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Pramerica Life Insurance User Reviews

122 reviews Rate This
Pramerica Life Insurance
Highlights
Claim Settlement Ratio98.61%
Customer Care1800 102 7070
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices Pan India
Total Death Benefit Paid22.44 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
122 User reviews

  • Comprehensive Policy Inclusions

    The Pramerica Life Insurance Policy I selected through InsuranceDekho had comprehensive inclusions. The detailed coverage ensured that my beneficiaries would be well taken care of in various life scenarios.

    Read More
    S
    Suhani Shah
    On: Nov 22, 2023

  • Unbeatable Convenience

    Convenience is key in today's fast-paced world. InsuranceDekho's online platform makes managing my Pramerica Life Insurance Policy and payments a breeze.

    Read More
    L
    Lopa Bhatt
    On: Sep 27, 2023

  • Cash Value Accumulation

    InsuranceDekho's Pramerica Life Insurance Policy also offers cash value accumulation over time, providing valuable savings for my family. Glad to have added this component in addition to life coverage.

    Read More
    P
    Pooja Bhatia
    On: Sep 13, 2023

  • Family-Focused Coverage

    I appreciate that InsuranceDekho's life insurance policy is designed with families in mind. It gives me confidence in safeguarding my loved ones' future with the Pramerica Life Insurance Policy.

    Read More
    Z
    Zaid Khan
    On: Sep 08, 2023

  • Purchased at ease

    The steps to buying the insurance plans from the InsuranceDekho website are really easy. I had to follow some easy steps and complete the process smoothly. I bought the Pramerica Life Insurance Policy without any problems. 

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    B
    Bilal Vohra
    On: Sep 06, 2023

  • The policy covers all bases

    I was looking for a life insurance policy on InsuranceDekho that can give me the option of critical illness coverage. After comparing so many policies. I decided to buy the Pramerica Life Insurance Policy. The website is very well organized I am impressed. 

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    R
    Rajesh Kumar
    On: Sep 01, 2023

  • Payments are safe

    At first, I was a bit hesitant while entering my car details on the website of InsuranceDekho while purchasing the Pramerica Life Insurance Policy. I got in touch with the team of InsuranceDekho and came to know that even though different payment gateway options are available on the website I can choose a gateway that I prefer and the payment is completely secure.

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    R
    Rima Malviya
    On: Aug 28, 2023

  • Savings plan is good

    Anyone looking for a good savings plan can choose to invest in the Pramerica Life Insurance Policy. This is an excellent option that lets you secure your future without worrying about paying a high premium. For issuance purposes, InsuranceDekho would be the ideal one to contact. 

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    S
    Shiv Sahu
    On: Aug 23, 2023

  • Happy with my plan

    I have always recommended the Pramerica Life Insurance Policy to people for insurance purposes. I can say so because I have chosen the Pramerica Life Insurance Policy that ensures protection for my loved ones even when I am not there. The best part is that I am also getting covered for critical illness. Thanks, InsuranceDekho for helping me buy this plan.

    Read More
    S
    Sudha Jagdish
    On: Aug 16, 2023

  • This life plan is ideal

    I was going for some other plan, before buying the Pramerica Life Insurance Policy. Thankfully, InsuranceDekho came to my rescue and suggested to me this plan. I am so happy that I have the best plan and that too according to all my needs. Thanks a lot, team! 

    Read More
    V
    Vicky Singh
    On: Aug 11, 2023

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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About Pramerica Life Insurance

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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