What is the eligibility for Arogya Sanjeevani Policy, Reliance General?

To be eligible to buy Arogya Sanjeevani Policy, Reliance General, you must be aged between 18 years and 65 years. Children aged between 3 months and 25 years can also be included under the policy. Note that the children aged more than 18 years who are financially independent are not eligible to be covered under the policy.

What are the waiting periods under Arogya Sanjeevani Policy, Reliance General?

Arogya Sanjeevani Policy, Reliance General comes with the following waiting periods: Initial waiting period of 30 days Waiting period of 48 months for pre-existing diseases Waiting period of 24 months/48 months for specific diseases

Will I be required to undergo medical check-up to be covered under Arogya Sanjeevani Policy, Reliance General?

No. There is no requirement of pre-medical check-up to be covered under Arogya Sanjeevani Policy, Reliance General.

Will I get cumulative bonus under Arogya Sanjeevani Policy, Reliance General?

Yes. You will get an increase in sum insured by 5% for every claim free year subject to a maximum of 50% of the sum insured. In case a claim is made, then the cumulative bonus will be reduced at the same time.

What are the special treatments covered under Arogya Sanjeevani Policy, Reliance General Insurance?

Following are the special treatments covered under Arogya Sanjeevani Policy, Reliance General Insurance, for up to 50% of the sum insured: Balloon sinuplasty Stereotactic radio surgeries Deep brain stimulation Vaporisation of the prostate (Green laser treatment or holmium laser treatment) Intra vitreal injections Oral chemotherapy Uterine Artery Embolization and High intensity focused ultrasound Immunotherapy- Monoclonal Antibody to be given as injection Robotic surgeries IONM-(Intra Operative Neuro Monitoring) Stem cell therapy

Reliance Arogya Sanjeevani Health Insurance Wordings

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Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

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Reliance Health Insurance Plan List

Family (3)
Individual (3)
Kids (2)
Parents (2)
Senior Citizen (2)
Woman (2)
Critical Illness (1)

Name of Plan	Sum Insured
MORE Health InsuranceMin: 91 Days; Max: 65 Years Popular	3 Lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health GainMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Hospi Care PolicyMin: 90 days; Max: 65 years	1 Lakh - 10 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Health Infinity Min: 91 Days; Max: 65 Years	3 Lakh	Check Premium
HealthWiseMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
Critical Illness InsuranceMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Personal Accident PolicyMin: 18 years; Max: 70 years	5 Lakh - 20 Lakh	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

What is the eligibility for Arogya Sanjeevani Policy, Reliance General?
To be eligible to buy Arogya Sanjeevani Policy, Reliance General, you must be aged between 18 years and 65 years. Children aged between 3 months and 25 years can also be included under the policy. Note that the children aged more than 18 years who are financially independent are not eligible to be covered under the policy.
What are the waiting periods under Arogya Sanjeevani Policy, Reliance General?
Arogya Sanjeevani Policy, Reliance General comes with the following waiting periods:

Initial waiting period of 30 days

Waiting period of 48 months for pre-existing diseases

Waiting period of 24 months/48 months for specific diseases
Will I be required to undergo medical check-up to be covered under Arogya Sanjeevani Policy, Reliance General?
No. There is no requirement of pre-medical check-up to be covered under Arogya Sanjeevani Policy, Reliance General.
Will I get cumulative bonus under Arogya Sanjeevani Policy, Reliance General?
Yes. You will get an increase in sum insured by 5% for every claim free year subject to a maximum of 50% of the sum insured. In case a claim is made, then the cumulative bonus will be reduced at the same time.
What are the special treatments covered under Arogya Sanjeevani Policy, Reliance General Insurance?
Following are the special treatments covered under Arogya Sanjeevani Policy, Reliance General Insurance, for up to 50% of the sum insured:

Balloon sinuplasty

Stereotactic radio surgeries

Deep brain stimulation

Vaporisation of the prostate (Green laser treatment or holmium laser treatment)

Intra vitreal injections

Oral chemotherapy

Uterine Artery Embolization and High intensity focused ultrasound

Immunotherapy- Monoclonal Antibody to be given as injection

Robotic surgeries

IONM-(Intra Operative Neuro Monitoring)

Stem cell therapy

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com