What are the waiting periods under Hospi Care Policy offered by Reliance General Insurance?

Hospi Care Policy offered by Reliance General Insurance comes with the following waiting periods: Initial waiting period of 90 days from the date of issuance of policy Waiting period of 2 years of specific illnesses and treatments, from the date of commencement of policy A waiting period of 4 years for pre-existing diseases

What are the policy term options for Hospi Care Insurance Policy?

Hospi Care Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirement.

What are the sum insured options under Hospi Care Policy?

Hospi Care Policy comes with sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, and Rs. 10 Lakh.

Who is eligible for a Hospi Care Policy?

You can avail Hospi Care Policy if you are an Indian citizen and are aged between 18 years and 65 years. The policy covers one individual per policy on individual sum insured basis.

Can I buy Hospi Care Policy if I have a pre-existing disease?

Yes. You can be covered under Hospi Care Policy even if you have a pre-existing disease. However, to avail the policy coverage benefits, you will be required to complete a waiting period of 4 years from the date of commencement of the policy. Note that to enjoy benefits you must avail continuous coverage under the policy.

Reliance Hospi Care Health Insurance Wordings

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Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

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Reliance Health Insurance Plan List

Family (3)
Individual (3)
Kids (2)
Parents (2)
Senior Citizen (2)
Woman (2)
Critical Illness (1)

Name of Plan	Sum Insured
MORE Health InsuranceMin: 91 Days; Max: 65 Years Popular	3 Lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health GainMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Hospi Care PolicyMin: 90 days; Max: 65 years	1 Lakh - 10 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Health Infinity Min: 91 Days; Max: 65 Years	3 Lakh	Check Premium
HealthWiseMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
Critical Illness InsuranceMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Personal Accident PolicyMin: 18 years; Max: 70 years	5 Lakh - 20 Lakh	Check Premium

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FAQs on Hospi Care Policy Health Insurance Plan

What are the waiting periods under Hospi Care Policy offered by Reliance General Insurance?
Hospi Care Policy offered by Reliance General Insurance comes with the following waiting periods:

Initial waiting period of 90 days from the date of issuance of policy

Waiting period of 2 years of specific illnesses and treatments, from the date of commencement of policy

A waiting period of 4 years for pre-existing diseases
What are the policy term options for Hospi Care Insurance Policy?
Hospi Care Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirement.
What are the sum insured options under Hospi Care Policy?
Hospi Care Policy comes with sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, and Rs. 10 Lakh.
Who is eligible for a Hospi Care Policy?
You can avail Hospi Care Policy if you are an Indian citizen and are aged between 18 years and 65 years. The policy covers one individual per policy on individual sum insured basis.
Can I buy Hospi Care Policy if I have a pre-existing disease?
Yes. You can be covered under Hospi Care Policy even if you have a pre-existing disease. However, to avail the policy coverage benefits, you will be required to complete a waiting period of 4 years from the date of commencement of the policy. Note that to enjoy benefits you must avail continuous coverage under the policy.

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com