Aditya Birla Activ Fit - Plus and Preferred Health Insurance

Aditya Birla, a leading health insurance company in India offers a bunch of health insurance plans to its policyholders. The Activ Fit - Plus and Preferred is one of those comprehensive health insurance plans that Aditya Birla offers to its policyholders. Read on to know all about Activ Fit - Plus and Preferred health insurance plans.

About Aditya Birla Activ Fit - Plus and Preferred

The Aditya Birla Activ Fit - Plus and Preferred is a type of health insurance plan that provides a bunch of benefits to meet the health insurance needs of policyholders from all over. If you are looking for an affordable health insurance plan, then the Aditya Birla Activ Fit - Plus and Preferred is for you. This plan is available in two variants - Plus and Preferred.

Key Features of About Aditya Birla Activ Fit - Plus and Preferred

Benefits of Aditya Birla Activ Fit - Plus and Preferred

There are multiple benefits of buying the Aditya Birla Activ Fit - Plus and Preferred such as those listed below:

• Flexible Sum Insured: Either you buy the Aditya Birla Plus or Preferred plan, you can choose a sum insured, you can choose a sum insured between Rs. 5 lakhs - Rs. 1 crore. So, depending on your budget and health insurance needs, you get the option to choose from the available sum insured options.
• Flexible Policy Type: When buying the Aditya Birla Activ Fit - Plus and Preferred, you can choose a policy tenure of 1, 2, or 3 years.
• Maternity Expenses: The Aditya Birla Activ Fit - Plus and Preferred plan also provides coverage for maternity-related expenses such as newborn expenses, newborn vaccination expenses, and more.
• Good Health Discount: The plan also offers a discount on health insurance premiums if you are healthy or what is called wellness benefits. After you have successfully passed medical tests, then you will be eligible for getting 10% discounts on your health insurance plan.
• Early Bird Discount: The plan also offers an early bird discount. So, if you are an individual aged between 19-35 years, you will be eligible for getting a discount of up to 10%.
• Long-term Discount: If you are buying Aditya Birla Activ Fit - Plus and Preferred plan for a policy term of 3 years, then you will get a discount of 10%.
• Health Insurance Coverage: This plan also offers coverage for AYUSH treatment, pre and post hospitalisation expenses, mental care cover, day care treatment, hospitalisation expenses, maternity expenses, and more.
• Network Hospitals: Aditya Birla has tie-ups with over 10,500 network hospitals which means you can easily get cashless hospitalisation on buying the Aditya Birla Activ Fit - Plus and Preferred plan.

Eligibility Criteria of Aditya Birla Activ Fit - Plus and Preferred

Listed below are the eligibility criteria for the Aditya Birla Activ Fit - Plus and Preferred plan:

Inclusions of Aditya Birla Activ Fit - Plus and Preferred

Some of the common inclusions of both the Plus and Preferred variants of the Aditya Birla Activ Fit plan are as follows:

• Maternity Coverage
• In-patient hospitalisation
• Daily cash benefits
• Day care treatments
• Pre and post hospitalisation expenses
• AYUSH cover
• Organ donor expenses
• Road ambulance expenses
• Domiciliary hospitalisation
• OPD expenses

Exclusions of Aditya Birla Activ Fit - Plus and Preferred

Listed below are the exclusions of the Aditya Birla Activ Fit - Plus and Preferred plan are:

• Any injury due to nuclear emissions or war
• Any kind of self-inflicted damage
• Circumcision related expenses
• Stem cell therapy expenses
• Consumable expenses

Add-ons Available with Aditya Birla Activ Fit - Plus and Preferred

Some of the add-ons available with the Aditya Birla Activ Fit - Plus and Preferred plan are:

• Super No Claim Bonus: With this add-on, you can get Super No Claim Bonus of up to 100%. No Claim Bonus is basically the benefit that you get when you raise no claim during the policy tenure.
• Travel Protect Bonus: This add-on offers Travel Protect Bonus for your domestic travel and thus protects you if there is any emergency during your travel.
• Premium Waiver Add-on: The Premium Waiver Add-on is an additional benefit that lets your premium waive off if you are diagnosed with any of the 20 critical illnesses.
• OPD Expenses: The Aditya Birla Activ Fit - Plus and Preferred provide coverage for OPD expenses.

How to Raise Claims with Aditya Birla Activ Fit - Plus and Preferred?

Here is how you can raise claims with Aditya Birla Activ Fit - Plus and Preferred:

• In case of planned hospitalisation, you need to inform the Aditya Birla customer team prior to 48 hours and for unplanned hospitalisation, you should inform 24 hours after hospitalisation.
• Fill out the claim form with all the adequate information and submit the relevant documents.
• Once your claim request has been approved, you will get a reimbursement in case of reimbursement claims for cashless claims, your bills will be directly settled at a network hospital.