United India UNI Criticare Health Insurance Wordings

Under UNI-Criticare policy, self, spouse, and dependent children & parents can be covered.

The insured gets compensated only once in respect of any one or more of the covered diseases under the policy. Once the claim is paid under the policy, the policy lapses.

The initial waiting period for the policy is 90 days. In other words, the insured is not covered for the 11 diseases under the policy for the first 90 days of the policy coming into existence. Note that the waiting period is not applicable on subsequent renewals.

No! UNI-Criticare policy does not cover pre-existing diseases.

The UNI-Criticare policy comes with a survival period of a minimum 30 days from date of diagnosis of the critical illness, for the insured individual to be eligible for any benefit under the policy.