Aditya Birla Activ Fit - Plus and Preferred Health Insurance
Cashless Approval TAT | 2 hr Cashless Claim Processing |
Claim Settlement Ratio | 96% |
Network Hospitals | 10,500+ |
Pre-existing Disease Coverage Starting From | Day 1 |
Special Benefits | Incentivized Wellness |
Starting Premium for Rs. 5 lakh Coverage | Rs. 270/month |
About Aditya Birla Activ Fit - Plus and Preferred Health Insurance
Aditya Birla, a leading health insurance company in India offers a bunch of health insurance plans to its policyholders. The Activ Fit - Plus and Preferred is one of those comprehensive health insurance plans that Aditya Birla offers to its policyholders. Read on to know all about Activ Fit - Plus and Preferred health insurance plans.
About Aditya Birla Activ Fit - Plus and Preferred
The Aditya Birla Activ Fit - Plus and Preferred is a type of health insurance plan that provides a bunch of benefits to meet the health insurance needs of policyholders from all over. If you are looking for an affordable health insurance plan, then the Aditya Birla Activ Fit - Plus and Preferred is for you. This plan is available in two variants - Plus and Preferred.
Key Features of About Aditya Birla Activ Fit - Plus and Preferred
Features |
Specifications |
Aditya Birla Claim Settlement Ratio |
96% |
Number of Network Hospitals |
10,500+ |
Variants |
Plus and Preferred |
Sum Insured |
Rs. 5 lakhs - Rs. 1 crore |
Policy Type |
Plus: Individual, Multi-individual, Family |
Preferred: Family |
|
Policy Tenure |
1, 2, or 3 years |
Pre and Post-hospitalisation Expenses |
Yes, covered |
Early Bird Discount |
Yes, if you are aged between 18-35 years |
Home Expenses |
Yes, up to sum insured |
Benefits of Aditya Birla Activ Fit - Plus and Preferred
There are multiple benefits of buying the Aditya Birla Activ Fit - Plus and Preferred such as those listed below:
- Flexible Sum Insured: Either you buy the Aditya Birla Plus or Preferred plan, you can choose a sum insured, you can choose a sum insured between Rs. 5 lakhs - Rs. 1 crore. So, depending on your budget and health insurance needs, you get the option to choose from the available sum insured options.
- Flexible Policy Type: When buying the Aditya Birla Activ Fit - Plus and Preferred, you can choose a policy tenure of 1, 2, or 3 years.
- Maternity Expenses: The Aditya Birla Activ Fit - Plus and Preferred plan also provides coverage for maternity-related expenses such as newborn expenses, newborn vaccination expenses, and more.
- Good Health Discount: The plan also offers a discount on health insurance premiums if you are healthy or what is called wellness benefits. After you have successfully passed medical tests, then you will be eligible for getting 10% discounts on your health insurance plan.
- Early Bird Discount: The plan also offers an early bird discount. So, if you are an individual aged between 19-35 years, you will be eligible for getting a discount of up to 10%.
- Long-term Discount: If you are buying Aditya Birla Activ Fit - Plus and Preferred plan for a policy term of 3 years, then you will get a discount of 10%.
- Health Insurance Coverage: This plan also offers coverage for AYUSH treatment, pre and post hospitalisation expenses, mental care cover, day care treatment, hospitalisation expenses, maternity expenses, and more.
- Network Hospitals: Aditya Birla has tie-ups with over 10,500 network hospitals which means you can easily get cashless hospitalisation on buying the Aditya Birla Activ Fit - Plus and Preferred plan.
Eligibility Criteria of Aditya Birla Activ Fit - Plus and Preferred
Listed below are the eligibility criteria for the Aditya Birla Activ Fit - Plus and Preferred plan:
Parametres |
Eligibility Criteria |
Minimum Entry Age |
Child: 5 years |
Adult: 18 years |
|
Maximum Entry Age |
45 years |
Policy Tenure |
1, 2, or 3 years |
Pre-existing Waiting Period |
48 months |
Specific Waiting Period |
24 months |
Inclusions of Aditya Birla Activ Fit - Plus and Preferred
Some of the common inclusions of both the Plus and Preferred variants of the Aditya Birla Activ Fit plan are as follows:
- Maternity Coverage
- In-patient hospitalisation
- Daily cash benefits
- Day care treatments
- Pre and post hospitalisation expenses
- AYUSH cover
- Organ donor expenses
- Road ambulance expenses
- Domiciliary hospitalisation
- OPD expenses
Exclusions of Aditya Birla Activ Fit - Plus and Preferred
Listed below are the exclusions of the Aditya Birla Activ Fit - Plus and Preferred plan are:
- Any injury due to nuclear emissions or war
- Any kind of self-inflicted damage
- Circumcision related expenses
- Stem cell therapy expenses
- Consumable expenses
Add-ons Available with Aditya Birla Activ Fit - Plus and Preferred
Some of the add-ons available with the Aditya Birla Activ Fit - Plus and Preferred plan are:
- Super No Claim Bonus: With this add-on, you can get Super No Claim Bonus of up to 100%. No Claim Bonus is basically the benefit that you get when you raise no claim during the policy tenure.
- Travel Protect Bonus: This add-on offers Travel Protect Bonus for your domestic travel and thus protects you if there is any emergency during your travel.
- Premium Waiver Add-on: The Premium Waiver Add-on is an additional benefit that lets your premium waive off if you are diagnosed with any of the 20 critical illnesses.
- OPD Expenses: The Aditya Birla Activ Fit - Plus and Preferred provide coverage for OPD expenses.
How to Raise Claims with Aditya Birla Activ Fit - Plus and Preferred?
Here is how you can raise claims with Aditya Birla Activ Fit - Plus and Preferred:
- In case of planned hospitalisation, you need to inform the Aditya Birla customer team prior to 48 hours and for unplanned hospitalisation, you should inform 24 hours after hospitalisation.
- Fill out the claim form with all the adequate information and submit the relevant documents.
- Once your claim request has been approved, you will get a reimbursement in case of reimbursement claims for cashless claims, your bills will be directly settled at a network hospital.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
10849 Aditya Birla Cashless Network Hospitals in India
Choose Aditya Birla Health Insurance Critical Illness Plan
Choose Aditya Birla Health Insurance Plan for
Claim Process at Aditya Birla Health Insurance
FAQs on Activ Fit - Plus and Preferred Health Insurance Plan
-
-
What is the policy tenure of the Aditya Birla Activ Fit - Plus and Preferred?
The policy tenure of the Aditya Birla Activ Fit - Plus and Preferred is 1,2, or 3 years.
-
What are the two variants available with the Aditya Birla Activ Fit plan?
There are two variants available with the Aditya Birla Activ Fit plan, Plus and Preferred plan.
-
Is AYUSH treatment covered under the Aditya Birla Activ Fit - Plus and Preferred?
Yes, AYUSH treatment is covered under the Aditya Birla Activ Fit - Plus and Preferred plan.
-
How many network hospitals are associated with Aditya Birla?
There are over 10,500 network hospitals associated with Aditya Birla.