How To Claim Car Insurance After an Accident from Digit?

Claims are the customer's moment of truth, and the simplicity with which they can be obtained makes you consider staying with the car insurance company. We can't always control what happens on the road with your four-wheeler, no matter how cautious we are. As a result, knowing how to file an insurance policy claim is always a good idea. If anything is not right you have to take action.

A claim is a policyholder's entitlement to be reimbursed for expenditures paid for their covered four-wheeler as a result of a catastrophe such as a road accident or theft. Digit Car Insurance provides a simple and hassle-free method policy for consumers to get their vehicle insurance claims processed quickly.

How To Claim Car Insurance After an Accident From Digit?

Your car insurance will cover the following two major items- 

• Things Covered Under the "Own Damage" Clause

Accident, theft, fire, explosion, self-ignition, lightning, riots, strikes, acts of terrorism, and natural catastrophes of your four-wheeler are all covered under this car insurance policy.

• Third-Party Liability Includes the Following Items According to the Car Insurance Policy -

• It covers any damage your four-wheeler causes to someone else's car 
• Any personal injuries caused by your car hitting someone else.
• Any four-wheeler harm caused by another car.

Additional Coverage

In addition, the car insurance policy of your four-wheeler may include an option for Unlimited Personal Accident Coverage. If the owner-driver is injured or dies, this coverage pays for the expenditures and a lump sum payment.

Some Frequently Asked Questions -

• Should you be required to provide any documentation when you purchase new car insurance or transfer an existing coverage from one insurer to another?

No, Digit ensures that consumers don't have to fill out any paperwork when purchasing a car insurance policy. Regardless of whether you want to buy or transfer your insurance policy, you will not be required to provide any papers for your four-wheeler.

• What should you do if you have a four-wheeler accident?

In the event of a four-wheeler accident, use Digit Insurance's toll-free number for assistance. After that, the car insurance company will walk you through the rest of the procedure according to the policy.

• Is it possible for me to get your four-wheeler- repaired in a non-network garage?

Yes, you have the option of having your four-wheeler repaired at a garage of your choice. There may be times when you cannot get your four-wheeler fixed because you are not near a network garage. In such cases, you have the option of having the car repaired at a garage of your choice as soon as you submit the bills; as per the policy, the car insurance company will pay all of the repair charges.

Take Away

Digit, like any other firm, began with motor insurance and has since evolved to include all types of general insurance products such as property insurance, health insurance, group health insurance, travel insurance, and mobile insurance. Virat Kohli, a well-known cricketer, has recently joined Digit Insurance as a brand ambassador, and the company believes he can help them expand their reach among the general public.

Digit policyholders have the option of using any workshop service of their choice to fix the damage. After the car insurance policyholder has submitted all invoices and receipts, the firm will reimburse the claim amount. After paying the required deductibles, the insured can return the four-wheeler.

Also Read: 

How Many Car Insurance Claims Can be Filed in a Year?

Tips to Maintain Safety on Roads While Driving A Car

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.