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Shriram Life Term Insurance Premium Calculator

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Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

Shriram Life Insurance Term Insurance Premium Calculator is a unique tool for estimating the premium to be payable for a sum insured. Before you set out to buy your preferred term policy from Shriram Life Insurance Company, it is always essential to consider all the vital factors in calculating the value of your term insurance and how much you would have to pay for it. Your targeted term coverage should be sufficient to ensure that your entire family members are covered under it and you must be able to pay the premium easily.

How to Use the Shriram Term Insurance Premium Calculator?

The online term insurance premium calculator helps to calculate the stipulated premium amount that you would have to pay for the policy. Quantifying the final term of the policy is extremely important before you set out to select your desired term plan. Here is a step-by-step guide through Shriram Life Insurance's Term Insurance Premium Calculator:

Step 1: Visit InsuranceDekho website and navigate to Shriram Premium Calculator in the insurance section.
Step 2: Fill in all the required details such as age, premium term, gender, the sum assured, policy term, etc.After filling up the above details in the Shriram Term Insurance Premium Calculator will generate the premium.
Step 3: The premium can be changed by making changes in the factors such as age, gender, plan, and term.

Shriram Term Insurance Premium Calculator Benefits

The premium calculator is an effective tool in working out a correct investment plan. Here are a few of the benefits of using Shriram Term Insurance Calculator:

  • Plan Before Purchase: Online term insurance calculator helps you to calculate the premium amount with ease from the comfort of your own home. In this way, you can easily calculate how much premium you need to pay to reach your target sum assured after a stipulated policy term.

  • Get the Benefit of Riders: Shriram Life Insurance provides you additional benefit by using either of the four riders – Accident Benefit Rider/Shriram Critical Illness Cover Rider/Shriram Extra Insurance Cover Rider/Family Income Benefit Rider. If you are not able to reach the desired sum insured in the investment wallet you had decided, then you can work out a new plan with a rider by making effective use of the premium calculator.
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Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

User Reviews

4.9
Rating based on
75 User reviews
Write your review
What users are saying
  • All
  • Professional Customer Service

    My purchase of the Shriram term insurance policy was smooth and easy. My thanks to the customer support executives who solved my queries and problems. I loved the insurancedekho’s policy tracking feature the most. After my purchase, simply visiting Insurancedekho’s online portal helped me to know the status of my term insurance policy.

    Read More

    H
    Shriram
    By Harshit Joshi
    On: Feb 27, 2024
  • Easy Renewal Process

    I bought the Shriram term Life Insurance plan from InsuranceDekho. And when the time came for its renewal, I just had to pay the premium and provide my policy details. After this, my Shriram Term Life insurance policy was renewed easily.

    Read More

    R
    Shriram
    By Rahul Tanwar
    On: Dec 26, 2023
  • Term Insurance for Every Budge...

    I could easily buy the Shriram Term Insurance Policy. InsuranceDekho caters to various budgets, making it easy to find a term insurance policy that matches your financial situation.

    Read More

    S
    Shriram
    By Shubham Jain
    On: Nov 15, 2023
  • Great Customer Support

    I had some questions about the different term insurance options available, and the customer support at InsuranceDekho was fantastic. They helped me choose the Shriram Term Insurance- Smart Protection Plan, which is the right plan for my needs.

    Read More

    A
    Shriram
    By Amrita Roy
    On: Oct 30, 2023
  • Flexible Policy Terms

    I got the opportunity to purchase the Shriram Term Insurance from InsuranceDekho. I must say that it offers flexibility in policy terms, which is great for those who want coverage for a specific duration.

    Read More

    V
    Shriram
    By Vishnu Kumar
    On: Sep 29, 2023
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Which riders are available with the Shriram Life Insurance Plans?

    The four riders available with the Shriram Life Insurance Company are as follows: Accident Benefit Rider, Critical illness extra cover, Income benefit rider, and Extra insurance cover rider. 

  • What factor affect the insurance premium calculation on the Shriram Life Insurance Company Term Insurance Premium Calculator?

    Various factors affect the insurance premium calculation in Shriram Life Insurance company. They are, the sum assured, policy term, your age, gender, your smoking habits, the riders you choose, and the premium payment frequency.

  • What is the best term insurance plan to opt for assured income with a low premium payment term?

    Shriram Life Insurance Company's Life Assured Income Plus plan offers the minimum of 10 times the annualized premium for all their policyholders up to the age of 50 years. Beyond that, you receive your annualized premium seven times for a tenure of 5 years after the maturity of your selected policy.  

  • Why does Shriram Life Insurance Company want to know about smoking habits?

    The Shriram Life insurance premium for smokers is higher than that for non-smokers because of the higher risk involved.

  • Is the Shriram Life Insurance Company Premium Calculator the same for all plans?

    No, each insurance plan has a separate calculator. The Shriram Life Insurance Term Insurance premium calculator will not be the same for an endowment insurance plan, and vice-versa. 

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