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Popular Money Back Plans In India

Updated On Oct 14, 2021

One of the most important features of money return insurance is that it provides a predictable stream of income at predetermined periods, allowing the insured to meet his or her financial responsibilities for the duration of the policy. This plan also provides a guaranteed return on investment as well as the ability to diversify one's money through several investment options. With the information shown above, it should be clear that this is an excellent option for those who want the benefits of both insurance and a consistent income. So, what's the next step? Now, if you're interested in investing in a Money Back plan, stay reading to learn about the top Money Back plans available.

Top Money Back Guarantees 

The following are the top Money Back programs in which you should consider investing your money:

  • ICICI Pru Cash Advantage Plan 

While supplementing your usual income, this plan provides a guaranteed cash payment. It usually starts the year after the premium payment term has ended.

ICICI Pru Cash Advantage Plan Benefits

The following are some of the plan's features.

  1. It provides you with a one-time payout, allowing you to plan for your financial future.
  2. You can pay the premium in a variety of ways, depending on your comfort level and available payment methods.
  3. It gives all-around security for your family even when you are not present.

Edelweiss Tokio Life G CAP Plan 

GCAP assists you in accumulating wealth so that you can realize your lofty goals and revel in your accomplishments. A fully guaranteed maturity benefit, a death benefit, and a Guaranteed Accrual Addition are all included in this plan.

Edelweiss Tokio Life G CAP Plan Features

The following are some of the plan's features.

  • It provides assured benefits that are clearly specified.
  • You can customize the period of your insurance and the terms of your premium payments with this plan.
  • It also provides financing choices and reductions in times of financial trouble.
  • Anyone between the ages of 91 days and 55 years old can apply for a 10-year, 15-year, 20-year, 25-year, or 30-year insurance policy.
  • A non-linked insurance plan with guaranteed additions and benefits upfront, as well as maturity and death benefits.
  • You can customize the period of your insurance and the terms of your premium payments with this plan.

Tata AIA Life Insurance's Money Back Plus Plan

Tata AIA Life Insurance is a life insurance company owned by Tata. The Money Back Plus Plan combines life insurance with savings. Guaranteed payments are made at regular periods throughout the plan's duration. b This plan also includes an accident benefit for added peace of mind.

Features of Tata AIA Life Insurance's Money Back Plus Plan

The Tata AIA Life Insurance Money Back Plus Plan has the following features:

  • There is an Accidental Death Benefit available.
  • The option to choose between three alternative payment methods
  • There are two kinds of bonuses to choose from.
  • Availability of Riders


One of the better ways to organize your life investment cover is to use a Money Back guarantee. You will not only receive money at regular intervals throughout the policy term, a sum assured at the conclusion of the policy term, and bonus amounts as stated by the insurer, but you will also obtain adequate insurance coverage throughout the policy term. A full Money Back plan makes sense for an investor seeking a policy that provides assured returns as well as benefits at various phases of life in order to pay for significant future expenses.

Also read: 

What are the Advantages of Purchasing a Money Back Insurance Plan?

Why Do You Need To Purchase A Money Back Plan?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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