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Pramerica Life Term Insurance Claim Settlement

100 reviews Rate This
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Presence138 Offices
Total Death Benefit Paid22.44 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Pramerica Life Term Insurance Plans

1 Crore
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    Tax Free
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Starting From 707/Month
24hr Claim Settlement
Key Features:
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  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
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    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
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24hr Claim Settlement
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Claim Settlement of Pramerica Life Term Insurance

Pramerica life insurance company featured a claim settlement ratio of 98.42% in FY 2019-20. The claim process of Pramerica is very fast, efficient, and customer friendly. The claimant/nominee can register their term insurance claims online as well as offline.

  • How To Make Claim

    How to Make Pramerica Term Insurance Claim Online?

    Pramerica has a very customer-friendly process for registering the claims online.

    Step 1: Claims Intimation: Visit the official Pramerica website and intimate the death claim by entering the policy number, date of death or diagnosis (Critical Illness) of the policyholder, name of the insured person, name of the nominee, contact number, and address of the person intimating the claim.

    Step 2: Document Submission: The claims office at DHFL Pramerica will go through the claim within 3 days and send you an acknowledgement letter. The nominee can now upload the required documents online on the official Pramerica website, claim section.

    Step 3: Claims Decision: Pramerica will process and investigate the claim. You will receive a receipt of complete documentation, and the claim decision will be delivered to you within 30 days of complete documentation receipt.

    How to make Pramerica Claim Offline?

    The nominee/claimant can visit the nearest Pramerica Life Insurance branch and register the claim. Alternatively, he/she can call on the toll-free number, 1800-102-7070 to seek assistance. The Claims Department will send an acknowledgement letter after which the documents can be submitted on the claims helpdesk. The claims department will assess the claim and ask for further documents if required. The complete claim process lasts for about 30 working days. These 30 days are counted from the day the claimant receives the receipt of complete documentation.

  • Documents Required

    Documents Required to Make Pramerica Term Insurance Claim

    Pramerica Life Insurance needs the claimant/nominee to submit these following documents when they are registering for the claims.

    Documents Required for Pramerica Term Insurance Natural Death Claim:

    The following documents are mandatory documents required for making a death claim:

    • Duly filled Death Claim Form
    • Death Certificate
    • Photo ID, Address proof and relationship with policyholder proof
    • Original Cancelled Cheque bearing the name of the nominee
    • Original Policy Document
    • Photocopy of Passbook or Bank Statement (not more than 3 months old, attested by the branch manager or gazetted officer)

    Documents Required for Pramerica Term Insurance Accidental or Unnatural Death Claim:

    • FIR Report
    • Post-Mortem Report 
    • Newspaper cuttings (if any of the incident)
    • Police Inquest Report / Panchnama
    • Police Investigation- Final Report

    Documents Required for Pramerica Term Insurance Case of Non-Accidental Death:

    • Doctor’s Report (who attended last)
    • Hospital treatment records  
    • Authority Letter issued by the hospital
    • Cremation Certificate

    Documents Required for Pramerica Term Insurance Case of Critical Illness Claim:

    • Duly filled Critical Illness Claim Form
    • All Discharge Summaries (Past and Present)
    • All medical/ hospital records (Past and Present) which include consultation and admission notes, along with test reports

    Apart from this Pramerica Life Insurance can ask for any other document during its course of the claim settlement process. The submission of form or document should never be misinterpreted as acceptance of the claim by the company.

Pramerica Term Insurance User Reviews

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What users are saying
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  • Applying for the Pramerica Life Term Insurance Policy with InsuranceDekho was incredibly easy and convenient, ...

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    By Swapnil Goswamy
    On: Sep 13, 2023
  • I wanted to purchase a plan that did not overshoot my budget and provided me good coverage so I contacted the ...

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    By Abhay Raj
    On: Aug 28, 2023
  • I wanted to renew my Pramerica Life Term Insurance Policy from InsuranceDekho. I contacted the helpline number...

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    By Ruby Mehta
    On: Aug 23, 2023
  • The Pramerica Life Term Insurance Policy provided me with great coverage benefits. Also, I can avail of tax be...

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    By Manu Sharma
    On: Aug 16, 2023
  • InsuranceDekho's website is really amazing. I found their articles to be highly informative and educative, pro...

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    By Nishtha Saini
    On: Jul 25, 2023
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Pramerica Life Term Insurance Contact Details

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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