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Pramerica Life Insurance Benefits

121 reviews Rate This
Claim Settlement Ratio98.61%
Customer Care1800 102 7070
Death Benefit Paid For560 Policies
Presence138 Offices Pan India
Total Death Benefit Paid22.44 Crore

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Benefits of Pramerica Life Insurance

Pramerica Life Insurance is a joint venture of two companies. Investment Limited which is a subsidiary of Dewan Housing Finance Corporation Limited and Prudential International Insurance Holdings, Limited which is owned by Prudential Financial Incorporate. The two companies came together in the domain of life insurance in 2013. Pramerica Life Insurance has a vast range of life insurance products to meet the demands of its vast client base.

Pramerica Life Insurance Benefits

Pramerica Life Insurance provides the aforementioned benefits as one of the prominent life insurance companies in India:

1. Customer-Friendly Services: DHFL Pramerica Life Insurance has made the process of purchasing their policy a customer-friendly one. The company has a fully trained staff to help you at every step of the process, be it pre-purchase or post-purchase, which would include the servicing, renewals, and claim process.

2. High Claim Settlement Ratio: Pramerica DHFL Life Insurance Company’s Claim Settlement Ratio depicts how dependable they are. The company has featured a claim settlement ratio of 98.42% in the FY 2019-20, which is one of the best in the country. The company is dedicated to building up trust and providing quality service to its clients. High claim settlement ratio of an insurance provider depicts the number of claims paid by the insurance provider.

3. Wide Range of Products: Pramerica Life Insurance offers a wide range of life insurance products such as term insurance, ULIPs, savings, health, child progress, and group plans. These plans are designed to fulfill the requirements of every individual. One can choose a life insurance plan that best suits his/her requirements and fits the budget as well.

4. Online and Offline Premium Payment: The company offers you a chance to pay the premium for your policy in the online mode as well as the offline mode. You can choose whatever is appropriate for you.

5. Tax Benefits: The company offers you the income tax deduction according to sections 80C and 10 D of the Income Tax Act.

6. Dedicated Policy for Defence Personnel: The company has a dedicated sales team of ex-servicemen who understand the requirements of fellow defense personnel. Unique plans covering the war zone issues are provided by the company.

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Pramerica Life Insurance User Reviews

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What users are saying
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  • Convenience is key in today's fast-paced world. InsuranceDekho's online platform makes managing my Pramerica L...

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    By Lopa Bhatt
    On: Sep 27, 2023
  • InsuranceDekho's Pramerica Life Insurance Policy also offers cash value accumulation over time, providing valu...

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    By Pooja Bhatia
    On: Sep 13, 2023
  • I appreciate that InsuranceDekho's life insurance policy is designed with families in mind. It gives me confid...

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    By Zaid Khan
    On: Sep 08, 2023
  • The steps to buying the insurance plans from the InsuranceDekho website are really easy. I had to follow some ...

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    By Bilal Vohra
    On: Sep 06, 2023
  • I was looking for a life insurance policy on InsuranceDekho that can give me the option of critical illness co...

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    By Rajesh Kumar
    On: Sep 01, 2023

Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About Pramerica Life Insurance

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

Pramerica Life Insurance Contact Details

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