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ICICI Term Insurance User Reviews

148 reviews Rate This
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
    Tax Free
    1 Cr
Starting From 707/Month
24hr Claim Settlement
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 812/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
  • Special Exit Benefit
    Tax Free
    1 Cr
Starting From 771/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • Terminal illness
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Rating of ICICI Prudential
Based on
148 User reviews
  • Great Company

    I am thankful to Insurancedekho company for suggesting ICICI Prudential Term Insurance. I claimed my insurance policy, for which the claim was settled very easily and quickly. The customer service was very helpful throughout the process. They made sure that my claim was settled smoothly and quickly. Great experience! 

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    Sandeep Rawal
    On: Dec 06, 2023
  • Peace of Mind Guaranteed

    I opted for the ICICI Prudential Term Insurance Policy through InsuranceDekho, and I couldn't be happier. The process was seamless, and it gives me peace of mind knowing my family is financially secure.

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    Aman Pandey
    On: Oct 18, 2023
  • Hassle-Free Claims Settlement

    Making a claim for the ICICI Prudential Term Insurance Policy with InsuranceDekho was hassle-free. They had a straightforward process, and their claims team was prompt and efficient in handling my request.

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    Rupali Yadav
    On: Sep 21, 2023
  • Comprehensive Coverage

    I bought the ICICI Prudential Term Insurance Policy from InsuranceDeko. And it is good to know that it covers a wide range of scenarios, ensuring my family is protected no matter what happens.

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    Ashima Chakrobarty
    On: Sep 15, 2023
  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans in detail, I chose the ICICI Prudential Term Insurance Policy. I chose this plan because it met all my requirements. I am quite happy with my purchase.

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    Nitaben Patel
    On: Sep 04, 2023
  • Knowledgeable customer assistance team

    Before purchasing the ICICI Prudential Term Insurance Policy I had my doubts regarding the term plan. I contacted the helpline number of InsuranceDekho to seek assistance. The customer care specialist helped me understand the plan and even assisted me through the purchasing process. 

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    Aditya Gupta
    On: Aug 10, 2023
  • Easy claims settlement

    Filed a claim for ICICI Prudential Term Insurance Policy on the InsuranceDekho website. Firstly the claim procedure was quite easy, I followed the instructions stated on the website and secondly, the claim settlement was within the expected time period.

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    Vinay Gandhi
    On: Aug 07, 2023
  • High claim settlement ratios

    While conducting research to purchase a good term insurance plan I found a list of insurance companies based on the claim settlement ratios. This list helped me choose an insurance provider I can fully rely on. Finally, I purchased an ICICI Prudential Term Insurance Policy.

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    Kunal Thankur
    On: Jul 31, 2023
  • Prompt Policy Delivery

    When I purchased my ICICI Prudential Term Insurance Policy from InsuranceDekho, I was impressed by the promptness of policy delivery. After completing the application process, I received my policy documents within a short period. This efficient service ensured that I had the necessary coverage in place without any unnecessary delays.

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    Meena Thiyam
    On: Jul 19, 2023
  • Online Paperwork

    I am pleased with the services offered by InsuranceDekho. I bought the ICICI Prudential Term Insurance Policy from the company’s website. I loved this online way of purchasing a term insurance policy. All paperwork was done online. Thanks to the customer support executives for helping me get secured with the best health plan. Recommendable job done by you guys! 

    Read More
    Tavish Sharma
    On: Jul 17, 2023

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.