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HDFC Life Term Insurance Claim Settlement

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HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

Claim Settlement of HDFC Life Term Insurance

HDFC Life offers a hassle-free and smooth claim settlement experience to its customers. The insurer has a staggering Claim Settlement Ratio (CSR) of 99.07% in FY 2019-2020, which reflects that the insurer handles claims well. HDFC Life has a dedicated claim settlement assistance team available 24x7. Also, in the year 2018, the company was awarded “Best Life Insurance Company” by BFSI, which is another assurance for the company’s efficient services.

  • How To Make Claim

    How To Make HDFC Life Term Insurance Claim - Online?

    HDFC Life Term Insurance Claim Settlement can be processed online in just 4 steps:

    1. Reporting of Claim

    Visit the official website of HDFC Life insurance. Go to the claim settlement section. Then click on the Individual Death claim section.

    2. Verify Policy Details

    Fill the important details of your policy like Policy Number, Date of Birth, Date of Death, and Mobile Number on the respective page.

    3. Claim Evaluation

    After this, your claim will be evaluated and investigated based on the information you provided.

    4. Claim Decision and Settlement

    At the final stage, your claim would be approved and settled. Payment is made to the nominee bank account or through cheques. If the policy is bought online, the claim will be settled within 24 hours.

    How To Make HDFC Life Term Insurance Claims Offline?

    HDFC Life Term Insurance Claim can be settled offline by visiting the nearest branch office of HDFC Life. You can visit the branch by clicking on the branch option in the ‘How to Make a claim’ section. It will redirect you to HDFC Life Branch Locator, using that you can find the nearest HDFC Life branch and file for claim settlement.

  • Documents Required

    Documents Required To Make HDFC Life Term Insurance Claim

    The documents which are required at the time of term insurance claim settlement with HDFC Life Insurance are -

    For a Death Claim

    The following documents are required to intimate HDFC Life Term death insurance claim:

    • Medical cause of death certificate
    • Death certificate claimant’s ID pan card
    • Claimant address proof
    • Cancelled cheque of claimant
    • Claimant photograph
    • Death claim form (includes NEFT)

    For Unnatural Death/Suicide/Murder

    The following documents are required to intimate HDFC Life Term suicide/murder/unnatural death insurance claim:

    • Medical cause of death certificate
    • Death certificate
    • Claimant’s ID pan card
    • Claimant address proof
    • Cancelled cheque of claimant
    • Claimant photograph
    • Death claim form (includes NEFT)
    • Post mortem report
    • FIR, police inquest report and punchnama

    For Disaster/Natural Calamities

    The following documents are required to intimate HDFC Life Term Disaster/Natural Calamities insurance claim:

    • Death certificate issued by the government/relevant authority  
    • Death claim form (includes NEFT)        
    • Original policy document 
    • Claimant’s residence proof     
    • Claimant’s PAN card    
    • Personalized cancelled cheque or bank passbook  

User Reviews

4.6
Rating based on
164 User reviews
Write your review
What users are saying
  • All
  • Smooth Porting Experience

    InsuranceDekho’s online portal made comparing plans so easy for me, just like a breeze. Term plans of various companies were thoroughly explained and tabulated. I easily found the plan with the best coverage and premium for my needs and chose HDFC Term Insurance for my entire family.

    Read More

    D
    HDFC
    By Deepak mehta
    On: Jun 19, 2024
  • Great customer service

    Opting for the HDFC Click 2 Protect plan was a decision I am glad I made. Their process was simple, and their support team ensured I had everything I needed to feel confident about our family's future. Highly recommend InsuranceDekho for their transparent and reliable services.

    Read More

    D
    HDFC
    By Deepant Kumar
    On: May 28, 2024
  • Recommended Insurance Company

    The InsuranceDekho company put in all the effort to simplify my purchasing process. I bought HDFC Term Life Insurance from the official website. Everything was done online, including paperwork, which saved me a lot of time. I am happy to connect with this Insurancedekho company and would recommend it to everyone for buying a term insurance policy with ease.

    Read More

    S
    HDFC
    By Siddharth Sharma
    On: Jan 25, 2024
  • Easy Claim Process

    I claimed my HDFC Term Life insurance from InsuranceDekho. The Insurancedekho team helped while claiming the HDFC term life insurance which made the process easy and fast. I am very grateful to the Insurancedekho team and their fast service.

    Read More

    N
    HDFC
    By Nitish Raghav
    On: Dec 04, 2023
  • Family Security

    InsuranceDekho provided me with the HDFC Life Term Insurance- Click 2 Protect Plan that gives me peace of mind, knowing my family will be secure in any eventuality.

    Read More

    R
    HDFC
    By Rishabh Upadhaya
    On: Nov 03, 2023
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
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  • 80 Lacs+ happy customers

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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