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HDFC Term Insurance Premium Calculator

159 reviews Rate This
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator


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Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

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HDFC Term Insurance Mediclaim Policy Premium Calculator

HDFC Life Term insurance premium calculator is used for the calculation of an individual's monthly or annual premium that is paid against the HDFC term insurance plan. It helps an individual in evaluating the sum assured amount that they would want to protect the future of their family members financially.

HDFC Life offers 3 Term Insurance plans. HDFC Term insurance calculator assists you in adjusting your sum assured depending upon the future requirements of your loved ones and family members in your absence.

How To Use Premium Calculator for HDFC Term Insurance?

HDFC Life insurance premium calculator is specially designed to aid in simplifying the decision on whether to buy a suitable HDFC Life term plan or not.

The following are the steps to use the InsuranceDekho Premium calculator for HDFC Term Insurance :

Step 1: Visit the official website of InsuranceDekho and Open the HDFC Life Premium Calculator.

Step 2: Now you are supposed to fill in the asked information like Age, Gender, and Life Cover in the HDFC term plan Calculator.

Step 3: Based on the information provided by you, the premium will be calculated for the HDFC Life term insurance plan.

Step 4: You can modify the calculated premium by changing the mentioned factors like age, life cover, gender, and so on.

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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
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HDFC Term Insurance Contact Details

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Claim Process at HDFC Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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HDFC Term Insurance Premium Calculator FAQs

  • What is a Term Insurance Policy?

    A Term Insurance policy is said to be a pure life insurance plan. It provides financial protection and stability to the policyholder’s family or loved ones in case of unforeseen events. Term plans provide higher cover at an affordable premium rate.

  • What are the different factors that will affect my HDFC Life Term insurance premium?

    Your HDFC Life term insurance premium calculation will be dependent upon various factors including your age, gender, pre-existing disease, occupation, and cover up to which age.

  • How does my Age affect my HDFC Life term insurance premium?

    Age is a prominent factor in determining the premium for your HDFC Life term insurance plan. The higher your age, the higher the premium you are required to pay.

  • What is the total coverage amount that should be taken under the HDFC Life Term Insurance plan?

    The coverage of the HDFC Life Term insurance plan should be adequate enough to cover the financial needs of the policyholder’s family members in the event of an unfortunate incident resulting in the demise of the policyholder. The ideal coverage of your term plan should be 10 to 12 times your annual income.

  • What are the different Riders options available with HDFC Life Term Insurance Plans?

    HDFC Life Term Insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Accidental Disability Rider.

Find the right HDFC Term Insurance for you
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