy online?

Yes, tax benefits can be availed in any circumstances under Section 80D of the Income Tax Act. No matter you’re buying the policy online, you’re able to enjoy tax benefits. These benefits are available for a longer period if you happen to buy health insurance at a young age.

Is the HealthGain health insurance plan available on the individual basis and the family floater basis?

Yes, HealthGain health insurance plan is available on the individual basis and the family floater basis.

What are the key benefits of the HealthGain product?

As an insured person, you can enjoy several benefits under the said plan, including pre and post hospitalisation expenses up to 60 days, cashless hospitalisation, reimbursement, lower premium and a wide range of sum insured options.

What are the benefits of the Wellness program under the HailthGain policy?

The Wellness program lets you enjoy awesome discounts on a number of value-added wellness services and choice of many online solutions.

What is Re-in statement of Base Sum Insured under the HealthGain policy?

Re-in statement of Base Sum Insured means when you exhaust your entire sum insured and cumulative bonus and the doctor advises for further hospitalisation for any related or unrelated ailment. In that case, the insurance company refills the full sum insured without any additional costs.

Is medical check-up mandatory every year?

No, there is no need for medical check-ups if you renew the policy continuously without a break and no change has been made to the terms and conditions of the policy.

Is Organ Donor covered by the policy?

Yes, the medical expenses for Organ Donor are covered by this policy. But, it is 50% of the sum insured and up to max Rs. 5 Lakh.

Can I change the sum insured in the midterm of the policy?

No, you can’t change the sum insured in the midterm of the policy.

Reliance Health Gain Insurance Wordings

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Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

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Reliance Health Gain Brochure

325.84 KB
PDF Document
Apr 09, 2019

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Reliance Health Insurance Plan List

Family (3)
Individual (3)
Kids (2)
Parents (2)
Senior Citizen (2)
Woman (2)
Critical Illness (1)

Name of Plan	Sum Insured
MORE Health InsuranceMin: 91 Days; Max: 65 Years Popular	3 Lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health GainMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Hospi Care PolicyMin: 90 days; Max: 65 years	1 Lakh - 10 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Health Infinity Min: 91 Days; Max: 65 Years	3 Lakh	Check Premium
HealthWiseMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
Critical Illness InsuranceMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Personal Accident PolicyMin: 18 years; Max: 70 years	5 Lakh - 20 Lakh	Check Premium

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FAQs on Health Gain Health Insurance Plan

Is there any additional feature in the HealthGain policy?
Yes, under the HealthGain policy, Reliance General Insurance provides an accidental death cover of Rs. 1 Lakh to the policyholder in every claim-free year. This benefit is available in Plan B of the policy.
What is Policy Service Guarantee under the HealthGain policy provided by Reliance General Insurance?
Policy Service Guarantee under the HealthGain product means the insurance company offers Sum Insured of Rs. 10,000 for the delay in policy issuance.
Can I gain tax benefits if I buy the HealthGain policy online?
Yes, tax benefits can be availed in any circumstances under Section 80D of the Income Tax Act. No matter you’re buying the policy online, you’re able to enjoy tax benefits. These benefits are available for a longer period if you happen to buy health insurance at a young age.
Is the HealthGain health insurance plan available on the individual basis and the family floater basis?
Yes, HealthGain health insurance plan is available on the individual basis and the family floater basis.
What are the key benefits of the HealthGain product?
As an insured person, you can enjoy several benefits under the said plan, including pre and post hospitalisation expenses up to 60 days, cashless hospitalisation, reimbursement, lower premium and a wide range of sum insured options.
What are the benefits of the Wellness program under the HailthGain policy?
The Wellness program lets you enjoy awesome discounts on a number of value-added wellness services and choice of many online solutions.
What is Re-in statement of Base Sum Insured under the HealthGain policy?
Re-in statement of Base Sum Insured means when you exhaust your entire sum insured and cumulative bonus and the doctor advises for further hospitalisation for any related or unrelated ailment. In that case, the insurance company refills the full sum insured without any additional costs.
Is medical check-up mandatory every year?
No, there is no need for medical check-ups if you renew the policy continuously without a break and no change has been made to the terms and conditions of the policy.
Is Organ Donor covered by the policy?
Yes, the medical expenses for Organ Donor are covered by this policy. But, it is 50% of the sum insured and up to max Rs. 5 Lakh.
Can I change the sum insured in the midterm of the policy?
No, you can’t change the sum insured in the midterm of the policy.

View More Questions

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com