Magma HDI OneHealth Health Insurance

An accident can cost you quite badly from physical, emotional and financial aspects. Hence, investing a bit more to buy additional coverage for personal accident cover is not a big deal. The amount is paid under this benefit in a lump sum in the event of accidental death or permanent disability. The benefit amount under this cover ranges from the sum insured to Rs. 10 Lakh, whichever is lower.

A one-stop health product for all, OneHealth Insurance policy has been designed to pay your hospital bills when hospitalized due to an illness, accident or injury. It provides worldwide emergency cover, outpatient treatment (OPD) cover, and an option to enhance the sum insured amount. If accompanied by optional Critical Illness Cover and Personal Accident Cover, the OneHealth Insurance policy pays you a lump sum amount for being diagnosed with a specified critical illness or in the event of accidental death or permanent disability. Magma HDI has set different lump sum amount under all the variants. The major attractions of the plan comprise the following:

• A wide range of sum insured, ranging from Rs. 2 Lakh to Rs. 50 Lakh
• Expenses incurred on maternity, newborn baby, vaccination and AYUSH treatment
• Free health check-up annually and worldwide (air ambulance) emergency cover
• Fitness Reward points: a maximum of up to 10% of premium   
• Restoration of the sum insured up to 100% of the sum insured
• E-opinion for critical illness under all the variants
• Additional benefits if the policy is purchased before the age of 40
• 10% discount on 2-year policy tenure & 12.5% discount on 3-year policy tenure

Apart from the above benefits, OneHealth Insurance policy also provides you with the benefits of pre and post-hospitalisation cover, inpatient cover, OPD cover, daycare treatment, organ donor expenses, domiciliary hospitalisation. On top of everything, the policy lets you undergo cashless treatment in network hospitals and reimbursement of expenses in case of a non-network hospital. What’s more is:

• The policy can be renewed for the lifetime
• It can save tax under section 80D of the Income Tax Act
• It comes with 15 days free look period to continue or cancel the policy
• 30-day grace period in the event of a break in the policy 

In today's scenario when bad eating habits, fast-paced life, and high levels of pollution have put us on the higher risk of diseases at a younger age, OneHealth Insurance policy comes to play a pivotal role. The way Magma HDI has designed this policy providing cover for everything, right from the newborn baby to critical illnesses, it can be termed as a perfect plan to be bought.

When purchasing this policy, always buy it through the online mode for a hassle-free experience. InsuranceDekho helps you compare different health insurance plans, get free quotes and avail excellent customer service at the time of filing a claim. 

Different sum insured options are offered under different variants of the plan which ranges from Rs. 2 Lakh to Rs. 50 Lakh, when the policy is purchased on an individual basis.

Yes, the plan offers the feature of E-opinion for the critical illness which helps the insured individuals to find better and alternate treatment options for critical illness.

Yes, OneHealth plan offers the cover for parents under the family floater plan.

This insurance policy allows to cover up to 4 adults and 3 kids under a family floater plan.