What does Top Up Medicare policy cover?

Top Up Medicare policy by United India Insurance covers in-patient hospitalisation expenses, pre and post hospitalisation expenses, and ambulance charges incurred in India.

What are the types under which Top Up Medicare policy can be availed?

A policyholder can avail Top Up Medicare policy under both, individual sum insured or family floater sum insured basis.

What is the sum insured range for Top Up Medicare policy?

The sum insured range for the policy is Rs. 3 Lakh to Rs. 15 Lakh.

What is the Specified Threshold Level range under Top Up Medicare policy?

Under Top Up Medicare policy, Specified Threshold Level ranges between Rs. 2 Lakh to Rs. 5 Lakh.

What is the eligibility criteria for buying Top Up Medicare policy?

For Top Up Medicare policy, while the minimum entry age is 3 months, the maximum entry age is 80 years.

How many relationships can be covered under Top Up Medicare policy?

A policyholder can cover their family comprising of self, legal spouse and dependent children under Top Up Medicare policy.

Does Top Up Medicare policy cover OPD expenses?

No! The policy does not provide coverage for procedures/treatments performed in out patient department or even in case of conversion as an in-patient in the hospital for a period exceeding 24 hours or treatment carried out in daycare centres.

What are the pre-acceptance health check-ups required for buying for Top Up Medicare policy?

Physical examination carried out at proposer’s cost include Blood Pressure, Glycosylated Haemoglobin, Serum Creatinine, Serum Urea, ECG, and Stress Test unless contraindicated. Note that 50% of the cost of the medical examination is reimbursed to the insured individual on acceptance of the request for enhancement of sum insured.

Are pre-existing diseases covered under Top Up Medicare policy?

Pre-existing disease coverage under Top Up Medicare policy is provided to the insured individual after four years of continuous coverage since inception of the top up policy with the insurer.

Does Top Up Medicare policy feature tax benefits?

Yes! On buying Top Up Medicare policy, one can avail tax rebate according to the Income Tax rules under Section 80D.

United India Top Up Medicare Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	78.03%
COVID-19 Cover	Yes
Network Hospitals	7,000+
Policies Sold	11,82,067
Renewability	Lifelong

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United India United Top Up Medicare Brochure

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Aug 02, 2019

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United India Health Insurance Plan List

Family (3)
Individual (2)
Senior Citizen (2)
Parents (1)
Critical Illness (1)
Kids (1)
Woman (1)

Name of Plan	Sum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 YearsPopular	2 Lakh	Check Premium
UNI Criticare PolicyMin: 21 Years; Max: 65 Years	1 Lakh	Check Premium
Family Medicare PolicyMin: 3 Months; Max: 80 Years	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium

United India Health Insurance Top Up List

Family (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years	3 Lakh	Check Premium

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FAQs on United Top Up Medicare Health Insurance Plan

What does Top Up Medicare policy cover?
Top Up Medicare policy by United India Insurance covers in-patient hospitalisation expenses, pre and post hospitalisation expenses, and ambulance charges incurred in India.
What are the types under which Top Up Medicare policy can be availed?
A policyholder can avail Top Up Medicare policy under both, individual sum insured or family floater sum insured basis.
What is the sum insured range for Top Up Medicare policy?
The sum insured range for the policy is Rs. 3 Lakh to Rs. 15 Lakh.
What is the Specified Threshold Level range under Top Up Medicare policy?
Under Top Up Medicare policy, Specified Threshold Level ranges between Rs. 2 Lakh to Rs. 5 Lakh.
What is the eligibility criteria for buying Top Up Medicare policy?
For Top Up Medicare policy, while the minimum entry age is 3 months, the maximum entry age is 80 years.
How many relationships can be covered under Top Up Medicare policy?
A policyholder can cover their family comprising of self, legal spouse and dependent children under Top Up Medicare policy.
Does Top Up Medicare policy cover OPD expenses?
No! The policy does not provide coverage for procedures/treatments performed in out patient department or even in case of conversion as an in-patient in the hospital for a period exceeding 24 hours or treatment carried out in daycare centres.
What are the pre-acceptance health check-ups required for buying for Top Up Medicare policy?
Physical examination carried out at proposer’s cost include Blood Pressure, Glycosylated Haemoglobin, Serum Creatinine, Serum Urea, ECG, and Stress Test unless contraindicated. Note that 50% of the cost of the medical examination is reimbursed to the insured individual on acceptance of the request for enhancement of sum insured.
Are pre-existing diseases covered under Top Up Medicare policy?
Pre-existing disease coverage under Top Up Medicare policy is provided to the insured individual after four years of continuous coverage since inception of the top up policy with the insurer.
Does Top Up Medicare policy feature tax benefits?
Yes! On buying Top Up Medicare policy, one can avail tax rebate according to the Income Tax rules under Section 80D.

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Claim Process at United India Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

United India Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
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1-800-425-33333Mon to Fri 10:00 AM to 5:45 PM
customercare@uiic.co.in