IFFCO Tokio Individual Plan Health Insurance

In today’s uncertain times, it is very important to invest in the right kind of health insurance plan. IFFCO Tokio offers a number of health insurance plans including the IFFCO Tokio Individual Health Insurance Plan at a very affordable premium. Read on further to know all about the IFFCO Tokio Individual Health Insurance Plan.

About IFFCO Tokio Individual Health Insurance Plan

The IFFCO Tokio Individual Health Insurance Plan as the name suggests provides health insurance coverage at an individual level. From offering tax benefits, coverage for pre and post hospitalisation expenses, and more, the IFFCO Tokio Individual Health Insurance Plan is a must-buy health insurance plan for those planning to stay protected against health emergencies. Moreover, there is no medical check-up required till the age of 60 years for buying the Individual Health Insurance Plan with IFFCO Tokio.

Key Features of IFFCO Tokio Individual Health Insurance Plan

Benefits of Buying IFFCO Tokio Individual Health Insurance Plan

There are multiple benefits of buying the IFFCO Tokio Individual Health Insurance Plan such as those listed below:

• Network Hospitals: IFFCO Tokio has tie-ups with over 7000 network hospitals which makes it easier for policyholders to get access to cashless treatments. With an extensive number of network hospitals, policyholders can locate a network hospital nearby.
• No Medical Check-up Required: On buying the IFFCO Tokio Individual Health Insurance plan, there is no medical check-up that is required. If you are below 60 years of age, then there is no medical check-up essential for buying the IFFCO Tokio Individual Health Insurance plan.
• Pre-and Post-hospitalisation Expenses: The IFFCO Tokio Individual Health Insurance plan also provides coverage for both pre and post-hospitalisation expenses.
• Sum Insured: With the IFFCO Tokio Individual Health Insurance plan, you can get a sum insured of up to Rs. 20 lakhs.
• Critical Illness and Emergency Assistance Cover: With the IFFCO Tokio Individual Health Insurance plan, you will also get coverage for a number of critical illnesses as well as emergency assistance coverage. Along with it, you will also get coverage for AYUSH treatment, vaccination, and others.

How to Buy IFFCO Tokio Individual Health Insurance Plan Online?

Here is how you can easily buy the IFFCO Tokio Individual Health Insurance Plan:

• Visit the official website of IFFCO Tokio
• Go to the health insurance tab and enter details like name, email address, pre-existing disease, age, and others
• Based on the details entered, a list of individual health insurance plans will appear
• You can select a desired plan and customise it as per your needs
• Then, make the premium payment for the IFFCO Tokio Individual Health Insurance Plan
• Once the payment is approved, you will receive policy details on your registered email id

Inclusions and Exclusions of IFFCO Tokio Individual Health Insurance Plan

While buying the IFFCO Tokio Individual Health Insurance Plan, you must always check its inclusions and exclusions. To help you out, we have listed down the typical inclusions and exclusions of the IFFCO Tokio Individual Health Insurance Plan:

Inclusions:

• Pre and post hospitalisation expenses
• COVID-19 treatment
• Ambulance charges expenses
• Daily allowance expenses
• Wellness coverage
• Cashless OPD
• Daycare cover
• AYUSH treatment
• Vaccination expenses

Exclusions:

• Cosmetic treatment expenses
• Pregnancy-related conditions
• Any injury due to self-inflicted causes or consumption of alcohol and drugs
• Any injury due to war or nuclear explosions

Claim Process for IFFCO Tokio Individual Health Insurance Plan

There are two different types of claims that you can raise with IFFCO Tokio, cashless claims, and reimbursement claims. In reimbursement of health insurance claims, you will get reimbursement for all the hospital expenses incurred as specified on the policy. On the other hand, in the case of cashless claims, you need not spend anything from your pocket as your bills will be directly settled at the network hospital.

Listed below are the steps that you need to follow for raising IFFCO Tokio health insurance plans:

• Inform the Insurance Company: First, inform IFFCO Tokio about the claim request. You can do so by calling the IFFCO Tokio claim team or sending an email
• Survey and Verify: Next, send all the documents for claim verification. These include policy papers, claim proposal forms, and others.
• Claim Settlement: In case of a reimbursement claim, your claim will be settled after you send the hospital bills, and in the cashless claim, the bills will be directly settled at the network hospital.