Bentley Car Insurance

Bentley Motors Limited is a British manufacturer and marketer of luxury automobiles. It was established in England in 1919 and has its headquarters in Crewe, England. The maximum number of Bentley car models are assembled at the factory situated at Crewe. The most prominent models of Bentley range from the sports-racing Bentley 4½ Litre car and Bentley Speed Six car. The most recent addition to the existing model line comprises Bentley Turbo R, Bentley R Type Continental and Bentley Arnage.

Bentley Car Insurance

If you buy a Bentley car or if you already have it, you should ensure buying a car insurance policy to get it covered. Insurance provides a layer of protection to both car and owner against uncertain events that may happen on the road. If you hold a car insurance plan and you get involved in a mishap, then your insurance company will be liable to compensate for the damages sustained by your insured car. It will keep your car protected and give you a sense of financial stability during a crisis.

Bentley is a luxury car, hence, buying it is a matter of significant expense for many people that makes insurance a necessity. An own-damage car insurance cover protects the insured car from different scenarios such as accidents, theft, vandalism, natural disaster, and manmade calamities. Also, you have to buy at least a third party car insurance plan for your Bentley car as owning it is a compulsion in India as per the Indian Motor Tariff. This cover will pay for your financial liabilities which you may own towards the third party for their injuries, death and property damage. Driving without holding at least a third party car insurance policy can get you punished with a penalty of Rs 2,000 and/or be imprisoned for up to 3 months.

The policy premium of Bentley car is based on its Insured Declared Value (IDV). The IDV signifies the maximum amount of compensation an insurance company will be eligible to provide in the situation of an accident or a mishap. The IDV is computed by deducting the depreciation rate, which enhances with the age of the car, from its selling price. If you want to expand the coverage of your Bentley car insurance plan, you can buy add-on covers by paying an additional premium. These add-on covers are optional that allows you to pick and select your coverage based on your budget and requirements. Here are some add-ons which you can opt to secure your Bentley car:

• Zero Depreciation Cover: It is an add-on cover that makes your insurance company compute the claim amount without taking the depreciation rate of your car into consideration during the claim settlement. This cover ensures you get a higher amount of claim, but it is available only for cars not more than 5 years of age and can be utilised for a limited time in a policy year.
• Roadside Assistance Cover: If your Bentley car breaks down anywhere, this add-on cover is designed to provide you with a range of assistance for your car from towing it to the nearest garage, arrange fuel delivery, organise transport to reach home, get a mechanic for on-site repairs, arrange a cab or taxi and so on.
• NCB Protect Cover: A No Claim Bonus (NCB) Protect cover is an add-on cover that safeguards your NCB despite raising a claim in a policy year. This cover keeps your NCB intact even if your car owner raises a claim in the last policy year, which ultimately keeps your car insurance premium low. NCB protect cover is applicable to the own damage premium only and not to the third party premium.

Car Insurance Renewal Process for Bentley Cars

To continue to stay insured with car insurance, every policyholder requires to renew the car insurance plan every year before the expiry date without fail. The timely renewal of a car insurance plan will ensure its continuity and keep you secured. Therefore, it is recommended to renew your car insurance policy before its expiry date to keep it active and keep your Bentley car secured from unfortunate incidents. Following are the steps to renew your car insurance policy online:

Step 1: Visit the website of InsuranceDekho Click on the ‘Car’ tab.

Step 2: Enter the registration number of your Bentley car and then choose the variant and fuel type of your Bentley car to proceed. In case you do not know the registration number of your Bentley car then you can choose ‘Don't know your car number?’ button and choose your car’s brand, model, fuel type, variant, registration city, registration year, and so on, to move further.

Step 3: Enter the expiry date of your last car insurance plan and the name of your insurance provider. In addition to these, you must also share if you have raised any claim during the last policy year and click on the ‘Continue’ tab to continue.

Step 4: Enter your personal details like name and mobile number with the policy term for which you are looking to buy a car insurance plan and click on the ‘Submit and Get Quotes’ link.

Step 5: Different policy premium quotes provided by different car insurance firms will appear on your screen. Select a car insurance plan quote after making a proper and thorough comparison based on your car insurance requirements and budget. However, at this step, you can also include add-on covers of your choice to enhance the coverage of your car insurance policy.

Step 6: Confirm all the details entered by you and click on the ‘Buy Now’ tab to proceed to the car insurance renewal payment process for your Bentley car. You can pay using different payment gateways such as debit or credit card, net banking options, or digital wallets. Once you have made the successful payment for the renewal of your car insurance plan, a revised car insurance policy will be issued and sent directly to the inbox of the registered Email ID.

Claim Cashless Car Insurance For Bentley Cars

The cashless car insurance claim process helps you get your Bentley car repaired at a network garage or workshop associated with your insurer without spending anything. In this case, all the repair bills will be paid off by the insurance company on your behalf after examining the repair bill and required documents. To use this car insurance option, you should convey your insurance company soon after the accident or a mishap to start the cashless claim procedure.

The cashless car insurance will save you from spending money on the repair of your Bentley car after an accident or a mishap. This process is quite seamless as it requires going through fewer formalities when compared to reimbursement claims. Under this process, the insurance company sends a surveyor to the spot of the accident to analyse the extent of damage sustained by the car and draft a report for it based on which insurance company will approve or decline the request for a claim. To get your car a cashless repair, you should take your car only to one of the network garages of the insurance company, which are the best workshops that give quality repair service.

Renew Expired Policy for Bentley Cars

Car insurance comes with a policy term before which it needs to be renewed before the due date. Failing to renew a car insurance policy within the stipulated time can make your policy terminated which can make you lose coverage and benefits. Even if the expiry date is crossed, you can still renew it in the grace period of 90 days, but if it is not renewed even after the grace period, then the insurance company can reject the claim request for car insurance renewal or can be renewed only after levying hefty fines.

With an expired car insurance plan, you may have to face legal trouble, an uncovered car and loss of NCB. You can renew your policy online directly from your insurer’s website by clicking on the renewal option. You will have to enter your policy details and attach some relevant documents. After choosing the insurer of your choice, you can pay the renewal fee using a debit or credit card, internet banking, and so on. Some insurers send reminders for the renewal of a car insurance policy which you should acknowledge and renew your insurance plan without delay.