Pramerica Life Term Insurance Premium Calculator
Claim Settlement Ratio | 98.61% |
Customer Care | Mon to Sat 9:30 AM to 6:30 PM |
Death Benefit Paid For | 560 Policies |
Inception | 2013 |
Presence | 138 Offices |
Total Death Benefit Paid | 22.44 Crore |
Pramerica Life Insurance offers a premium calculator which can be used to calculate the premium of term insurance. The calculator can be found on the InsuranceDekho website. The calculator is free, and it is accurate in terms of the premium that would be there for a particular term insurance policy. The potential policyholder can calculate the premium beforehand and then make an informed decision and purchase a plan which is permitted by his/her financial scenario at the time.
How to Use Pramerica Term Insurance Premium Calculator?
The process of premium calculation for the Pramerica Life Insurance Company’s term insurance is swift and easy. If you are new to the process, then to calculate the premium, you just have to follow the given steps:
Step 1: Visit InsuranceDekho website to find and open the DHFL Pramerica term insurance premium calculator, which can be found in the Life Insurance section.
Step 2: Put in the details asked. These include age, gender, policy term, and assured term. After the submission of details, your premium can be worked out by clicking calculate.
Step 3: The calculated premium can be altered by altering the entered factors, which are age, gender, policy term, and sum assured to reflect your preferred investment amount.
Pramerica Term Insurance Premium Calculator Benefits
Pramerica Term Insurance Premium Calculator offers the following benefits:
- Accurate Calculation: The premium calculator is very precise in its calculation, and it calculates the exact premium amount.
- Free of Cost: The DHFL Pramerica term insurance premium calculator is free, and there are no charges to use it.
- Make an Informed Decision: The calculator is exact in calculating the premium amounts of Pramerica term insurance policies; thus, you make an informed decision about a purchase.
Term Life Insurance Premium Calculator
Gender
- Male
- Female
Date of Birth
Do you smoke or chew tobacco?
- Yes
- No
Choose required coverage to secure your family’s future
Best Pramerica Life Term Insurance Plans
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
- Revised Zero Cost Benefit
- Terminal Illness
- Cover Continuance Benefit
- Insta-Payment on Claim Intimation
- Nominee's Choice payout
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.2%
- Waiver of Premium on Disability
- Terminal Illness
- Life Stage Benefit
- Special Exit Benefit
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.4%
- Terminal illness
- Special Exit - Option to get your premiums back
- Renewability Option
Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
Pramerica Life Term Insurance Contact Details
Claim Process at Pramerica Life Term Insurance
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FAQs
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Does the Pramerica term insurance premium calculator take a lot of time to calculate the premium amount?
No, the calculation is a task completed within minutes from start to end. If only calculation is taken into account without considering the entry of details, it is a task of seconds.
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Where can one find the premium calculation calculator for Pramerica term insurance?
The Pramerica term insurance can be easily accessed at the InsuranceDekho website in the life insurance section.
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Is the premium amount calculated by Pramerica term insurance premium calculator exact?
Yes, the premium calculated is exact even when you go for purchase. The only scenarios where premium can vary is if you add a new rider to the original policy or your smoking habit can affect the end premium. Disclosure of smoking information is essential; otherwise, the policy may be rendered null and void by the company for fraud due to non-disclosure of information.
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What factors help to determine the Pramerica Term Insurance premium calculation?
Factors which are crucial in the determination of the premium amount are the type of plan, insurance amount, policy term, your age, and gender. They affect the premium amount of Pramerica term insurance.