SBI Corona Kavach Health Insurance

Corona Kavach Policy, SBI General is an affordable indemnity-based medical insurance policy that covers you and your family against several healthcare expenses arising due to a positive diagnosis of COVID-19. Individuals aged between 18 years and 65 years can buy this policy on an individual or family floater basis. If covered on a family floater basis, you can include self, legally wedded spouse, dependent children, parents, and parents-in-law under this policy. The minimum and maximum age for dependent children is 1 day and 25 years respectively. If the child aged more than 18 years is financially independent, then he/she would be ineligible to be covered on a floater basis. If covered on an individual basis, the sum insured would be applicable to every family member individually, whereas if covered on a family floater basis, the sum insured will be applied to the entire family.

Corona Kavach Policy offered by SBI General Insurance comes with sum insured options between Rs. 50,000 and Rs. 5 Lakh in multiples of Rs. 50,000 with policy term options of 3.5 months, 6.5 months, and 9.5 months. The policy covers you for several healthcare expenses some of which include room rent, nursing and boarding expenses, AYUSH treatments, pre-hospitalisation and post-hospitalisation expenses, home care treatment expenses, etc. Also, the policy comes with an add-on benefit which you can voluntarily opt for by paying an extra premium at the time of policy purchase. As the ongoing pandemic is affecting the lives and livelihood of many individuals, this policy will be helpful as it keeps you protected against the financial implications and stress due to the COVID-19 crisis.

Also read: COVID-19 Insurance India