Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Everything About Cashless Facility In Bike Insurance

Updated On May 25, 2021

Read on to know everything you need to know about cashless facility in bike insurance and how to avail of it.

You must have heard the term “cashless claim” and you may be wondering what it is. When you raise a claim against your two-wheeler insurance policy, it can be of two types: Cashless and Reimbursement. Read on to find out all about cashless claims and cashless facility in bike insurance.

Everything About Cashless Facility In Bike Insurance

What Is A Cashless Claim?

Every two-wheeler insurance company will have a tie-up with some garages which are known as network garages. At these garages, you will be able to avail of cashless claim facility. This means that if you bring your two wheeler to one of these garages for repair, you would not have to make any payment and the bill would be settled directly by your insurance company.

In case of a non-network garage, you would have to make the payment yourself and have it later reimbursed by your insurance company. This is known as a reimbursement claim.

Cashless claim facility makes it easier for you to have a hassle-free claim experience and makes it a smoother process for you. In addition to having to worry about having your vehicle repaired, you do not need to worry about the payment as well. This is done directly by the insurance company and you do not need to pay the amount yourself.

How To Find A Network Garage?

The number of network garages may be a consideration when you select your insurance company. You can check this by going on the concerned insurance company’s website and finding a list of all the network garages available. The more network garages, the more your chances of being able to avail of a cashless claim process which does not require you to make any payment directly. The insurance company will take care of the payment without your physical presence and your repaired bike can be sent to you.

Also Read

How is Two-Wheeler Insurance Premium Calculated?

Different Ways To Check Two-Wheeler Policy Status


You can now have the required knowledge to understand what a cashless claim facility refers to. It is one of two types of claims, cashless and reimbursement. In a cashless claim, you take your bike to a network garage and have it repaired without making any payment directly. The insurance company makes the payment and takes care of the bills from their side.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

People Also Read