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HomeTerm InsuranceTerm Insurance CompaniesShriram Life Term Insurance

Shriram Life Term Insurance User Reviews

73 reviews Rate This
Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

Term Life Insurance Premium Calculator

Gender

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  • Female

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 707/Month
24hr Claim Settlement
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 812/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
  • Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • Terminal illness
See More Plans
Rating of Shriram
4.8
Based on
73 User reviews

  • Term Insurance for Every Budget

    I could easily buy the Shriram Term Insurance Policy. InsuranceDekho caters to various budgets, making it easy to find a term insurance policy that matches your financial situation.

    Read More
    S
    Shubham Jain
    On: Nov 15, 2023

  • Great Customer Support

    I had some questions about the different term insurance options available, and the customer support at InsuranceDekho was fantastic. They helped me choose the Shriram Term Insurance- Smart Protection Plan, which is the right plan for my needs.

    Read More
    A
    Amrita Roy
    On: Oct 30, 2023

  • Flexible Policy Terms

    I got the opportunity to purchase the Shriram Term Insurance from InsuranceDekho. I must say that it offers flexibility in policy terms, which is great for those who want coverage for a specific duration.

    Read More
    V
    Vishnu Kumar
    On: Sep 29, 2023

  • Transparent Information

    What I appreciated most was the transparency of information on InsuranceDekho's website. It made it easier for me to compare different term insurance policies and make an informed decision to buy the Shriram Term Insurance Policy.

    Read More
    V
    Vikram Pathak
    On: Sep 25, 2023

  • Grace Period for Premium Payments

    I got the grace period for premium payments of my Shriram Term Insurance Plan which turned out to be a helpful feature, providing flexibility during challenging financial times. Thank you InsuranceDekho for being flexible at times of need.

    Read More
    S
    Sarla Kapadia
    On: Sep 14, 2023

  • Responsive Customer Support

    InsuranceDekho's customer support team is highly responsive and knowledgeable. Whenever I had questions or needed assistance with my Shriram Term Insurance, they were just a call or message away, providing prompt and helpful answers.

    Read More
    D
    Deepak Verma
    On: Sep 11, 2023

  • Top term insurance companies listed

    I found some of the top term insurance listed on InsuranceDekho’s website based on the claim settlement ratio. InsuranceDekho offers several life insurance plans provided by top life insurance companies in India. Once I was done comparing various life insurance plans I purchased the Shriram Term Insurance from InsuranceDekho. 

    Read More
    N
    Naina Roy
    On: Sep 07, 2023

  • Affordable term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased the Shriram Term Insurance Plan from InsuranceDekho without any hassles

    Read More
    A
    Aashish Chopra
    On: Aug 29, 2023

  • Found the best term plan providers

    While exploring different term insurance plans I got to know about some term plans that were offered by some of the leading insurance providers in India. I got to know about the claim settlement ratio and its importance while choosing a term insurance plan. I purchased the Shriram Term Insurance.

    Read More
    N
    Naina Murry
    On: Aug 24, 2023

  • Received the best guidance

    I was a bit confused while purchasing the Shriram Term Insurance so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan.

    Read More
    A
    Aditi Jaiswal
    On: Aug 09, 2023

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Shriram Life Term Insurance

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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