SBI Hospital Daily Cash Health Insurance

When you choose Hospital Daily Cash policy by SBI General Insurance, you choose peace of mind as well as great financial help. With this policy by your side, you won’t have to remain concerned about expenses other than the actual medical cost. A smart investment, the policy can actually be of immense help and allow you to avail tension-free medical treatment, without compromising on its quality.

• Fixed benefit for each day
• Enhanced coverage
• Covers additional expenses (not covered under regular health insurance policies)
• Flexible coverage options – 30 days & 60 days coverage
• Daily cash benefit of up to Rs. 2,000 per day of hospitalisation
• Daily cash benefit of up to Rs. 4,000 per day of accidental hospitalisation
• Daily cash benefit of up to Rs. 4,000 per day of ICU hospitalisation
• Fixed sum of up to Rs. 5000 to take care of convalescence expenses
• 4 options to select in terms of daily benefit amount – Rs. 500, Rs. 1,000, Rs. 1,500 and Rs. 2,000

SBI General’s Hospital Daily Cash policy is a boon that handles incidental expenses that may not be that huge, but matter a lot to the insured. Other than covering significant expenses, the policy comes up with crucial aspects that make it complete. Some of the key features that enhance the value of Hospital Daily Cash Policy include -

• No exit age
• Grace period of 30 days
• Easy policy portability
• Free look period of 15 days
• Tax benefits under Section 80D of the Income Tax Act, 1961

All in all, Hospital Daily Cash is the ultimate supplement to health insurance policies you can ask for. Contrary to what most people believe, investing in this policy is nowhere unnecessary as it helps you tackle expenditure that impact the financial stability in a drastic manner. 

If willing to invest in a Hospital Daily Cash Policy, it is advisable to visit the branch of SBI General Insurance, as this policy is not available online. However, you can choose InsuranceDekho as the initial platform to gain detailed knowledge about the policy before buying the policy offline.

No, the daycare treatment is not covered by the Hospital Daily Cash insurance plan of SBI General.

No, Hospital Daily Cash insurance does not provide coverage for hospitalisation due to maternity.

Yes, you can save tax by choosing the Hospital Daily Cash policy. The benefit is available u/s 80D of the Income Tax Act. 

The portability feature is available. But, it is only possible within similar products, i.e. you can port your existing Hospital Daily Cash policy into the SBI General’s Hospital Daily Cash policy.