What is the eligibility criteria for buying Star Cardiac Care plan?

Any individual between 10 years and 65 years of age, who has undergone PTCA (Stenting) or CABG (By-pass) procedure (within 7 years period prior to proposal) or Atrial Septal Defect (ASD) or Ventricular Septal Defect (VSD) that has been corrected or Patent Ductus Arteriosus (PDA) that has been treated or undergone RF Ablation to correct the underlying cardiac condition or had an angiogram done, but no intervention was medically found necessary can buy Star Health Cardiac Care plan.

What is the policy tenure for Star Health Cardiac Care plan?

The policy tenure for Star Health Cardiac Care plan is 1 year.

What are the sum insured options for the plan?

For Star Health Cardiac Care plan, the sum insured options are Rs. 3,00,000 and Rs. 4,00,000.

Does Star Health Cardiac Care insurance policy come with tax benefits?

Yes, insured individuals are eligible for relief under Section 80D of the Income Tax Act in respect of the amount paid by any mode other than cash.

Does the plan come with Personal Accident Death Cover?

Yes, Star Health Cardiac Care provides personal accident death cover under both, Gold and Silver plans.

Is the Star Health Cardiac Care policy portable?

Yes, the policy is portable. If the insured individual wants to get their policy ported, they need to make application in the appropriate form to the company at least 45 days before, but not earlier than 60 days from the date when the renewal is due.

What is the free look-in period for Star Health Cardiac Care?

15 days free look period from the date of policy receipt is available for evaluating the terms and conditions of plan.

What is the co-payment under the policy?

The co-payment under the policy (applicable for section 1) is 10% of each and every claim amount for insured individuals beyond 60 years of age at entry level and renewals thereafter.

What are the Sub-limits under the policy?

Expenses for treatment of cataract are payable up to Rs. 20,000 per hospitalisation and Rs. 30,000 for the entire policy period. It is applicable for Section 1 of the policy only.

Is there a requirement of pre-acceptance medical screening for the plan?

No, there is no need for pre-acceptance medical screening for Star Health Cardiac Care policy. However, the proposer has to submit all the past medical records of the person proposed for insurance.

Star Cardiac Care Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

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Star Cardiac Care Brochure

174.89 KB
PDF Document
Apr 15, 2019

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Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years	25 Thousand - 1 Lakh	Check Premium
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Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years		Check Premium
Family DeliteMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years	1 Lakh	Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium
Red CarpetMini: 60 Years; Max 75 Years	1 Lakh	Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Cardiac CareMin: 10 Years; Max 65 Years	3 Lakh	Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years	3 Lakh	Check Premium
Star Health GainMin: 91 Days; Max: 65 Years	1 Lakh	Check Premium
Special Care Min: 3 Years; Max: 25 Years	3 Lakh	Check Premium
Criticare PlusMin 18 Years; Max: 65 Years	2 Lakh	Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years	3 Lakh	Check Premium

Star Health Insurance Top Up List

Family (1)
Individual (1)

Name of Plan	Sum Insured
Super SurplusMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years		Check Premium

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FAQs on Cardiac Care Health Insurance Plan

What is the eligibility criteria for buying Star Cardiac Care plan?
Any individual between 10 years and 65 years of age, who has undergone PTCA (Stenting) or CABG (By-pass) procedure (within 7 years period prior to proposal) or Atrial Septal Defect (ASD) or Ventricular Septal Defect (VSD) that has been corrected or Patent Ductus Arteriosus (PDA) that has been treated or undergone RF Ablation to correct the underlying cardiac condition or had an angiogram done, but no intervention was medically found necessary can buy Star Health Cardiac Care plan.
What is the policy tenure for Star Health Cardiac Care plan?
The policy tenure for Star Health Cardiac Care plan is 1 year.
What are the sum insured options for the plan?
For Star Health Cardiac Care plan, the sum insured options are Rs. 3,00,000 and Rs. 4,00,000.
Does Star Health Cardiac Care insurance policy come with tax benefits?
Yes, insured individuals are eligible for relief under Section 80D of the Income Tax Act in respect of the amount paid by any mode other than cash.
Does the plan come with Personal Accident Death Cover?
Yes, Star Health Cardiac Care provides personal accident death cover under both, Gold and Silver plans.
Is the Star Health Cardiac Care policy portable?
Yes, the policy is portable. If the insured individual wants to get their policy ported, they need to make application in the appropriate form to the company at least 45 days before, but not earlier than 60 days from the date when the renewal is due.
What is the free look-in period for Star Health Cardiac Care?
15 days free look period from the date of policy receipt is available for evaluating the terms and conditions of plan.
What is the co-payment under the policy?
The co-payment under the policy (applicable for section 1) is 10% of each and every claim amount for insured individuals beyond 60 years of age at entry level and renewals thereafter.
What are the Sub-limits under the policy?
Expenses for treatment of cataract are payable up to Rs. 20,000 per hospitalisation and Rs. 30,000 for the entire policy period. It is applicable for Section 1 of the policy only.
Is there a requirement of pre-acceptance medical screening for the plan?
No, there is no need for pre-acceptance medical screening for Star Health Cardiac Care policy. However, the proposer has to submit all the past medical records of the person proposed for insurance.

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Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.