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HDFC Life Term Insurance Premium Calculator

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HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

HDFC Life Term insurance premium calculator is used for the calculation of an individual's monthly or annual premium that is paid against the HDFC term insurance plan. It helps an individual in evaluating the sum assured amount that they would want to protect the future of their family members financially.

HDFC Life offers 3 Term Insurance plans. HDFC Term insurance calculator assists you in adjusting your sum assured depending upon the future requirements of your loved ones and family members in your absence.

How To Use Premium Calculator for HDFC Term Insurance?

HDFC Life insurance premium calculator is specially designed to aid in simplifying the decision on whether to buy a suitable HDFC Life term plan or not.

The following are the steps to use the InsuranceDekho Premium calculator for HDFC Term Insurance :

Step 1: Visit the official website of InsuranceDekho and Open the HDFC Life Premium Calculator.

Step 2: Now you are supposed to fill in the asked information like Age, Gender, and Life Cover in the HDFC term plan Calculator.

Step 3: Based on the information provided by you, the premium will be calculated for the HDFC Life term insurance plan.

Step 4: You can modify the calculated premium by changing the mentioned factors like age, life cover, gender, and so on.

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Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
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User Reviews

4.6
Rating based on
164 User reviews
Write your review
What users are saying
  • All
  • Smooth Porting Experience

    InsuranceDekho’s online portal made comparing plans so easy for me, just like a breeze. Term plans of various companies were thoroughly explained and tabulated. I easily found the plan with the best coverage and premium for my needs and chose HDFC Term Insurance for my entire family.

    Read More

    D
    HDFC
    By Deepak mehta
    On: Jun 19, 2024
  • Great customer service

    Opting for the HDFC Click 2 Protect plan was a decision I am glad I made. Their process was simple, and their support team ensured I had everything I needed to feel confident about our family's future. Highly recommend InsuranceDekho for their transparent and reliable services.

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    D
    HDFC
    By Deepant Kumar
    On: May 28, 2024
  • Recommended Insurance Company

    The InsuranceDekho company put in all the effort to simplify my purchasing process. I bought HDFC Term Life Insurance from the official website. Everything was done online, including paperwork, which saved me a lot of time. I am happy to connect with this Insurancedekho company and would recommend it to everyone for buying a term insurance policy with ease.

    Read More

    S
    HDFC
    By Siddharth Sharma
    On: Jan 25, 2024
  • Easy Claim Process

    I claimed my HDFC Term Life insurance from InsuranceDekho. The Insurancedekho team helped while claiming the HDFC term life insurance which made the process easy and fast. I am very grateful to the Insurancedekho team and their fast service.

    Read More

    N
    HDFC
    By Nitish Raghav
    On: Dec 04, 2023
  • Family Security

    InsuranceDekho provided me with the HDFC Life Term Insurance- Click 2 Protect Plan that gives me peace of mind, knowing my family will be secure in any eventuality.

    Read More

    R
    HDFC
    By Rishabh Upadhaya
    On: Nov 03, 2023
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News

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HDFC Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is a Term Insurance Policy?

    A Term Insurance policy is said to be a pure life insurance plan. It provides financial protection and stability to the policyholder’s family or loved ones in case of unforeseen events. Term plans provide higher cover at an affordable premium rate.

  • What are the different factors that will affect my HDFC Life Term insurance premium?

    Your HDFC Life term insurance premium calculation will be dependent upon various factors including your age, gender, pre-existing disease, occupation, and cover up to which age.

  • How does my Age affect my HDFC Life term insurance premium?

    Age is a prominent factor in determining the premium for your HDFC Life term insurance plan. The higher your age, the higher the premium you are required to pay.

  • What is the total coverage amount that should be taken under the HDFC Life Term Insurance plan?

    The coverage of the HDFC Life Term insurance plan should be adequate enough to cover the financial needs of the policyholder’s family members in the event of an unfortunate incident resulting in the demise of the policyholder. The ideal coverage of your term plan should be 10 to 12 times your annual income.

  • What are the different Riders options available with HDFC Life Term Insurance Plans?

    HDFC Life Term Insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Accidental Disability Rider.

  • How would my Premium change if I add Riders in my HDFC Life Term insurance plan?

    If you add riders to your HDFC Life Term Insurance plan, the premium calculated would increase because each rider provides an additional benefit which comes with an additional cost for the additional coverage benefit that it provides. Therefore, by addition of each rider, the amount of premium you are supposed to pay also goes up.

  • What is the claim settlement ratio of HDFC Life Insurance?

    HDFC Life Insurance has a staggering claim settlement ratio of 99.07% in FY 2019-2020.

  • What are the benefits of premium receipts provided by HDFC Term Insurance?

     You can show Premium Receipt to avail the tax benefits under section 80C and section 10(10D) of the Income Tax Act,1961.

  • What is the impact of HDFC Life Term premium calculation on tobacco users?

    Tobacco or Smoking is hazardous for your body. It increases the chance of developing diseases like throat cancer or lung cancer. If you are a regular smoker or tobacco user, you are at high risk of developing a threatening disease so in such a case, you will have to pay a higher premium as compared to the premium paid by a policyholder, who does not consume tobacco .

  • What is the toll-free customer care number of HDFC Life Insurance?

    The 24x7 toll-free customer helpline number of HDFC Life insurance is 1800 266 9777.

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