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PNB MetLife Term Insurance Premium Calculator

171 reviews Rate This
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

PNB MetLife Term Insurance premium calculator is an online tool that you can use to calculate the premium of your insurance plan before actually buying the policy. This tool helps you get an estimate of the premiums that you can pay according to the premium paying frequency that you choose. In other words, the calculator is designed specifically to calculate monthly amounts of premiums to achieve sum assured. With the help of a premium calculator, you can get personalized results by selecting the type of life insurance policy, cover-up and life cover.

How To Use PNB MetLife Term Insurance Premium Calculator?

The premium calculator at InsuranceDekho is simple and hassle-free to use. You can calculate premium through the following simple steps:

Step 1: Visit InsuranceDekho’s website and click on the ‘Premium Calculator’ on the ‘Life Insurance’ page.

Step 2: Fill in the required details such as age, gender, cover-up and life cover in the premium calculator.

Step 3: The premium will be calculated instantly after you fill in the details. Your calculations can vary as you change the variables like age, gender, cover-up and life cover.

Benefits of Using PNB MetLife Term Insurance Premium Calculator

The benefits of using the PNB MetLife term insurance premium calculators are as follows:

1. Saves You From Complex Calculations: InsuranceDekho’s premium calculator allows you to calculate premium instantly no matter which policy you choose. The customer just needs to enter his/her personal information such as gender, age, cover-up, life cover. The calculator is specifically designed for the instant calculation of the premium amount.

2. Accurate Premium: The premium calculator helps you calculate an accurate premium for the policy that you should be paying for your term insurance policy. This tool helps you in estimating the premium amount that you will be paying according to the premium paying frequency chosen by you.

3. Better Decision Making: The premium calculator helps you compare different insurance plans which in turn helps you make the right purchasing decisions without any inconvenience. You can choose the most suitable policy for yourself and your loved ones as per your budget, by changing variables.

4. Hassle-Free and Saves Time: InsuranceDekho term insurance premium calculator is easy to use and can be accessed by anybody. All you need to do is enter personal details and the premiums will be calculated instantly within a few seconds.

Term Life Insurance Premium Calculator


  • Male
  • Female

Date of Birth


Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
    Tax Free
    1 Cr
Starting From 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
See More Plans

User Reviews

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What users are saying
  • All
  • Easy and Smooth Process

    I just bought my PNB MetLife Insurance through InsuranceDekho. I am very happy and the process was very smooth experience. The customer team of InsuranceDekho helped me in explaining the details and coverages. I got the best term insurance plan. Thankyou Insurancedekho.

    PNB MetLife
    By Rani Kumari
    On: Mar 04, 2024
  • Home Guidance

    The insurance experts of the InsuranceDekho company are highly skilled and friendly. The insurance team of professionals came to my house and helped me through all the term insurance policies. After understanding the benefits and disadvantages of all the term insurance plans, I bought the PNB Metlife Term Insurance Plan from their online plan. Thankyou InsuranceDekho!

    PNB MetLife
    By Lovekesh Mathur
    On: Jan 30, 2024
  • Flexibility of Time

    InsuranceDekho is the best online insurance company. I have suggested their website to everyone. I thank the customer service team of the Insurancedekho company for helping me in the complete process. I had a great time buying PNB MetLife term insurance through your online platform.

    PNB MetLife
    By Priyanka Thakur
    On: Dec 05, 2023
  • Educational Resources for Term...

    I am very happy with the PNB MetLife Term Insurance Policy. InsuranceDekho provides valuable educational resources about term insurance. It's a platform for making well-informed financial decisions.

    PNB MetLife
    By Radhika Sharma
    On: Nov 08, 2023
  • User-Friendly Website

    The InsuranceDekho website is very user-friendly. I could easily compare different term insurance options and make a final decison to buy the PNB MetLife Term Insurance- Mera Term Plan Plus for my family.

    PNB MetLife
    By Nidhi Raut
    On: Oct 30, 2023
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

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PNB MetLife Term Insurance Contact Details

Reach us for help anytime

Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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  • What are the taxes applicable to insurance premiums?

    The taxes levied on insurance premiums charges are provided by the Government of India at a rate set by them as per the provisions provided by the tax laws Goods and Services Tax (GST).

  • What are the factors that affect the calculation of a life insurance plan premium?

    Policyholder’s age, sum assured, gender, lifestyle,job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of PNB MetLife Insurance Plans. If the policyholder is a tobacco consumer, it also affects the calculation of insurance plans.

  • What is the right time to buy a Term Insurance plan?

    The right time to buy the term insurance plan is as early as possible. With the increasing age comes higher risk and higher would be the term plan premium. 

  • How can I pay PNB MetLife life insurance plan premiums?

    You can choose to pay a premium online through credit card, net banking or different gateways. You can also choose to pay the premium by cash/cheque at any PNB MetLife branch. 

  • Are medical tests necessary to purchase a PNB MetLife Life insurance policy?

    Yes, medical tests are necessary when the sum assured amount is high and according to the age of the applicant.

Find the right PNB MetLife Term Insurance for you