Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeTerm InsuranceTerm Insurance CompaniesKotakKotak Premium Calculator

Kotak Term Insurance Premium Calculator

172 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Kotak Life term insurance premium calculator is an online tool that helps you calculate the premium of the required term insurance coverage. This tool is easy to use and extremely helpful when you are buying a Kotak Life term policy. Kotak Life insurance offers a wide range of term insurance plans with varying sum assured amounts. The premium calculator allows you to adjust the sum assured you would want your family or loved ones to receive in case of a misfortunate event.

How To Use Kotak Life Term Insurance Premium Calculator?

Kotak Life term insurance plans premium calculations are simple and hassle-free with the online premium calculator available on our website.

The following steps can be used to use InsuranceDekho’s Kotak Life term insurance premium calculator.

Step 1: Locate Kotak Life term insurance premium calculator at InsuranceDekho.

Step 2: Enter the following details in the premium calculator such as age, gender, life cover, and cover-up.

Step 3: When you submit these details in the premium calculator, your premium amount will be instantly calculated.

Step 4: You can choose an additional rider if you want, the premium would be updated accordingly.

Step 5: Once you are satisfied with the plan and coverage, you can proceed to pay the premium and purchase the policy.

Benefits of Kotak Life Term Insurance Premium Calculator

Here are some of the benefits of using the Kotak Life term insurance premium calculator:

  • Cost-Effective: With the Kotak Life term insurance premium calculator, you can opt for the maximum possible life cover amount that suits your needs. You can also opt for additional benefits at affordable premiums.
  • Helps You Compare Multiple Quotes: Kotak Life term premium calculator helps you to compare policy quotes of different term insurance plans which can help you in making the right buying decision. The premium calculated by the Kotak Life term premium calculator is correct.
  • Saves Time: While comparing your Kotak Life term insurance plans using a premium calculator, you don’t need to submit any documents. Kotak Life premium calculator will save your precious time to save yourself from fraud calls and you can buy your desired Kotak Life term insurance plan without any intervention from an Insurance Agent.
  • Free Cost: Kotak Life term insurance premium calculator is easy to use and is free of cost.
Read More

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

User Reviews

4.7
Rating based on
172 User reviews
Write your review
What users are saying
  • All
  • Helpful Team

    InsuranceDekho helped me understand the importance of life insurance and increasing my term coverage as my income grows. With their help, I easily upgraded my existing plan for Kotak Term Insurance through their platform. Thank you so much, team.

    Read More

    N
    Kotak
    By Nandini Pandey
    On: Jun 20, 2024
  • Smooth term insurance purchase...

    Getting term insurance was surprisingly easy with InsuranceDekho! The agent listened to what I needed and helped me get Kotak Term Insurance. Now, I feel relieved knowing my family's future is secure. Huge thanks to InsuranceDekho!

    Read More

    K
    Kotak
    By Kirti Bhasin
    On: Mar 06, 2024
  • Great Insurance Company

    InsuranceDekho is a nice place to buy a term insurance policy. I bought the Kotak term insurance plan from the official website of the company. It was very easy to compare the term insurance plans online and choose the best one. Thanks to the company’s amazing customer support service.

    Read More

    S
    Kotak
    By Sumit Panwar
    On: Feb 01, 2024
  • Recommended Insurance Company

    The InsuranceDekho company has put in all the effort to simplify my buying process. I bought Kotak Term Insurance from the Insurancedekho website. Everything was done online which saved me a lot of travelling time. I am happy to connect with this amazing platform and will recommend it to everyone for purchasing a term insurance policy with ease.

    Read More

    S
    Kotak
    By Samay Saini
    On: Dec 06, 2023
  • The best plan to secure the fu...

    The Kotak Term Insurance- e-Term Plan-Term Insurance Plan available on InsuranceDekho is one of the best term plans in my opinion. Offering great coverage and amazing benefits, everyone can easily invest in this term plan.

    Read More

    P
    Kotak
    By Preeti Dayal
    On: Nov 21, 2023
View All Kotak Term Insurance Reviews
Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News

View All News

Kotak Term Insurance Contact Details

Reach us for help anytime

Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

  • Is the Kotak Life term insurance premium calculator safe to use?

    Yes, the Kotak Life term premium calculator is completely safe to use. Your personal data is protected from online scams and frauds and you can calculate the premiums on a secured platform.

  • When should I buy a Kotak Life term insurance plan?

    The earlier you buy Kotak Life term insurance the cheaper and better it is. With increasing age, Kotak Life term insurance plans become expensive.

  • What are the factors which will affect my Kotak Life term insurance plan premium?

    Age, pre-existing disease, gender, occupation, and cover-up to which age are some of the factors that will affect the Kotak Life term insurance premium.

  • Do Kotak Life term insurance plans offer tax benefits?

    Yes, Kotak Life term insurance offers tax benefits under section 80C, section 80D, and section 10(10D) of The Income Tax Act, 1961.

  • What are the different rider options available with Kotak Life term insurance plans?

    Kotak Life term insurance plans offer Kotak Permanent Disability Benefit Rider, Kotak Accidental Death Benefit Rider, and Kotak Critical Illness Plus Benefit Rider. 

  • How would my premium change if I add riders in my Kotak Life term insurance plan?

    If you add riders to your Kotak Life term insurance coverage, the premium calculated would increase because each rider provides an additional benefit which comes with an additional cost for the additional coverage benefit that it provides. Thus, your premium will increase as you add riders to your term insurance plan.

  • How does my age affect my Kotak Life term insurance premium?

    Age is a critical factor in determining the premium. The higher the age, the higher premium you will be required to pay. The best age to purchase a Kotak Life term insurance plan is 18 years.

View All

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

You May Also Be Interested in

    Term Insurance Calculator

    Insurance Calculators