Term Life Insurance Premium Calculator
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Bajaj Allianz Life Insurance Mediclaim Policy Premium Calculator
InsuranceDekho Premium Calculator is an online tool that you can use to calculate the policy premium before actually buying the policy. Bajaj Allianz Life Insurance Premium calculator offered by InsuranceDekho is designed specifically to calculate monthly premiums to achieve sum assured. The premium calculator helps you to get personalized results by entering your Age, Cover up and Life Cover. This calculator helps in estimating the amount of premiums that the policyholder should be paying for their term insurance policy.
How To Use Bajaj Allianz Life Insurance Premium Calculator?
Bajaj Allianz Life Insurance premium calculator is easy to use. Anybody can easily calculate the premium by following these simple steps:
Step 1: Go to InsuranceDekho website and open the Life Insurance section of the website.
Step 2: Select the ‘Premium Calculator’ option mentioned in the Life Insurance section.
Step 3: Fill in the required details such as Age, Gender, Cover up and Life Cover in the premium calculator to instantly calculate the premium. The premium will be calculated instantly after you fill the required information. The calculations can vary as you change the variables like Age, Gender, Cover up and Life Cover.
Benefits of Using Bajaj Allianz Life Insurance Premium Calculator
Following are the benefits of using Bajaj Allianz Life insurance premium calculator:
- Time-Saving and Hassle-Free: Bajaj Allianz Life term insurance premium calculator is very easy to use. An individual can calculate premium instantly by entering variables such as Age, Gender, Cover up and Life cover. This tool helps to instantly calculate the premiums.
- Free Comparison: Bajaj Allianz Life Term Premium Calculator assists you in comparing policy quotes of different term insurance plans which can help you in making the right buying decision. The premium calculated by the Bajaj Allianz Life Term Premium calculator is accurate.
- Accurate Premium: The premium calculator helps in estimating the accurate premium for the policy that you should be paying for your life insurance policy. This tool helps you estimate the premiums that you will pay according to the premium paying frequency chosen by you.
- Helps you Save Money: You can opt for the highest possible life cover amount that suits your budget and you can also opt for Additional Benefits at the best possible rate of premium offered by Bajaj Allianz Life Insurance Company.
Latest News on Bajaj Allianz Life Insurance
- Future Gains is a unit-linked insurance product offered that allows customers to build money for the future. It accomplishes this by investing the premiums you pay in the stock and bond markets. It also includes features like as flexible premium payment c
- A money back life insurance policy provides a two-sided advantage of life insurance as well as a savings component. If the policyholder dies within the active policy period, the money back plan pays the death benefit to the nominee/beneficiaries named in
- Bajaj Allianz Future Gain is a Bajaj Allianz Insurance Firm Unit Linked Endowment policy. By investing in equities and financial securities, the policy helps subscribers to accumulate wealth with their contributions.
- As the name implies, spousal term insurance allows you to insure yourself and your spouse under one policy. These are complete protection insurance that provide many advantages to both the insured husband and wife.
- A term insurance is one of the most popular types of insurance scheme in the market. Term insurance is a protection for your family. It pays a certain sum to take care of your family's financial needs in case of your unfortunate demise.
Why to Buy Life Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
Life Insurance News
A money back life insurance policy provides a two-sided adva...05 January 2022
Future Gains is a unit-linked insurance product offered that...05 January 2022
Bajaj Allianz Future Gain is a Bajaj Allianz Insurance Firm ...08 December 2021
As the name implies, spousal term insurance allows you to in...30 November 2021
A term insurance is one of the most popular types of insuran...16 November 2021
Bajaj Allianz Life Insurance User Reviews
Claim Process at Bajaj Allianz Life Insurance
Claim IntimationIn the event of the death of the life assured, the insurance company should be intimated as early as possible.
Submission of DocumentsFor easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
Claim EvaluationAfter successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
Claim SettlementIf claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.
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Bajaj Allianz Life Insurance Premium Calculator FAQs
Does adding any riders to my insurance plan increase the premium?
By adding any of the optional additional riders to insurance policy you increase the premium amount because each additional rider provides additional benefits at a little extra cost.
What are the factors that affect the premium calculation for Bajaj Allianz life plans?
Factors that affect premium calculation for term insurance plans are Age, Gender, Medical History, Geographic location, BMI Index and lifestyle of a person who is purchasing the insurance plan.
Can personal habits like smoking and consuming tobacco/alcohol affect the premium of an insurance plan?
The premium for smokers and tobacco/alcohol consumers are generally higher because any individual who consumes tobacco/alcohol are considered in the high-risk category. The premium varies for tobacco/alcohol consumers and non tobacco/alcohol consumers.
Will the premium amount increase after I have purchased the policy?
The ‘Basic Premium Amount’ will remain constant throughout the term of policy. However, the renewal premiums will change due to taxes and change in premium payment frequency.
What are the riders offered by Bajaj Allianz Life Insurance?
Bajaj Allianz Life Insurance offers various additional optional riders that are Bajaj Allianz Waiver of Premium Benefit Rider, Bajaj Allianz Family Income Benefit Rider, Bajaj Allianz Accidental Death Benefit Rider, Bajaj Allianz Critical Illness Benefit Rider, etc.