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Why To Buy A Kotak Car Insurance Plan?

Wish

Written by Sumit Arora

Updated Oct 16, 2023

Read this article to find out reasons why you need to buy your car insurance from Kotak Mahindra General Insurance.

When it comes to obtaining vehicle insurance, the first step should be to evaluate different policies and consider the features offered by various insurance providers. When buying vehicle insurance, it's a good idea to use various parameters. If Kotak Mahindra is one of your favourite insurance firms, this article will provide you with additional information about the company's characteristics and the advantages of obtaining insurance from them. You may also get vehicle insurance from Kotak Mahindra online by following the procedures outlined in this article.

Why To Buy A Kotak Car Insurance Plan?

Perks of Purchasing Kotak Car Insurance Policy 

The following are the benefits of purchasing your car insurance policy with Kotak Mahindra General Insurance - 

  • Legitimate And Trusted Brand 

When you are purchasing car insurance, you must always take note of verifying the authenticity and legitimacy of the insurance provider to avoid fraudulent offers. Kotak Mahindra General Insurance is one of the most reputed and trusted brands in India. It is IRDAI approved and has been in service since 2014. This implies that you can consider Kotak Mahindra General Insurance to be accountable whenever you are in trouble with your insured car. 

  • Third Party Liability Coverage 

According to the Indian Motor Vehicle Act, every car owner must have third-party car insurance. You can purchase this as an add-on or standard car insurance. If you are involved in an accident, you can claim this insurance to provide compensation to the third party’s loss. Kotak Mahindra General Insurance provides up to 7.5 lakh compensation for third party claims depending on the extent of the damage caused. 

  • Own Damage And PA Cover 

One of the most important coverages in any vehicle insurance policy is the Own Damage and Personal Accident Coverage. When you buy an Own Damage cover, it offers financial assistance in the case of an accident, fire, or natural disaster, as well as giving the policyholder a settlement payment in the event of theft. If your car is damaged as a consequence of a road accident, Kotak Car Secure's PA insurance provides up to 15 lakhs in compensation.

You may also like to read:- Personal Accident Car Insurance Coverage: A Handy Guide  

  • Additional Covers Benefits

Insurance companies provide certain facilities that are not included in standard car insurance policies. These facilities are termed as Riders or Additional covers. Purchasing this will raise the cost of your premium, but it will provide you with the most comprehensive coverage available. Other than the PA and OD cover, Kotak Mahindra General Insurance offers 9 more add ons to help the customers tailor their car insurance policy to their preferences. 

  • Convenient Online Facilities And Benefits

Most insurance companies now facilitate their clients to claim, renew and purchase their car insurance online from the comfort of their own homes, thanks to advancements in technology. Kotak Mahindra General Insurance has a user-friendly interface for its website which makes it easy for its policyholders to buy, renew and claim their Kotak Car Insurance online. 

How To Buy Car Insurance With Kotak Mahindra General Insurance?

The following are the steps that you can follow to buy car insurance with Kotak Mahindra General Insurance -

1. Go to Kotak Mahindra’s official website and click on the “buy new policy” option.

2. You will be asked to enter information about your vehicle as well as your contact information.

3. You will be directed to a page or screen where you can choose the kind of vehicle insurance policy and the insurance plan's add-ons.

4. After you've entered these data, you'll be able to receive a vehicle insurance quotation and pay your premium.

5. Your policy paperwork will be sent to your email address, demonstrating that your auto insurance transaction was successful.

Also Read:- Reasons Why Car Insurance Companies Can Reject Your Claims 

Take Away

Since different insurance companies provide different car insurance plans, looking into the various services offered by insurance companies can help you identify the plans that will be most beneficial to you. It will assist you in creating a list of your needs and a checklist of the features you need for your vehicle. As a result, before choosing a vehicle insurance plan, be sure to evaluate different plans on numerous factors.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Wish

Written by Sumit Arora

Sumit is an insurance industry veteran with more than 20 years in the industry. Sumit is a frequenRead More

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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