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Pramerica Life Insurance Premium Calculator

121 reviews Rate This
Claim Settlement Ratio98.61%
Customer Care1800 102 7070
Death Benefit Paid For560 Policies
Presence138 Offices Pan India
Total Death Benefit Paid22.44 Crore

Term Life Insurance Premium Calculator


  • Male
  • Female

Date of Birth


Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Pramerica Life Insurance Mediclaim Policy Premium Calculator

Pramerica Life Insurance Premium Calculator is a very important online tool which is used to calculate the premium amount of the Pramerica Life Insurance policies. The calculator is fast and acute in its calculations. It helps you to make an informed decision regarding the purchase of the policy.

How to Use Pramerica Life Insurance Premium Calculator

The process to use the DHFL Pramerica Life Insurance Premium Calculator is very easy and you just have to follow the below given steps to calculate the premium of your policies.

Step 1: Visit the InsuranceDekho website and access the Pramerica Life Insurance Premium Calculator in the Life Insurance section.

Step 2: Enter the details of name, date of birth, gender, policy term, and sum assured. Calculate the premium amount by clicking calculate. You would also be asked to submit details such as annual salary, smoking habits, educational background, and occupation type.

Step 3: The premium amount can be changed further to meet your investment wallet restrictions by altering the four factors namely age, gender, sum assured, and policy term.

Pramerica Life Insurance Premium Calculator Benefits

Pramerica Life Insurance Premium calculator offers the following benefits aside from being user-friendly.

1. Instant Calculation: Pramerica Life Insurance premium calculator is a very swift tool and calculates premiums for the policies within seconds of entering all the information.

2. Accurate Calculation: Pramerica Life Insurance Premium Calculator is a dependable tool because whichever policy you select, you can calculate the premium accurately.

3. Helps in Better Decision Making: As the Pramerica Life Insurance premium calculator calculates premiums fast and accurately, it helps you to make a purchasing decision with all the facts in mind.

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Why to Buy Life Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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Pramerica Life Insurance User Reviews

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What users are saying
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  • Convenience is key in today's fast-paced world. InsuranceDekho's online platform makes managing my Pramerica L...

    Read More
    By Lopa Bhatt
    On: Sep 27, 2023
  • InsuranceDekho's Pramerica Life Insurance Policy also offers cash value accumulation over time, providing valu...

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    By Pooja Bhatia
    On: Sep 13, 2023
  • I appreciate that InsuranceDekho's life insurance policy is designed with families in mind. It gives me confid...

    Read More
    By Zaid Khan
    On: Sep 08, 2023
  • The steps to buying the insurance plans from the InsuranceDekho website are really easy. I had to follow some ...

    Read More
    By Bilal Vohra
    On: Sep 06, 2023
  • I was looking for a life insurance policy on InsuranceDekho that can give me the option of critical illness co...

    Read More
    By Rajesh Kumar
    On: Sep 01, 2023

Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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Pramerica Life Insurance Premium Calculator FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

Pramerica Life Insurance Contact Details

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