Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Care Arogya Sanjeevani Health Insurance

254 reviews Rate This
Care Health Insurance
Arogya Sanjeevani Policy
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.00%
Network Hospitals24,800+
Pre-existing Disease Coverage FromDay 1
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs coverageRs. 546/month

About Care Arogya Sanjeevani Health Insurance

Arogya Sanjeevani Policy by Care Health Insurance (Religare) is a newly launched indemnity-based health insurance policy. It is a unique product by Religare Health Insurance that protects you and your family in case of hospitalisation required due to any illness/sickness/disease/accident. The standard plan provides the basic health insurance cover of sum insured options ranging between Rs. 1 Lakh and Rs. 5 Lakh (in the multiples of 50,000). You can purchase this policy either on an individual or floater basis to cover Self, Spouse, Dependent Children, Parents, and Parents-in law. The policyholders can enjoy the utmost flexibility when it comes to paying the premium for this policy. They can pay it in Monthly, Quarterly, Half-yearly, and Annual installments.

Religare Arogya Sanjeevani Policy is an annual policy. You can renew it thereafter. It is a good option as it covers pre and post hospitalisation expenses. Some other benefits that the policyholders enjoy under this policy are - cover for in-patient hospitalisation expenses, cover for plastic surgery and dental treatment necessitated due to disease or injury, a cumulative bonus of 5% for every claim-free year up to 50%, 15 days free look period, and portability benefit.

Read more: Arogya Sanjeevani Policy

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members
Need help?

Get FREE Personalized Insurance Advice At Your Home

Key Inclusions and Exclusions of the Plan

What's Included

  • Cover for all daycare procedures up to 50% of the sum insured
  • Road ambulance expenses for up to Rs. 2,000 per hospitalisation
  • Pre and post-hospitalisation expenses for up to 30 and 60 days respectively
  • Cataract expenses for up to 25% of the sum insured or Rs. 40,000 whichever is lower
  • In-patient hospitalisation expenses for AYUSH treatments, up to sum insured limit
  • Dental & plastic surgery due to a disease or injury

What's Not Included

  • Expenses related to sterility and infertility
  • Expenses traceable to childbirth except for ectopic surgery
  • Expenses related to rest cure, rehabilitation, and respite care
  • Expenses arising due to surgical treatment of obesity/weight control
  • Expenses incurred on any treatment required due to participation in adventure sports
  • Expenses related to hospitalisation for the purpose of evaluation or investigation

6003 Care Cashless Network Hospitals in India

Choose Care Health Insurance Critical Illness Plan

Arogya Sanjeevani Policy User Reviews

Write your review
What users are saying
  • All
  • Availed Arogya Sanjeevani Poli...

    Buying Care Health Insurance’s Arogya Sanjeevani Policy from InsuranceDekho was very simple. I got to know about this standard health insurance plan and was looking for the best offer. On the website, I found the policy at a reasonable rate. I purchased it without any delay.

    T
    By Tirtha Goswami
    On: Jan 12, 2021
  • The best site for health insur...

    InsuranceDekho is the best health insurance website I know. After perusing the website just once I was convinced to buy insurance from here. Their convenient facilities helped me to choose the Arogya Sanjeevani Policy of Care Health Insurance.

    S
    By Sushmita Mazumder
    On: Nov 19, 2020
  • Happy with the services

    I have bought Arogya Sanjeevani Policy by Care health insurance from insurancedekho and I must say I’m quite impressed by the quick services and assistance provided by the team of insurancedekho.

    A
    By Ashika Arya
    On: Oct 20, 2020
  • High Claim Settlement Ratio

    I purchased Religare Arogya Sanjeevani Policy from InsuranceDekho last month because the insurer has a good Claim Settlement Ratio. When I made a claim, they approved my request within a few hours and I availed cashless treatment.    

    R
    By Rajat Kukreja
    On: Jun 17, 2020
  • Good policy for family

    Religare Arogya Sanjeevani Policy is a good health insurance policy for families that covers us against many healthcare expenses. Also, I was looking for an affordable plan and this is it. Thanks to InsuranceDekho for suggesting this plan.   

    F
    By Farah Jindal
    On: Jun 17, 2020

Care Arogya Sanjeevani Policy Brochure

  • 475.23 KB
  • PDF Document
  • May 07, 2020

Claim Process at Care Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Arogya Sanjeevani Policy Health Insurance Plan

  • What is the minimum and maximum age limit to be the Proposer for this policy?

    Anyone aged between 18 years to 65 years can be the Proposer of this policy.  

  • Who all can be covered under this policy?

    You can cover Self, Legally wedded Spouse, Dependent Children, Parents, and Parents-in law under this policy.

  • What is the policy term?

    The policy term is of 1 year. The policy needs to be renewed annually. 

  • What are the floater combinations under this policy?

    The following floater combinations can be availed under this policy-

    • 1 Adult+1 Child
    • 1 Adult+2 Children
    • 1 Adult+3 Children
    • 1 Adult+4 Children
    • 2 Adults
    • 2 Adults+1 Child
    • 2 Adults+2 Children
    • 2 Adults+3 Children
    • 2 Adults+4 Children
  • Which modern treatments are covered under this policy?

    The policy covers the following modern or new age treatments for up to 50% of the sum insured limit:

        • Balloon Sinuplasty
        • Oral Chemotherapy
        • Uterine Artery Embolization and High Intensity Focused Ultrasound
        • Deep Brain Stimulation
        • Bronchial Thermoplasty
        • Robotic Surgeries
        • Intra vitreal injections
        • Immunotherapy-Monoclonal Antibody to be given as an injection
        • Vaporisation of the prostrate
        • Intra Operative Neuro Monitoring
        • Stereotactic radio surgeries 

  • What is the general waiting period under this policy?

    The policyholders need to complete a general waiting period of 30 days from the date of commencement of the policy to avail of any benefit under Arogya Sanjeevani Policy, Religare Health Insurance. 

  • What is the waiting period for pre-existing diseases under this policy?

    Pre-existing diseases are covered after a waiting period of 48 months of continuous coverage under this policy. 

  • Does the policy offer lifetime renewability benefit?

    Yes. The policy guarantees renewability for a lifetime. 

  • Is there any co-payment clause under this policy?

    Yes. A co-payment of 5% is applicable on every admissible claim. 

  • Can I pay the premium in instalments for this policy?

    Yes. You can pay the premium in monthly, Quarterly, Half-yearly, and Annual instalments for this policy. 

View More Questions

Health Insurance Articles

  • Latest Articles
  • Popular Articles