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Pramerica Life Term Insurance Claim Settlement
Highlights
Claim Settlement Ratio | 98.61% |
Customer Care | Mon to Sat 9:30 AM to 6:30 PM |
Death Benefit Paid For | 560 Policies |
Inception | 2013 |
Presence | 138 Offices |
Total Death Benefit Paid | 22.44 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
50L
1Cr
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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Best Pramerica Life Term Insurance Plans
1 Crore
2 Crore
Smart Total Elite Protection - Base
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
Starting From ₹ 688/Month
Key Features:
- Revised Zero Cost Benefit
- Terminal Illness
- Cover Continuance Benefit
- Insta-Payment on Claim Intimation
- Nominee's Choice payout
IProtect Smart
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
24hr Claim Settlement
Key Features:
- Waiver of Premium on Disability
- Terminal Illness
- Life Stage Benefit
- Special Exit Benefit
HDFC C2PS Life
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
24hr Claim Settlement
Key Features:
- Terminal illness
- Special Exit - Option to get your premiums back
- Renewability Option
Claim Settlement of Pramerica Life Term Insurance
Pramerica life insurance company featured a claim settlement ratio of 98.42% in FY 2019-20. The claim process of Pramerica is very fast, efficient, and customer friendly. The claimant/nominee can register their term insurance claims online as well as offline.
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Documents Required
Documents Required to Make Pramerica Term Insurance Claim
Pramerica Life Insurance needs the claimant/nominee to submit these following documents when they are registering for the claims.
Documents Required for Pramerica Term Insurance Natural Death Claim:
The following documents are mandatory documents required for making a death claim:
- Duly filled Death Claim Form
- Death Certificate
- Photo ID, Address proof and relationship with policyholder proof
- Original Cancelled Cheque bearing the name of the nominee
- Original Policy Document
- Photocopy of Passbook or Bank Statement (not more than 3 months old, attested by the branch manager or gazetted officer)
Documents Required for Pramerica Term Insurance Accidental or Unnatural Death Claim:
- FIR Report
- Post-Mortem Report
- Newspaper cuttings (if any of the incident)
- Police Inquest Report / Panchnama
- Police Investigation- Final Report
Documents Required for Pramerica Term Insurance Case of Non-Accidental Death:
- Doctor’s Report (who attended last)
- Hospital treatment records
- Authority Letter issued by the hospital
- Cremation Certificate
Documents Required for Pramerica Term Insurance Case of Critical Illness Claim:
- Duly filled Critical Illness Claim Form
- All Discharge Summaries (Past and Present)
- All medical/ hospital records (Past and Present) which include consultation and admission notes, along with test reports
Apart from this Pramerica Life Insurance can ask for any other document during its course of the claim settlement process. The submission of form or document should never be misinterpreted as acceptance of the claim by the company.
Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
Pramerica Life Term Insurance Contact Details
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