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United India UNI Criticare Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio78.03%
COVID-19 CoverYes
Network Hospitals7,000+
Policies Sold11,82,067
RenewabilityLifelong

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United India UNI Criticare Policy Brochure

  • 131.61 KB
  • PDF Document
  • Aug 01, 2019

United India Health Insurance Plan List

  • Family (3)
  • Individual (2)
  • Senior Citizen (2)
  • Parents (1)
  • Critical Illness (1)
  • Kids (1)
  • Woman (1)
Name of PlanSum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years2 Lakh Check Premium
UNI Criticare PolicyMin: 21 Years; Max: 65 Years1 Lakh Check Premium
Family Medicare PolicyMin: 3 Months; Max: 80 Years2 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium

United India Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • Top-up (2)
Name of PlanSum Insured
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years 3 Lakh Check Premium

FAQs on UNI Criticare Policy Health Insurance Plan

  • What are the critical illnesses covered under UNI-Criticare policy?

    The 11 critical illnesses covered under the policy include Cancer of Specified Severity, First Heart Attack of Specified Severity, Coronary Artery Surgery (CABG), Open Chest CABG, Heart Valve Replacement, Coma of Specified Severity, Kidney Failure, Stroke Resulting in Permanent Symptoms, Major Organ/Bone Marrow Transplant, Multiple Sclerosis, Motor Neurone Disease with Permanent Symptoms, and Permanent Paralysis of Limbs.

  • What is the sum insured range for UNI-Criticare policy?

    The sum insured options for UNI-Criticare policy range between Rs. 1 Lakh to Rs. 10 Lakh.

  • What is the eligibility criteria for UNI-Criticare policy?

    For UNI-Criticare policy, while the minimum entry age is 21 years, the maximum age of entry is 65 years.

  • Does UNI-Criticare policy come with an exit age?

    No! There is no exit age under the policy. UNI-Criticare is lifelong renewable.

  • What is the free-look period for UNI-Criticare policy?

    The free-look period for UNI-Criticare policy is 15 days.

  • Which relationships does UNI-Criticare policy cover?

    Under UNI-Criticare policy, self, spouse, and dependent children & parents can be covered.

  • How many times can I get compensation under UNI-Criticare policy?

    The insured gets compensated only once in respect of any one or more of the covered diseases under the policy. Once the claim is paid under the policy, the policy lapses.

  • What is the waiting period associated with UNI-Criticare policy?

    The initial waiting period for the policy is 90 days. In other words, the insured is not covered for the 11 diseases under the policy for the first 90 days of the policy coming into existence. Note that the waiting period is not applicable on subsequent renewals.

  • Does UNI-Criticare policy cover pre-existing diseases?

    No! UNI-Criticare policy does not cover pre-existing diseases.

  • What is the survival period for UNI-Criticare policy?

    The UNI-Criticare policy comes with a survival period of a minimum 30 days from date of diagnosis of the critical illness, for the insured individual to be eligible for any benefit under the policy.

     

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Claim Process at United India Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

United India Health Insurance Contact Details

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